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CCA 1974 - Question


rebel11
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This is briefly whats happened with one MBNA account.

MBNA VISA OPENED ACCOUNT 1996 - Account number xxxx001

I didn't ask for PPI, they added PPI - I got it refunded.

Last statement received 1999 Account xxxx001

 

No statements received between 1999 - Dec 2004 for Account xxxx001

No Credit Card's received between 1999 - to present day

 

Nothing to tell me the Account number has changed.

 

Received new statement in Dec 2004 with new Account number xxxx002

I wrote a Credit card Cheque. They added PPI. PPI refunded.

 

They also implied Account no xxxx002 is also Account noxxxx003

 

Would the CCA 1974 signed in 1996 still be vaild?

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Erm, is it just that one completely blurred page? That looks pretty rubbish to me rebel. If it is as it looks, you can't read it, and from what I can make out there don't seem to be any terms (although it is so blurry that's more a guess than anything!).

 

Sending off an SAR sounds like a plan. They may well take their sweet time in sending it though. After the 40 days was up I had nothing, but (for me at least), a short sharp letter to them telling them to pull their finger out or I'd report them to the ICO got it sent out same day by Special Delivery.

Time flies like an arrow...

Fruit flies like a banana.

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Sent off 5 Subject Access Requests yesterday. 3 envolpes which all weighed the same, same size. The lady at the counter, first letter went threw her measuring device, but she pretended she couldn't get the other

two letters threw. But by magic I told her to push harder. She wanted to charge me more for recoreded delivery.

 

According Track & Trace the Halifax SAR hasn't been confirmed as being

received. The other two have been received.

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