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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Ethel Street
      Can't Find Old Work Pension.

      By Ethel Street · Posted

      I had some contact with this company earlier in my working life but I'm afraid there's not a lot I can suggest that you haven't already done. During your grandfather's time  British Celanese was a subsidiary of Courtaulds. Courtaulds was subsequently (after your grandfather had stopped working there) acquired by Alzo Nobel. They in turn closed down the Spondon site and sold it. I have no idea what the number is that you are trying to call. It's a Derby (Spondon) area code but the number appears not to be allocated. From my slim knowledge of the history of the company I would have expected your grandfather's pension to be in the Alzo Nobel (CPS) Pension Scheme.  But Willis Tower Watson are the Pension Scheme Administrator of that scheme and would be the people who should know if your grandfather had contributed. Is your grandfather certain he contributed? Joining pension schemes wasn't compulsory in those days. Or might he have got his contributions returned when he left them? That happened sometimes back then. Sorry not to be of more help.      
    • Laura Cooke
      Bank Parking ANPR PCN PAPLOC Now Claimform - wrong reg - Appeal failed - Belvedere Street Car Park, Mansfield, Nottinghamshire, NG18 1JJ

      By Laura Cooke · Posted

      I am sorry I am not aware of this report from IAS assessors? The Court will consider my application at a online hearing in June. The Court instructed me to send Bank copies of my sons condition proving he could not have been the driver I have heard nothing further. My son is not aware of any proceedings I have not involved him to avoid causing him distress, he has been sectioned a fair few times and I need to avoid this happening.
    • lookinforinfo
      Bank Parking ANPR PCN PAPLOC Now Claimform - wrong reg - Appeal failed - Belvedere Street Car Park, Mansfield, Nottinghamshire, NG18 1JJ

      By lookinforinfo · Posted

      I am very pleased that the Court has taken the decision to allow you to  represent your son and hope that he is happy enough with that to relieve the stress he will also be feeling. I do agree that Bank parking are so insensitive, greedy, horrible etc etc to continue proceedings considering  in what it is a very minor case of a wrong number plate . Even their  own  IAS Assessors, who are normally hopelessly biased in favour of their members, went out on a limb and said  " The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." That is damning evidence and you must take that report with you as well as including that in your Witness Statement which we will help you with. I would expect that Bank would discontinue the case at that point.  But I am sorry to say  that you should not count on it.  
    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued

      By Mickgibbons1 · Posted

      Evening all,   I have deliberated over this offer for two weeks and I have decided to take their offer. I do understand that some may prefer us to go to court and receive a judgement but with our personal circumstances and my current military commitment that could become an issue. I am so grateful for all the help and support you have all offered me over the last few months. I will continue to monitor this site and push all those that are being wrong to get in touch.   Thank you! what you all do is truly amazing!
    • London1971
      Lowell/Overdales letter of claim now claimform - 2019 paypal EU debt

      By London1971 · Posted

      When I first responded to the PAPLOC, and received that 29 page junk back it was accompanied with a letter saying that they had already responded to my request back on Feb 18th 2023,(I never received it). I was just clearing out some paperwork today and found a letter from Lowell, dated Feb 17th 2023, explaining that they were still waiting for the documents from PayPal, and my account was on hold  until further notice.  Does this mean they were lying and can it be used against them if this goes any further? I have now filed my defence, and have had an acknowledgement from Overdales and the court. A little threatening from Overdales , explaining that part of my defence was invalid because they have now complied with the CCA, and they were still waiting for the Default notice from PayPal.

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

won Claim for return of College fees-service not provided - now Suing for loss of earnings.

needadvice1

By needadvice1
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legalpickle

legalpickle

Posted
Posted
I'm liking that letter, thanks LP.

No problemo.

 

I happened to take a photocopy of the actual cheque that I paid in, shall I attach a copy along with the DG's letter?

Yes. That's going to be clearer than their copy.

 

Also FYI, I've not had any notice from Watford County Court relating that HSBC has dropped their application. I think I'm going to call the court tomorrow to see what is going on.

The court won't send you notice. They're not supposed to. You can call to confirm the application's been withdrawn if you want. Won't do any harm I suppose.

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legalpickle

legalpickle

Posted
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OK all done and ready to post. Thanks LP.

No problemo.

 

Keep us posted.

 

If they call you insist that they respond in writing, and hang up. Make sure they're calling about that issue though. (You don't want to hang up if they're calling about your general banking facilities.)

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needadvice1

needadvice1

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Posted

Posted SD today.

 

Got a letter through today from Watford County Court.

 

It reads;

 

"Take notice that the court has sent the application for judgement to be set aside by post and the envelope has been returned to the court marked: "Insufficient address".

