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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Questions about Debt Collectors rights


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Right, hi all, i believe this is my first post here.

 

Im currently around £10,000 in debt (Lloyds TSB unsecured personal Loan, Lloyds TSB Credit Card and Littlewoods Catalogue), well, not in debt, as i currently have a job, but, on May 11th, this will no longer be the case. I'll be going from over £1,500 a month to possibly £200 or less. I know that without some devine intervention (lottery win or finding cash at the side of the road), i will be in serious ****.

 

Now, back on topic. I am NOT a homeowner, i live at home with Dad, i do not own a car or anything of significant value. If and when the Baillifs / Debt Collectors come round, what are they allowed to take? (if they gain access)

 

If i were to make all my possessions "disappear" from the house (2 TV's, Laptop, XBOX 360, PS3, PSP and various McLaren Models), are they allowed to take anything of my Dad's to cover the debt? I once read somewhere that they are only allowed to take your own possessions. Is this true?

 

I know i still have a couple of months before it gets to them coming, and i may, just MAY be able to work some deal out with Lloyds, and Bankruptcy may be a path to take but, if this is not the case, any advise will be useful.

 

Im currently contemplating faking my own death, setting up a fake ID, and other weird things to get out of this stupid position. Please help!!

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HI,

 

Debt collectors have no rights to anything. Only a court can involve a bailiff AND only if you fail to pay your debts.

 

You can tell the credit companies how much you can afford to pay. They don't have to accept it but their only legal avenue is to take you to court and if you're paying them, the judge will look down on them.

 

The only "power" these companies have is to send threatening letters and make nasty phone calls. easily dealt with.

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

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Completely missed your last sentence.

 

Don't be a twit! :D

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Im currently contemplating faking my own death, setting up a fake ID, and other weird things to get out of this stupid position. Please help!!

 

Thats rather foolish, isnt this what the canoe man and his wife are now serving time in jail for.

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John Stonehouse tried that, left his clothes on a beach in Miami & ended up in Australia. Besides Billy Connolly writing a song about him (John Stonehouse Went Swimming), he got 7 years after being convicted of fraud, theft, forgery, conspiracy to defraud, causing a false police investigation and wasting police time.

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Just work out your finances and make each creditor a pro-rata offer of how much you can afford until you get yourself back on your feet, send them a copy of you i/e's, they will have to accept this. Hope this helps.

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contemplating suicide or changing ids is a definite no no, you only have what are known as non priority debts, and they are definitely not allowed to come after anything your dad/parents own. there is no point in getting rid of stuff some of it you may already have paid a lot of money for. there are many ways on this forum to handle debt collectors have a read around

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Hi there, I know someone who was in same position as you,they owed a bit more, 27000.This was mainly on CCs and personal loan. They had no assets, only a six year old car lived at home with parents etc. When they saw what was coming ie. financial meltdown,what did they do?

He gave it a bit of thought and that was sod it. He went and booked a return flight to OZ, on his CCs and had a months holiday with relatives over there. Comes back gets a 42inch flatscreen telly on four year deal. Then he went to CAB to ask about bankruptcy, they gave him all the info. He then told them that he could not afford the fees, so they said to him, are you still up to date on your CC payments, yes, I am just paying above the minimum repayments. Thats okay then ,all you have to do is get enough money from cashpoint with your card and pay for your bankruptcy with that. So that is what they did, he still has his car and telly, had a good holiday, no bailifs came round and they are getting on with their lives. Nowadays the new DRO seems the better option, but if you want to go out with a bang, take them to the cleaners before you go.:)

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It either stands for Durham Registry Office or Debt Relief Order, depending on your location and circumstances.

 

A Debt Relief Order (DRO) is a form of insolvency which is designed to help people who have relatively low debt, little surplus income and few valuable assets - and who have no realistic chance of paying off their debts within a reasonable time.

 

 

Available as of 6th April 2009, a DRO will last for 12 months:

  • during which, any creditor named on the order cannot take any action to recover their money unless they have the court`s permission, and
  • after which, the individual will be freed of the debts included in the order (unless their circumstances have significantly improved).

DROs don`t involve the courts, and are run by The Insolvency Service in partnership with debt advisers known as `approved intermediaries` - the people who actually help individuals apply to the Service for a DRO.

 

People can only enter a DRO if they meet the following conditions:

  • They must be unable to pay their debts.
  • They must not owe more than £15,000.
  • The total value of their assets must not exceed £300 - although they can own a car worth up to £1,000.
  • Their disposable income (after tax, national insurance contributions and normal household expenses) must not exceed £50 per month.
  • They must live in England or Wales - or have lived / carried out business in England Wales at some time in the last 3 years.
  • They must not have been subject to another Debt Relief Order in the previous 6 years.
  • They must not be involved in another formal insolvency procedure at the time they apply.

Some debts cannot be included in a DRO - such as :

  • Magistrates` court fines,
  • Student loans, and
  • Secured debts (debt secured against property)

Secured debts are unlikely to be an issue anyway, as owning property would probably mean you`re not eligible for a Debt Relief Order, as your assets would almost certainly be worth more than £300.

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