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    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
    • My car DVLA details are 100% correct and up to date, guaranteed.  I lived at my address longer than I have owned the car and made sure the details were correct when we transferred ownership of the car, so it's not that.  It must be their second-hand eBay cameras.  I've emailed the CEO with evidence and laid it on.  I will keep this post updated with the outcome.  Thanks again FTMDave .  I appreciate the guidance. I hate these predatory parking cowboys.  How are they even legal?
    • there isn't one use that default dx  
    • upto you, if you have no assets like a home in the UK, there is absolutely nothing they can do even if they do get a judgement. i see you state last payment was 2021, so i will guess your notification to lloyds of a change of address was sent within the last 6yrs so they should have record of it on their system. why not give them a ring and ask what address they have for you? you could do AOS and defend the claim stating you are and have been resident in xyz since date, here is proof.  you could also send that to PRA demanding they discontinue the claim immediately. see what you can find out. you've till atleast the 19th (aos date) . dx      
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Sky - admin charge for payment.


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Has anyone any experience of challenging Sky about their forced charge for paying bill other than by DD or Recurring payment. I pay my bill through my account on their web site and I have refused to pay the admin charge and deducted it from my bill. As I am paying via the internet my payment is automated and does not involve any admin on their part. Has anhyone else challenged this. If they have, please let me know what you did and what Sky's response was so that I have ammunition before I contact them and fight them on this issue. I am a pensioner and I don't see why I or anhyone else should pay a penalty charge for paying this way. I will not let anyTom Dic or Harry have access to my bank account. When you sign a DD you are allowing them access and control of your personal bank account.

 

Some time ago I had a row with some young smart a.. at Sky who raised a DD for 400 pounds per month on my account. I'm not sure if this was not a criminal offence I think it is. I made a complaint and informed Sky that I would never let them have a DD agreement from me ever. They were very apologetic and promised to look into my complaint. I never heard another word from them. So trust them at your peril. I will mention that my bill is 17.50 per month, so I think that proved the maliciousness of this a.......'s behaviour.

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Perhaps there ins n't anyone that can help me about this issue I have with Sky. But if there is, I would be grateful for any advice available as i think this is an important issue which needs looking at from a comsumers point of view as this admin charge is very profitable for Sky and consitutes a penality charge!!!!! Need I say anymore.:evil::evil:

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Subbing with great interest as I have endless troubles with Sky and I am sure they are ripping my mum off too.

 

Would these extra charges come under the same thing as BT and other utilities whereby the EU have just said it's not right?

 

T :)

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IMO it does indeed and im also getting these charges and will seek to get them returned

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Iwould say that this charge is also the same as BT. The next step is what can we do about this. Can we think of a strategy which has some sort of legality. What exactly does the EU say about this? If there is something we can quote as a reason for not paying the admin charge can someone with legal nonce point the way. I'm afraid I am not good at legal language.

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Hi, thomass.

 

There's a thread here that may interest you...............

 

http://www.consumeractiongroup.co.uk/forum/telecoms-mobile-fixed/9306-martin3030-virgin-media-charges.html

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

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Help keep it up and active, helping people like you.

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Hi Everyone

 

There is also this thread - I think it is an important one to look out for and subscribe to and will give us the info we need

 

http://www.consumeractiongroup.co.uk/forum/general-consumer-issues/205578-important-pending-consumer-action.html

 

The state of play so far is apparently to hold fire for the moment

 

T :)

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I would wait for the outcome as well but you could send of the sar's to get the last 6 years if you do not know how many you have paid and then keep any furture one's that come through the door.

 

Ida x

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