 

The document is nevertheless served unless the address given on it is not the relevant address for purposes of rule 6.5 of the Civil Procedure Rules."

 

What the hell does all that mean LP???

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legalpickle

legalpickle

Posted
Posted
Posted SD today.

 

Got a letter through today from Watford County Court.

 

It reads;

 

"Take notice that the court has sent the application for judgement to be set aside by post and the envelope has been returned to the court marked: "Insufficient address".

 

The document is nevertheless served unless the address given on it is not the relevant address for purposes of rule 6.5 of the Civil Procedure Rules."

 

What the hell does all that mean LP???

Sounds like the application of HSBC was sent to LITR too (as it should be) and was returned to sender.

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legalpickle

legalpickle

Posted
Posted
Received a letter from HSBC saying gthey are looking into the matter.

Good.

 

Would it not be wise to send a copy of the letter I sent to HSBC's head office to the person that sent me the letter telling me to obtain another cheque?

You're asking if you should send your letter of complaint to the incompetent nincampoop who couldn't see the cheque is from Horribly Slow Bank Clerks themselves?!?! Never! You're complaining about that idiot and the idiot's team, so sending the idiot a copy of the letter, would be like saying the idiot isn't as stupid as the idiot is!

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legalpickle

legalpickle

Posted
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No, I was talking about sending him a copy, not writing to him.

That's what I wrote, and is just as ridiculous an idea!

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legalpickle

legalpickle

Posted
Posted
ok, i think this is actually over now, they debited the money requested into my account.

 

phew, at last.

 

Thanks again LP for all your help! I shall be making a donation to to the CAG forums too. can someone suggest an appropriate amount?

Nobody can tell you what's appropriate.

 

That's for YOU and YOU ONLY to decide.

 

It's not over. You are entitled to compensation for their botchup. If they don't send you a letter offering satisfactory compensation, then we prepare a complaint to the Financial Ombudsman Service once 8 weeks have gone by from the date they received it.

 

Also we need to notify the court that the judgment debt has been paid - wait till you get confirmation from HSBC that it was paid into your account, in case they botch up again and withdraw it.

 

Don't worry, unless they botch up again, there should be no more Special Delivery. Maximum of 1st class Recorded/SignedFor, but otherwise 1st class regular or fax.

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legalpickle

legalpickle

Posted
Posted

Wait till you get a letter from them confirming this before doing anything. You never know with banks!

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legalpickle

legalpickle

Posted
Posted
I have the letter and will be emptying my bank account and switching banks very soon!

 

thank you all for your help especially you LP!

About bleeding time too! Please can you give me some pleasure and post up the letter - minus confidential details - as an attachment here?

 

We also need to write a letter to the court and to DG Solicitors to tell them the payment has finally been made and the court should mark the judgment as satisfied.

 

Also are you intending to take action for loss of earnings? If you are I recommend you stay with Horribly Slow Bank Clerks till that action is over as your being a good customer might at least speed up a settlement - on the odd occasion.

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legalpickle

legalpickle

Posted
Posted
please see attached...

 

And yes I would most definitely like to pursue my loss of earnings.

Put it into Word or PDF with PrimoPDF please!

 

As usual attaching as an image messes it up!

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legalpickle

legalpickle

Posted
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Great! I'm keeping this browser window open and later tonight I hope to pop back with proposed letters for you to send to the court & DG Solicitors that closes this section.

 

Once those are sent off - by fax - please come back here and I'll tell you what you need to do - Witness Statement from boss and the like - before we can go ahead with more proceedings. But I doubt I'll be able to actually help you to issue them till late March earliest, but that's Ok. We'll get LBA's off next week and give them 4 weeks to respond!

 

I'd like to separate the loss of earnings into a new thread when we're ready, but I'll deal with that tomorrow or Tuesday, when you have confirmed that you've faxed off the letters.

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legalpickle

legalpickle

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Posted
Ok, I was just wondering. Can we not just tell HSBC to pay up based on the fact that I've now passed my exams and the fact that they will not win; instead of getting witness statements etc etc etc?

You need to prove your claim! What do you think they'll pay up because you ask for money! I wish life was that simple!

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legalpickle

legalpickle

Posted
Posted
but wouldn't the proof just be my proof of passing my exams?

NO!!!!

 

I don't believe you're that thick, so please don't behave that thick! So you write to HSBC saying I passed my exams and lost a grand in loss of earnings because of the incompetence & negligence of LITR for which you're jointly and severally liable under s75.... Pay up! What the hell do you think they'd write? Obviously, prove your loss!!!! Duh! Please! You are smarter than that! I hope!

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