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Marbles send CCA 9 months later, is it enforcable?


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I received a CCA through the post with a cover letter stating "in response to your recent request" I had sent them a CCA request 9 months ago!!

 

Anyway here it is , is it enforcable, i remember this being an application??

 

Any help greatly appreciated ! only page 5 6 and 7 sent , i dont know where 1 to 4 is ?

 

Also i was sure Marbles was owned by HFC ? but now the below states HSBC ? has ownership changed or is it the same bank?

 

The terms and conditions have been sent seperatley

 

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Edited by roadsteruk
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They have changed ownership but surely if you signed when it was HFC and this is HSBC it cant be the original.

 

Just a thought

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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I have the same CCA has this ..Its not the original one i signed with Marbles and also has a new account number..Mine got passed to robbersway ..Told them i wanted a copy of my original CCA with sigs and with the correct account number..Not heard a word since ...:)

 

Sorry i just had the last 2 pages not the others..I guess the others is what i need

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