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    • ACI are part of the Perch Capital group along with TM legal.  
    • Thanks jk2054 - email now sent to OCMC requesting an in person hearing.
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    • Same issue got a fine yesterday for parking in suspended bay which was ending at 6:30 yesterday, next thing I see a fine 15 minutes before it. The sign was obstructed 
    • Hi all, an update on the case as the deadline for filing the WS is tomorrow i.e., 14 days before the hearing date: 7th June. Evri have emailed their WS today to the court and to myself. Attached pdf of their WS - I have redacted personal information and left any redactions/highlights by Evri. In the main: The WS is signed by George Wood. Evri have stated the claim value that I am seeking to recover is £931.79 including £70 court fees, and am putting me to strict proof as to the value of the claim. Evri's have accepted that the parcel is lost but there is no contract between Evri and myself, and that the contract is with myself and Packlink They have provided a copy of the eBay Powered By Packlink Terms and Conditions (T&Cs) to support their argument the contractual relationship is between myself and Packlink, highlighting clause 3a, e, g of these T&Cs. They further highlight clause 14 of the T&Cs which states that Packlink's liability is limited to £25 unless enhanced compensation has been chosen. They have contacted Packlink who informed them that I had been in contact with Packlink and raised a claim with Packlink and the claim had been paid accordingly i.e., £25 in line with the T&Cs and the compensated postage costs of £4.82. They believe this is clear evidence that my contract is with Packlink and should therefore cease the claim against Evri. Evri also cite Clause 23 of the pre-exiting commercial agreement between the Defendant and Packlink, which states:  ‘Contracts (Rights of Third Parties) Act 1999 A person who is not a party to this Agreement shall have no rights under the Contracts (Right of Third Parties) Act 1999 to rely upon or enforce any term of this Agreement provided that this does not affect any right or remedy of the third party which exists or is available apart from that Act.’ This means that the Claimant cannot enforce third party rights under the Contract (Rights of Third Parties) Act 1999 and instead should cease this claim and raise a dispute with the correct party.   Having read Evri's WS and considered the main points above, I have made these observations: Evri have not seen/read my WS (sent by post and by email) as they would have recognised the claim value is over £1000 as it includes court fees, trial fees, postage costs and interests, and there is a complete breakdown of the different costs and evidence. Evri accepts the parcel is lost after it entered their delivery network - again, this is in my WS and is not an issue in dispute. Evri mentions the £25 and £4.82 paid by Packlink - Again, had they read the WS, they would have realised this is not an issue in dispute. Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency   This supports the view that once a user (i.e, myself) selects a transport agency (i.e Evri) that best suits the user's needs, the user (i.e, myself) enters into a contract with the chosen transport agency (i.e, myself). Therefore, under the T&Cs, there is a contract between myself and Evri. Evri cites their pre-existing agreement with Packlink and that I cannot enforce 3rd party rights under the 1999 Act. Evri has not provided a copy of this contract, and furthermore, my point above explains that the T&Cs clearly explains I have entered into a contract when i chose Evri to deliver my parcel.  As explained in my WS, i am the non-gratuitous beneficiary as my payment for Evri's delivery service through Packlink is the sole reason for the principal contract coming into existence. Clearly Evri have not read by WS as the above is all clearly explained in there.   I am going to respond to Evri's email by stating that I have already sent my WS to them by post/email and attach the email that sent on the weekend to them containing my WS. However, before i do that, If there is anything additional I should further add to the email, please do let me know. Thanks. Evri Witness Statement Redacted v1 compressed.pdf
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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MandM vs Egg Loan ***Won with Strike Out***


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Is this DN worth arguing???  

2 Caggers have voted

  1. 1. Is this DN worth arguing???

    • Yes, argue all the way!!!
      2
    • No, they've got you beat.
      0


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The restons letters above are horrifying to read. They can't possibly serve a default notice on an account that's already been terminated, can they?

 

At first sight I'd call that fraud. Am I missing something?

 

they can try!!

 

those letters are LUVERLY to read not horryfying

 

thank you Restons

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The restons letters above are horrifying to read. They can't possibly serve a default notice on an account that's already been terminated, can they?

 

At first sight I'd call that fraud. Am I missing something?

 

No, they cant. :lol: But you would be surprised how many times they have tried :rolleyes:

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Just a little update here. I was in court today and cited my DN's and lack of Termination Notice as reason to Set Aside my CCJ.

IT WORKED!!!!!! I now have 14 days to notify the claimant of my full defence.

 

Here is my link!:

http://www.consumeractiongroup.co.uk/forum/legal-issues/247688-default-notices-court-dates-2.html#post2830572

 

Something is working that is for sure!!!!!!

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Just a little update here. I was in court today and cited my DN's and lack of Termination Notice as reason to Set Aside my CCJ.

IT WORKED!!!!!! I now have 14 days to notify the claimant of my full defence.

 

Here is my link!:

http://www.consumeractiongroup.co.uk/forum/legal-issues/247688-default-notices-court-dates-2.html#post2830572

 

Something is working that is for sure!!!!!!

