Jump to content


  • Tweets

  • Posts

    • Agree with DX, Sadly, from the pics, it looks like you're bang to rights😪 The rules are very explicit. Before entering the box, you must ensure that you are able to completely exit. It looks like the car in front may have moved a couple of feet and tempted you to set off, but when you did that, there still wasn't enough room to completely exit the box. By all means ask to see the video evidence, but saying you had to stop because the vehicle in front stopped, isn't a valid defence.
    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
    • despite our wettest 18 months on record,  Low levels of rain and snow have cut Canada’s hydropower production, forcing it to increase electricity imports from the U.S.   - NYT
    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
    • If you're sat there wondering how to attract and retain young talent, look no further. Find out what young people want from employers.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Welcome Finance - Clowns or Criminals?


just_a_girl
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5262 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Thanks postppj :)

 

Please forgive my abrupt drop in on a previous thread "o

 

I have never experienced the world of blogging and forums however after years of painful experience with these clowns and/or criminals I have been positively enlightened by the support of The Consumer Forum Community and thought I'd share my situation, perhaps not only for help and guidance but hope also maybe this could benefit others :confused:

 

I took out a loan of £4800 with Welcome Finance after suffering a Salesman from Safestyle UK in January 2005.

 

After 5 years of complete hell with them during which they have threatened to send me to prison unless i pay £12,420.20 in April 2008, applied a CCJ for the same amount in July 2008, Howard Cohen Solicitors have since put a charge on my property again for the same amount.

 

In July 2008 My Dad called them on my behalf and demanded a Statement of Accounts and harassed them in the way they had me, of which they did not send until December 2008 with a balance of £7981.04. :confused:

 

I since had a call from a call-centre agent telling me I owe them the £12,420.20 and I laughed when I asked him about the Statement of Account that sat in front of me, when quizzed, the line went dead and I had not heard a peep until a couple of days before xmas....

 

I was sat with my next door neighbor when there was a knock at the door, a bouncy gent asked in a rather familiar way, does 'Claire' (My Name) still live next door, I immediately came to the door and Nick Smith introduced himself as a bailiff working to collect debts which had been sold on from Welcome Finance as they "have basically gone bump", when I asked how much he wanted he asked for £12,420.20 and again I laughed showing a copy of the Statement of Accounts, Mr.Smith then kindly :lol: 'let me off' for now as its nearly xmas, but left his mobile number just in case I fancied a drink. =O

 

The general number he left was rung, a voice message, apologizing the office is now closed and to call back between 9am and 8pm (this was at 5pm) no company name???

 

I have since come to sell my property and am trying to establish if they have actually put a charge on my property and if they still operate?

 

When searching it appears they now operate under Shopacheck Financial Services heres a link

 

Welcome Finance & Welcome Car Finance Official Site

 

Well thanks for listening or reading y'all and I hope my experience may be useful somewhere throughout the community

Link to post
Share on other sites

Shopacheck Is Welcome

Well Cattles The Parent Company

 

Welcome Finance Only Exsists In All But Name

 

To Begin With

 

I Doubt This Chap Was A Baliff

 

Did You Find Out Which Company He Represented

Prob The Lewis Group

 

Have You A Land Line Number For This Guy

Link to post
Share on other sites

This PIG who knocked on your door was not a Bailliff. If he comes again ask to see his Licence and for the County Court he is registered at. Then when he dosen`t have a Licence he can` answer the second question tell him to "REV UP & *UCK OFF". Failing that there is a template letter you can hand to him that basically tells him to *UCK OFF.

 

DO NOT let him into your house. He can only come in by peaceful means. If he won`t go away Call 999 and tell the Police you have someone on your property who is Harassing you and will not leave, and you are worried that they are causing a Breach of the Peace. If he mentions calling the Police on his own behalf, let him do so. They are not a Bully Boys Back Up, they can only attend to prevent a Breach of the Peace.

 

Don`t worry non of his is as heavy as it seems. Just Forewarned is Forearmed.

 

The ONLY things you can be sent to Prison for Non Payment of are Council Tax and TV Licence (as far as I am aware). So you can stop worrying about that one.

 

You Will be fine if you take advice given on here. evryone here will wach each others back as well so Good Luck. And don`t be scared to ask questions here on CAG.

 

Cheers, MARK:D

Link to post
Share on other sites

If you need a hand posting images give me a shout but if you go to share at the top of the item you uploaded and use the image code (starts with ) it will post the document on here big enough to be read hope that helps :)

 

good luck and i agree with what Mark said :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

Well thankfully again, no one has been in touch since but im feeling better about it all already :) But I gotta be up at 6 am so im gonna have to hit the sack, Im a gonna try and get online via moby throughout the day tomorrow but failing that it could be 9 pm onwards before Il be able to respond now :(

 

Thank you so much for all your support and hope to catch you soon, I have loadsa docs n stuff, never throw anything financial, ive got two original credit agreements, one without a signature and amended one, with a cross through the date and corrected :o ??

 

Night nite y'all sweet dreams

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...