Right, hi all, i believe this is my first post here. Im currently around £10,000 in debt (Lloyds TSB unsecured personal Loan, Lloyds TSB Credit Card and Littlewoods Catalogue), well, not in debt, as i currently have a job, but, on May 11th, this will no longer be the case. I'll be going from over £1,500 a month to possibly £200 or less. I know that without some devine intervention (lottery win or finding cash at the side of the road), i will be in serious ****. Now, back on topic. I am NOT a homeowner, i live at home with Dad, i do not own a car or anything of significant value. If and when the Baillifs / Debt Collectors come round, what are they allowed to take? (if they gain access) If i were to make all my possessions "disappear" from the house (2 TV's, Laptop, XBOX 360, PS3, PSP and various McLaren Models), are they allowed to take anything of my Dad's to cover the debt? I once read somewhere that they are only allowed to take your own possessions. Is this true? I know i still have a couple of months before it gets to them coming, and i may, just MAY be able to work some deal out with Lloyds, and Bankruptcy may be a path to take but, if this is not the case, any advise will be useful. Im currently contemplating faking my own death, setting up a fake ID, and other weird things to get out of this stupid position. Please help!!