 

:D:D:D Well done!!!

 

M

 

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The restons letters above are horrifying to read. They can't possibly serve a default notice on an account that's already been terminated, can they?

 

At first sight I'd call that fraud. Am I missing something?

 

i think what you are missing is:-

 

a/ Both letters contain an admission that a faulty DN is fatal to a claim- which makes restons arguing the opposite very difficult

 

b/ The application to re issue a new DN and amend the POC was refused

 

c/ Restons eventually discontinued

 

what's not to like:D

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Hence DDs statement>>

without even having to produce it to the judge (but making sure that Restons lawyer can see it on the desk)

 

I think its potential, just by reference alone, would cause them great concern. :D:D:D Happy days.

 

M

 

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  • 2 weeks later...
Hey.....CONGRATULATIONS MandM! I wondered where you had vanished to and came across this link by accident while reading another link. FANTASTIC outcome for you......well done!

 

Thanks SB. Haven't vanished just yet ;), just buried in work atm.

 

M

 

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  • 2 weeks later...
I missed this thread completely MandM... been too wrapped up elsewhere.

 

Great work!

 

Thanks vj. Still waiting to see if they dare appeal. All quiet so far :)

 

M

 

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  • 1 month later...

Well, this is getting interesting again!

 

Have received a letter from the solicitors enclosing a NEW default notice :rolleyes:. They've had a few months to think about it now - no calls, no contact - and obviously decided that the appeal route is far too risky.

 

These are the same solicitors that confirmed almost a year ago that the account was now terminated and then proceeded straight to court.

 

Just looking for a nicely worded reply to give them.

 

M

 

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out of interest, what have they put down as arrears? arrears at termination or arrears as though repayments should have been made

 

Here's a letter from DD totally different circumstances, but there are some nice pointers http://www.consumeractiongroup.co.uk/forum/legal-issues/242517-storecard-claim-served-what-9.html#post2830927

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Need to have a good search of teh forums for a more complete letter. I think a killer letter in these circumstances is needed as more and more creditors are doing this.

 

Maybe some of the 'letter experts' can get onto this ........

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that was my hack of DD's post :D

If you find my advice helpful - please click on my scales

<<<<<< - they're over there!

Well, it's a funny black star now ...

The small print - any advice I give is freely given on the understanding that I am a layman and am not legally qualified in anyway.

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Well, this is getting interesting again!

 

Have received a letter from the solicitors enclosing a NEW default notice :rolleyes:. They've had a few months to think about it now - no calls, no contact - and obviously decided that the appeal route is far too risky.

 

These are the same solicitors that confirmed almost a year ago that the account was now terminated and then proceeded straight to court.

 

Just looking for a nicely worded reply to give them.

 

M

 

Once a DN once issued, and terminated, cannot be followed by a second DN, as the "agreement" has been terminated, so it follows you cannot default an account which does not exist!

 

So the only DN that could be valid is the FIRST one so by when proceedings have commenced the Claimant will have terminated the agreement. The language of a default notice is framed on the basis there is a current agreement. That language is prescribed. If the Claimant terminated the agreement, to deliver an effective default notice will involve the fiction the agreement is current and never terminated. It would also involve the Claimant reinstating unilaterally. The debtor would be unlikely to agree to reinstatement if to do so would cure the Claimant's difficulties.

One good thing appears to be that they are admitting the 1st Default Notice is defective. It therefore follows that by starting Court Action, their client Terminated the Agreement unlawfully, because they had failed to secure a valid Default Notice before doing so. Thus, they are admitting they started Court/Terminated when they were in no position to do so lawfully, having lost all the benefits of s87.

 

That is unlawful rescission of Contract/repudiatory breach of Contract...for which you can ask them for compensation :)

 

Fairbyblues thread may help you with this one....I had that info above stored from there so may help you on this

fairbyblue /MBNA-Restons Court 20th.March-they have issued 2 default notices./ **WON**

(you may want to read back a little on here but hope it helps)

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Need to have a good search of teh forums for a more complete letter. I think a killer letter in these circumstances is needed as more and more creditors are doing this.

 

Maybe some of the 'letter experts' can get onto this ........

 

 

that was my hack of DD's post :D

 

Yes, it was a DD post I used in my original defence to argue the point on the day (should I have needed it) as to why they could not just simply correct the situation by issuing a 'new' DN. It makes a nonsense of the whole act if we can just simply 'correct' the situation now by complying with the 'new' DN.

 

Pretty sure it's along the lines of >>>> For a valid DN to be issued then the 'agreement' between us must still endure. However, they claimed the full amount = terminated. They took me to court for the full amount = terminated. They wrote and confirmed termination = terminated.

 

M

 

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M

 

I think they either terminated, ended, finished, concluded or waved "bye bye" or "goodbye" (but definitely NOT "au revoir") to it. Monty Python's "Dead Parrot" sketch can probably give you a few more synonyms for the current state of the agreement if you need to clarify the situation back to them!

 

BD

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