abbey/mbna trying to put pressure on!!!

[big.syd]

thank you again Vint.

i will send of letter to EXPERTO CREDITE.

i have to confess i have yet to send SAR

to MBNA.

will probably wait till after xmas now.

[big.syd]

latest letter from experto credite.

information they sent me was

"copy of agreement "

exactly the same copy as in post2.

guess they think that'll scare me into

paying up then:D

as the copy was the reason i put this into

disute in the first place,i would imagine

nothing has changed.

experto credite.PDF

[big.syd]

have just sent of letter to Experto informing them

that the agreement they sent me was a reconstructed

agreement and was the reason the account was ,and is

still i dispute with mbna.

have also confirmed in writing that the account was

sold to them before rectification date on D/N,

thus causing unlawfal rescition, with i have accepted.

so , i now need to SAR mbna.

i have tried to link to sar templates, but cannot read

all of the letter because of advertising blocking out some of

text.

i would be grateful; if anyone has aSAR letter that can

be copied.

[vint1954]

Send this request including the £10 fee to the address which your bank has registered with the Data Protection Commissioner as the address of the Data Controller:-

Information Commissioners - Data Protection Public Register

(new address: Information Commissioners - Data Protection Public Register)

 

*PLEASE NOTE - Template letters from our Library should not be reproduced on the open forums. If you would like to let people know the wording of your letters simply link to the Letter in question.*

 

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/110--data-protection-act-1998-subject-access-request

[big.syd]

thanks once again Vint,

this is the link i was refering to,i cant read all of the

text down the right hand side.

i did copy and paste a similar request which i was going to

send, but i cant locate it:???:

was hoping someone had a copy so i dont foul up the request.

have been reading the thread on Invalid default notices, and

the importance of accepting unlawfal recision by letter.

to sum up, my case,

invalid d/n

account sold before rectification date

demand for full balance.

letter from me to them accepting unlawfal recision.

 

just think now would be a good time to get SAR sent off

to confirm,actions and dates.

[vint1954]

thanks once again Vint,

this is the link i was refering to,i cant read all of the

text down the right hand side.

i did copy and paste a similar request which i was going to

send, but i cant locate it:???:

was hoping someone had a copy so i dont foul up the request.

have been reading the thread on Invalid default notices, and

the importance of accepting unlawfal recision by letter.

to sum up, my case,

invalid d/n

account sold before rectification date

demand for full balance.

letter from me to them accepting unlawfal recision.

 

just think now would be a good time to get SAR sent off

to confirm,actions and dates.

The template letters are not supposed to be posted on open forum.

 

I will copy it and send in PM.

 

Vint

[big.syd]

your a star Vint,

thank you so much:p

[vint1954]

Done

[big.syd]

recieved tyvm:)

[vint1954]

albeit a burnt out one

[big.syd]

judging from all of your fantastic contributions on here

you are far from that.

more like a guiding light to many.

[big.syd]

Hanging on still....

Last letter I recieved was from Aktiv Kapital in early 2012...stating they have purchased the debt from Experto, but I should continue to contact Experto....I have not responded to anything since May 2011.

Aktiv Kapital are updating my credit file and have been since 2012

Have noticed that Aktiv Kapital have been hitting the Court Claims and that a lot of Judges are siding with AK.

Particularly in "Shamrockers" case, I was disturbed that the Judge had little time or regard concerning CCA regs.

Now this has got me a bit twitchy, as my last payment was in the spring of 2009, and if I am correct is nearing

statute barred.

I have fired off many requests and letters in the past including SAR from mbna, which shows the account was sold off

7 days before rectification date on default notice .Experto were made aware of this.

My main concern is, I am so near statute barred that I am sleepless at the prospect they might throw this into the Courts.

Should I let sleeping dogs lie????

[AndyOrch]

" Should I let sleeping dogs lie???? "

 

I would if so close to being barred.

 

Andy