Two Accounts with HSBC

[beattiedee]

It might be a daft question but I want to make sure I do it right. I have 2 accounts with HSBC, one current and one for bills do i have to send 2 separate letters and if it comes to it submit 2 different court claims? Or do I do them all in one and just put the schedule of charges separate?

 

Also I'm a bit worried about my account being closed? Has anyone who has been successful had this happen with HSBC?

 

Thank you, your information is invaluable

[wardyboy2]

I am currently at the Mcol stage and have been claiming on 2 accounts at once all the way through. I simply break everything down in each letter. So I may say... "I have 2 accounts (xxxx and xxxx) there are £x charges on one and £x on the other totaling £x... As long as the combined charges don't come above £5000 then you can claim in one go. Any more than £5k and it has to be dealt with by a bigger court (I Think).

 

In terms of accounts being closed. From what I can gather after reading the forums; HSBC only tend to close accounts after a 2nd claim. People who only claim once seem to being left alone, althougth there is always the risk of account closure, so get yourself a parachute account just in case.

 

Cheers

[beattiedee]

Cheers

 

I've learned so much more than I would have known from reading these forums, so going to take a few days to ensure I do it right.

[rdm2006]

You'll be ok beattie just keep telling yourself its your money and you want it back