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Nelbo vs HSBC


Nelbo
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Hi all,

 

I am about to send my prelim but have two questions.

 

1. Should I send this to my local branch or Canada Square?

 

2. I have already worked out the charges based on my statements online. The prelim letter does not say anything about the "manual intervention" stuff. Is this a problem should this go to court, or should I just proceed as is?

 

Thanks for keeping me updated.

 

Nelbo

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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Thanks Andy,

 

do you perhaps have an answer on the 2nd question?

 

Thanks

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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i would not worry about it, it is only a remote possibility that any manual intervention took place.

and even if it did it would not be likely to be in your favour unless you have complained before.

therfore the charges shown on your summary taken from your 6 years worth of statements will do nicely.

 

remember you can change your figures right up to the mcol going in. many people do as they have more charges put on in the interim period

HSBC

Prelim sent 1st aug

LBA sent 15th aug

MCOL issued 31st aug

offer recieved and rejected 5 sept

second offer recieved 3rd oct

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Ta Andy.

 

Ill keep the thread updated.

 

Nelbo:)

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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  • 3 weeks later...

Well surprise surprise, no response yet from the prelim letter. Will be sending the LBA in the morning. Wish me luck....:?

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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Rec'd full offer on my account (less 13p interest) which I am happy to have them keep. I am sending my Acceptance letter back today and just wait for the money to be paid into my account.:D

 

My wifes account I am sending the rejection of offer letter as she received a partial offer. They have until the 8th September before MCOL gets filed.:roll:

 

Half way their now......

:)

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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Thanks you two....It is very satisfying.

Nelbo:)

 

 

Nelbo's Account: Sent prelim letter 09/08/06

Sent LBA 25/08/06

Rec'd full settlement offer letter dated 24/08/06

Sent acceptance letter back to HSBC 30/08/06

 

 

Nelbo's Wifes Account: Sent prelim letter 09/08/06

Sent LBA 25/08/2006

Rec'd partial settlement offer letter dated 24/08/06

Sending offer rejection letter on 31/08/06

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