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Continued Harrasement From DCA after we won judgement!


ghands
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Hey all,

 

A while back we had a statutory demand from Farce Credit regarding a debt we knew nothing of. We requested the usual CCA etc and they produced nothing (I think that was April last year).

 

We put a defence in at court, won and got costs.

 

However, we keep getting letters from them and companies owned by the same group, asking for the money, giving discount options.

 

After we won the judgement, I emailled them informing them that the time to produce the CCA stuff had lapsed a long time ago and they had no legal basis to contact us.

 

I also included a list of charges if they did. Can i make these charges stick? And how can I stop them contacting us anymore?

 

Cheers

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I may be totally wrong here and what Mr T says above should certainly be done.

 

However, in my mind you won to have the SD set aside?

 

This would only set aside their Demand to start bankruptcy proceedings, I would not think that this wiped out the debt (I may well be wrong) therefore it would, in their eyes, still exist.

 

You say that they never sent anything in response to your CCA request, so in that case the alleged Agreement is well and truely in dispute and my suggestion would be to sent the 'in dispute' letter.

 

Hopefully others will come along with more help and perhaps a different interpretation.

Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Whether the debt exists is not relevant. - You are NOT the debtor & have 'proven' that in court Therefore I should immediately contact the OFT AND Trading Standards as by pursuing you (the non-debtor) they ARE in breach of their recent OFT undertaking NOT to do this sort of thing

 

Write to this firm (special delivery) & tell them that if they continue you will issue legal proceedings for harassment.............. then if that don't work do it

 

Also don't forget to mention that you know the other firms contacting you are all part of the same group & that no matter who contacts you you will sue for damages & further costs particularly as you consider their actions now appear to be vindictive because you won

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