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NGEddie

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Everything posted by NGEddie

  1. Sorry for the radio silence, hectic times! Thank you for drafting the letter. I actually spoke to my nice (normal) neighbour the other side who said he would be prepared to make a statement if needed, confirming it was all grass before the concrete was done. His wife works at a solicitors and asked a colleague who said if I enter into this it could cause issues if we wanted to sell. On the other hand my house insurance legal advice line said I could be liable years after if i sold and didn't tell the buyers about it I am happy to go with your
  2. In this case I am happy to go with your advise and do it myself I actually forgot to mention, when the fence was moved the idiot also has an electrical wire in a casing hanging over my side too. This is similar to hanging the light PIR and parasol over my side of the fence. Ok I wont post any more photos, did the ones I sent to admin address make sense though, to yourself?
  3. Thank you BankFodder, really thank you for explaining this clearly in easy to understand steps. I am feeling 100% better about this now as I have measured between the boundary fences at the front gates, front of house, back of house, just before garage and it is all consistently the same…until I measure behind my garage in the lane where the fence has been moved and it is 26 cm shorter! This is the part I ‘felt’ concerned about as the concrete is clear as day. I’ll get a photo from the roof tomorrow which should also help. I would like to say now, if this goes to court
  4. You could be right and maybe I am not explaining this properly. Regarding trespass, I don’t really fully understand it if I am honest and the word has only been mention by yourself and my house insurance legal advice line. What you say makes sense and does seem quite straight forward explained that way. Any idea how much a surveyor would charge? Action needs to happen and I agree with your advice. To be honest I am not concerned about the idiot being aggressive or nasty, he wont even look at me if we are outside at the same time. More passive agg
  5. Measured the gap and in my garden at the start of the garage there is 14" and in the lane where the fence has been moved is it 6" which shows the gradual positioning of the fence being moved has used/stolen 8" of land between the boundary fence and my garage.
  6. Which part is not clear? I have just measured and it is 3.3 sq metres which has been concreted over. I did say work is extremely busy at the moment, hence the delay. I can provide photos to the admin address to follow the ones I sent the other day if you wish?
  7. Yes, the fence has been moved at a strange angle. I need to have a closer look and a photo to follow up the original I sent. I am guessing it is not correct to move this, be it 1 inch or 6 inches? Correct, according to land survey and between the yellow lines on my drawing show the part I own, behind my own properties. The concrete is a problem as it was all grass before and now it is concrete which is not what I want and don't believe is allowed to have done this? Photo and measurements to follow. Where the fence has been moved it is in a gap you would stru
  8. Thanks for the update. Weather is rubbish so have done this drawing (I'm no Rolf Harris) to help. Orange shows where fence has been moved closer to my garage, not to scale. Grey shows where concreted in front of own garage and then kept going with it in front of mine, not to scale. Yellow is my actual boundary lines as per land survey plan. Hope this helps clarify until I get photos.
  9. Thank you for clarifying. The concrete is more of a concern than the boundary fence and I shall provide photos anyway. Indeed and probably why I have hesitated. I do have a camera front and back and may think about one for the garage too.
  10. Thank you, appreciated. I’ll get the plan, measure and post this on. Can also show photos of how the fence gap was before and how it is now. Please bear with me as work is crazy busy and weather is rubbish today. I have owned this property eleven years and weirdo has been there five years this year. The lane/land isn’t used much and was a bit messy, the neighbour said mine was obstructing his accessing his garage, which wasn’t correct and just his usual trying to cause issues. We went on holiday and when we came back some had been cleared and the concreting
  11. Hello Yes, yes I do want to be serious on this. There have been many other things happen over the time, I hate using the buzzword but suffer with anxiety and sometimes have to step away for my own sanity. One of the main issues with anxiety is avoidance which is what I tend to do. Tell myself there are worse things in the world, let it go etc... but you are right I have been not facing up to these wrong doings and want to address and get them sorted. Quite some time has also been wasted on this going round in circles with police, council ASB teams and parkin
  12. Hi all We have an idiotic neighbour who seems to think he can do as he likes. Most recently has changed his boundary fence, which is quite crooked, at the side of our garage in a gap you couldn’t fit along. It has probably moved a few inches in his favor but the crookedness makes it ambiguous. I do have photos from how it looked before and can clearly notice the difference. Has also concreted over about ¼ of our land/very narrow lane behind properties which has access for all but not used very much. Idiot is end property and has concreted a little bit in fro
  13. Long delay with things going on in the world! I would like to settle this one... PPi claims done previous year in time They offered £ on loan PPi which I accepted and have been paid They agreed they mis-sold the mortgage PPi and offered £ but calculation wrong and waiting on revised offer They batted the decreasing term insurance/life protector to me saying it is not the PPi department From now, I know this life protector started at a few years after the loan and mortgage PPi and know they said I 'had' to h
  14. Ok sure, so i'll write to the PPi department, reiterate I believe it was missold the life assurance and ask them to forward to the other department if they claim they cannot do this themselves?
  15. Ok You said before: it was not an endowment mortgage!! so it's PPI. ========================================== So far they have admitted to miss selling loan PPI and admitted to miss selling the mortgage PPi They seem to be pushing back on the decreasing term insurance. One thing to point out, the mortgage PPi was December 2000 until May 2005 The decreasing term insurance/life protector started April 2003, changed to Aviva June 2011 and is current now I am a bit loathed to go with their 'relevant department'
  16. Thanks dx, interesting article and good on Aviva Got a letter from RBS... 'Our dept only deals with PPi and a separate complaint would need to be raised with the decreasing term insurance team. We have asked this team to contact you' What do you think the next best step is?
  17. I've had a few missed calls and then text from RBS wanting to talk about the letter I sent, two posts up. Am I best to wait for them to write? Didn't really want to get into a discussion with them about it ideally!
  18. I usually send everything recorded, trying to social distance and didn't really want to go to the post office, or should I?
  19. I would like to send this next week ideally, if reads ok? I wasnt sure if to quote the reference number of the life assuarance in the second paragraph somwhere? Many thanks
  20. Not avoiding it. I'd be happy to do whatever solves it, just baffled that laws are created but no-one wants to enforce them! I've spent £000's having drive done, kerb etc... Then you get some who purposely does this! As a prediction, how would this work?
  21. From the council... The Government legislation we refer to is Section 86 of the Traffic Management Act 2004, specifically in your circumstances: · (iii) assisting vehicles entering or leaving the carriageway across the footway, cycle track or verge More details of which can be found on the following link: http://www.legislation.gov.uk/ukpga/2004/18/section/86 As a local authority, vehicles that are parked close to the dropped kerb but not physically preventing a vehicle from coming or going will not fall under the criteria of the contravention
  22. You are leaning on an open door ericsbrother, I totally agree! The parking enforcement team claim legislation says it has to be the wheel over and have been out several times, assessed and not issued a ticket, annoying! Is there anything official which states this? i have searched but cannot locate I very much want it sorted, as please say otherwise, but am sure this is wrong!
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