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I currently live with my boyfriend, and I have been living with him for well over a year, and we are legally defined as 'common-law'.

A few months ago, our house got broken into, and a bunch of electronics were stolen, my possessions stolen included my professional camera and equipment, with an estimated value of $4,000.00. Our insurance company has been 'hemming and hawing' over it now for these few months on whether to cover my items. Please note I am 17 and considered my boyfriend's dependent as well.

 

Is there anyway I can be sure to have my items covered as it is a HUGE loss to me?! Any advice is helpful! Thanks!

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My understanding is that there is no such thing in law as "common law" relations.

 

With regards to your insurer, have they given any indication to you as to their intended cause of action? Sorry, but your post is too vague to be able to say what may or may not happen.

 

Also, you have used $. Are you in the US? If so insurance law is different to England / Scotland (and if I may say, somewhat stranger as well...)

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