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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Evening all looking for bit of advice again , currently doing my own debt management , but think may have burgered up on 1 of the creditors (creation loan) had got sold to Intrum around nov 23 and havent paid anything to it since then , it never went to default ( I thought it did  , now checking credit file , intrum is there and says 1 missed payment and doesnt say account defaulted can i let that go and intrum will default it? hope that makes sense what i have said
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    • Mdg123
      Private parking charge from Euro Car Parks now with Debt Recovery Plus

      By Mdg123 · Posted

      1 Date of the infringement 14/02/24   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 21/02/24   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s   3 Date received 23/02/24   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Yes   5 Is there any photographic evidence of the event? Yes   6 Have you appealed? [Y/N?] post up your appeal] No   Have you had a response? [Y/N?] post it up N/A   7 Who is the parking company? Euro Car Parks   8. Where exactly [carpark name and town] St Nicholas Street, Weymouth   For either option, does it say which appeals body they operate under. POPLA / BPA   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE   If you have received any other correspondence, please mention it here -Final Notification Letter from Euro Car Parks -Warning Of Legal Proceedings Letter from Debt Recovery Plus   Please can anyone advise on how to proceed from this point? I've read a number of threads about snotty letters etc but with the fact it's gone straight to a debt recovery company i doubt a snotty letter will get me anywhere. Is it just a case of waiting for a potential claim to come through or is there something i can be researching / doing in the iterim from this point forward? Many thanks, MDG convert-jpg-to-pdf.net_2024-05-02_17-59-16.pdf
    • dx100uk
      OH's EGG Loan CCJ - now want voluntary Charging Order On jointly owned Property

      By dx100uk · Posted

      wont remove the rest k , it was a joint vol charge. both your names are on the charge too.  

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Beefy Vs Barclays (so I can pay off HSBC!)

beefykoala

By beefykoala
in HSBC Bank

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beefykoala

beefykoala

Posted
Posted

Yo y'all.

 

So I've got my statements, sent of the initial letter to Big Bad Barclays, got the fob off letter, sent of the letter before action, and now I've just received the Full And Final fob off for half of what I'm claiming.

 

I know I've got to write to them to say ta for the wonga but I want the rest too, but is there a letter template for this? I wanna get it right. And do I write to them giving them more time or do I just go ahead with my court thang?

 

Cheers financial ears

 

Beef Xx

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VILLABURD24

VILLABURD24

Posted
Posted

Just go on the lines of:

 

I am accepting your offer of £XXXXX as partial settlement of my claim, I am not willing to accept the offer as full and final settlement of my claim.

 

You have a further 7 days to remit the total amount of my claim to me, and if you fail to do this within 7 days i will start court action blah blah blah

 

Hope this helps

 

Claire xx

On me way to court woooohoooooooo :D :D :D

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Guest Mumofthreeboys

Guest Mumofthreeboys

Posted
Posted
I know I've got to write to them to say ta for the wonga but I want the rest too, but is there a letter template for this? I wanna get it right. And do I write to them giving them more time or do I just go ahead with my court thang?

 

Cheers financial ears

 

Beef Xx

 

Hi Beefy, no there isn't a template letter, just make one up youself. You gave them 14 days notice in the LBA - go straight to MCOL :D

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beefykoala

beefykoala

Posted
  • Author
Posted

Thanks!

 

How's this:

 

I am accepting your offer of £100 as partial settlement of my claim, I am not willing to accept the offer as full and final settlement of my claim.

 

As you have not complied fully to my requests within the 14 days set out within my letter of Thursday 20th July 2006, I will now commence court action for the full payment of £235 plus interest and costs.

 

Yours faithfully,

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beefykoala

beefykoala

Posted
  • Author
Posted

Bit confused on the MCOL thing. Put me as the claimant, the branch I joined of Barclays as the defendant, and this as the details of claim...

 

My action is on the grounds that I had a

contract with the defendant bank which was

conducted on their standard terms and

conditions. I am claiming the return of money

taken by the defendant in the way of charges

over the last 6 years. The bank's charges are

a disproportionate penalty and therefore

unenforceable as they are contrary to common

law. Further, as a disproportionate penalty

they are invalid under the Unfair (Contracts)

Terms Act 1977 s.4 and under the Unfair Terms

in Consumer Contracts Regulations 1999.

Para.8 and sch.2(1)(e). In the event that the

charges are not a penalty then they are

unreasonable within the meaning of the Supply

of Goods and Services Act 1982 s.15.

 

I have repeatedly asked the bank to justify

their charges but they have declined to do so.

 

I am also claiming interest at a rate of 8%

on the penalties, totalling £47.38.

 

...is that ok?

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beefykoala

beefykoala

Posted
  • Author
Posted

Ok I found the official wording on the interest and the claim bit, and I've now sent it all off.

 

What happens if Barclays now offer me the full amount before they are made aware of the claim? I want to get the £30 back for the moneyclaim costs and it would be nice to get the £40 odd interest too. Do I just turn it down until they pay up the new full amount?

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beefykoala

beefykoala

Posted
  • Author
Posted

Right, so I got an offer in full and final settlement from Mr Keith Jeremiah for the amount I was asking... but he wants me to sign some consent order that says:

 

Consent Order

 

By consent it is ordered

 

1)The default judgement entered on 20 sept be set aside forthwith

 

2) The defendant serve a defence within 14 days as from the date of this order

 

3) There be no order as to costs.

 

Is this ok to sign?

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Welshman

Welshman

Posted
Posted

When was your court hearing due to be held, if it got that far? Was there judgment by default?

 

Someone else had something similar at the end of last week/early of this week and, provided they pay your charges + Interest + Court Costs, then it's fine to sign.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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