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    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
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    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
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Lowell and Barclaycard debt poss SB'd


Azuma
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by the way... i received this letter 6 days after the date on the letter!! lol and they tell me i have to reply within 10 days!! WTF? i'm fed up of these losers, and will take this all the way if i have to... will let you know what they come back with following my CCA request, as: 1. i'm pretty sure it's SB'd and 2. they have not provided any proof the debt is owed by me... losers!! looking forward to seeing what they respond with :)

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If it's any comfort I had the threat of an SD in October giving me ten days to offer payment so I CCa'd them.It's now a month on and a few days ago I received a full and final settlement letter - no CCA though.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/226203-lowell-crawls-under-their.html

 

I know the debt is getting close to being statute barred so it seems we are at about the same stage - I'll watch the thread with interest.

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Azuma, personally, I wouldn't worry.

You say the debt is statute barred and they say you attempted payment 5 years ago.

Attempted by definition means that an action has not taken place and the action in this case is a payment. To nullify the Statute Barred period, you either have to acknowledge the debt in writing or make a payment, an attempt is simply not good enough and they know it. They also know that if you do get served a SD and you go to court with it, they will have to prove that it is not statute barred and clearly they cannot.

Put simply, by claiming such they are committing fraud and they certainly wont want to expose that to a Judge.

A CCA request may tell you what the debt is and once received, a SAR to the original creditor should confirm its statute barred status.

 

Worry not my friend, usual bluff, bluster and copious quantities of bovine poo from this bunch.

Edited by Belaflat

Of course I will pay you everything you say I owe with no proof.

Oooh Look....Flying Pigs

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thanks for the responses guys, i'm still waiting for a response, but i will post up whatever crud they send me :) - i would enjoy seeing them squirm in court though lol (that is if they even turned up)... thanks again people!!

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Call them back and record the call...get them to verify that you made a payment 5 years ago....then send them a SAR, this should show up a screen shot of the payment made, if it doesn't show a payment being made then give the tape recording and their correspondence to the OFT (they will be very interested in this).......Red are well known for attempting to chase statute barred debts....

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42Man, they didnt say that he had made a payment, they said he had attempted a payment. I fail to see how an attempted payment can be recorded in any form. I have now seen several posts where Lowells have claimed this as a get out from the statute barred defence.

Perhaps we need to be looking at a way of taking them to task over this.

I know that some posters have successfully challenged this by quoting the fraud act and asking for proof. Lowells soon slunk back into the drains then.

Also reading back on the post, the date of assignment is some years after this alleged payment attempt. How many debts come with full details such as that.

I have yet to see one post where this is the case.

Of course I will pay you everything you say I owe with no proof.

Oooh Look....Flying Pigs

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What a laugh...what does 'attempted payment' mean ? He got his debit card out of his wallet, but dropped it at the last moment, then the phone went dead ? or maybe the cheque made it through the letterbox then was lost somewhere between Lowells post room and the paying-in department.....lol...as you say Bela, the OP should challenge....

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Clownells cannot go anywhere with this so called ''Attempted '' Payment. The debt has to be acknowledged in WRITING or by a payment. An attempted payment does NOT count. Its a figment of their imagination just like their imaginary ''Licensed Field Agents''

 

They arent called the Leeds Losers for nothing. If they are foolish enough to take this any further you can look forward to a huge payout FROM them

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  • dx100uk changed the title to Lowell and Barclaycard debt
  • dx100uk changed the title to Lowell and Barclaycard debt poss SB'd
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