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Welcome Secured Loan Mess!


Martel
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I would go back ot that undated, unwitnessed legal charge. It is my understanding that for a secured loan that is an intrinsic part of the agreement. So without a properly executed legal charge they don't have an agreement. We could do with getting one of the experts to confirm that for you.

 

I'm of the same view - let's await a comment from Site Team or someone a bit more knowledgeable than us (Postggj excepted :))

 

M

 

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Thanks, Iain and MandM!

 

Yes, one would assume that a legal charge on the property needs to be properly executed. But what do I know? It seems from what I've read on this site that Welcome believes it is a law unto itself.

 

MX

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Thanks, Iain and MandM!

 

Yes, one would assume that a legal charge on the property needs to be properly executed. But what do I know? It seems from what I've read on this site that Welcome believes it is a law unto itself.

 

MX

 

Now you're getting the hang of them!!!:D

 

Just bumping ya again - let's await that knowledgeable opinion - don't want to risk setting you off in the wrong direction.

 

M

 

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now thats funny, scales tipped for sending him to that better place. . .

 

Almost as funny as the message I got from site team saying he had been "escorted from the building" lol

 

M

 

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give me a few days on this

 

 

Hiya, nothing new this week from Welcome...which makes me nervous!!

 

I've not rec'd an reply to a rather stiff letter I sent them about their sloppy and inadequate response to my SAR.

 

Anything else I should be doing???

 

And, hope against hope, might Welcome be going down the plughole any time soon??? MXXX

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give me a few days on this

 

Hi Post!

 

I assume you (and all of us) are getting ready to dance on Welcome's grave....you must be (deservedly) ecstatic!!

 

Am assuming I should sit tight and wait and see what happens??

 

Many thanks!

 

MX

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Hi Post!

 

I assume you (and all of us) are getting ready to dance on Welcome's grave....you must be (deservedly) ecstatic!!

 

Am assuming I should sit tight and wait and see what happens??

 

Many thanks!

 

MX

 

Hi Martel, just popping by to see where you're at now. Shame I don't come across Welcome, they seem so well loved in these forums :rolleyes:.

 

May be worth you dropping Postggj a PM. Lots of fingers in lots of pies and helps a lot of Caggers so very busy.

 

Failing that, keep giving your post the odd 'bump' to keep it up the list as there are many others on here that have dealings with Welcome and could probably contribute. :)

 

M

 

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M! Thanks for your post! I know Post is a very busy crusading (or do I mean avenging??) angel and I believe he has more knee surgery looming. Might PM tomorrow.

 

I'm waiting for a coherent reply from Welcome to my SAR request - not really sure if there's anything else I should be doing to head off a Court Claim.

 

I'm assuming/hoping things with Welcome will go quiet while the Cattles infighting continues. Or maybe I'm just being naive?

 

Again, thanks for your input. Mx

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Hi guys, Ive got my own thread running about welcome at the moment and hope to get some copies of my paperwork scanned on here for someone to have a gander at.

 

Seem to be in a similar situation to yourself Martel, just out of interest though, whats this unwitnessed legal charge? What is it, where would I find it on my paperwork and what should I be looking for??

 

Cheers

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Hi guys, Ive got my own thread running about welcome at the moment and hope to get some copies of my paperwork scanned on here for someone to have a gander at.

 

Seem to be in a similar situation to yourself Martel, just out of interest though, whats this unwitnessed legal charge? What is it, where would I find it on my paperwork and what should I be looking for??

 

Cheers

 

Hiya B,

 

The unwitnessed legal charge doc arrived with other random docs as their response to my SAR. It's a double sided photocopy (the direct debit mandate is on the reverse).

 

It's headed 'Legal Charge', 'Date of Charge' and 'Customer No' are blank. It purports to be a legal charge on my property, but the 10 paragraphs supposedly describing the legal terms of the arrangement are illegible-ish.

 

I've signed it, but the two witness signature boxes are blank. I would think (hope?) that, as this is not a properly executed Charge (lacking a date, customer number and witness signatures), that it is useless.

 

A going to visit your thread!

 

MX

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Hi Martel

 

Leg In Plaster So Lets Move your ThrEad On

 

Whats The Situation As We Stand

 

Hope it's not too uncomfortable!!

 

Basically, I am awash in undated and seemingly irrelevant docs from Welcome in response to my CCA and SARs.

 

I am scanner-free, which I know doesn't help.

 

Would it be a drag for you to look at the following posts on this thread: 1, 13, 20 and 35? They will give you a snapshot of what's come in from Welcome.

 

Maybe I shouldn't be doing anything.....but waiting for Welcome's next move makes me nervous.

 

As ever, I bow to your expertise!

 

MX

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