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Out4Revenge

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About Out4Revenge

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  1. Thanx chiro, Yep the number crunching is doing my head in, I don't understand why the first month was short either, and neither do the people from H/B, but at the moment I'm going to leave it in the hands of the housing officer and the lady from shelter, hopefully they'll sort it out. If not then I'll be ready for court using the UTCCR's hopefully. I should know more in about a week. Thanx once again for everyones help.
  2. Hi again, Aviva I see what you mean but in reality my shortfall will only be £40.00 per month over the term of the contract. To answer some other questions, they threatened to "go after my garuantor" as soon as I'm late with a paymentI really don't want to get behind with them or with any bills because I can guess that in 6 months I'll be looking for somewhere else to rent and will need a reference from them and a good credit rating so I'll have to keep up with everything. I just been to see someone from Shelter (the homeless charity) and she's said that although it's wrong of them to do th
  3. HI thanx for the advice, I decided not to get their backs up in the end and this is what I took in to them, this was before I saw your response so I'm glad I calmed down and saw sense Please find the sum of £77.13, this is for the “shortfall” for the period 23/01/10-23/02/10. Dear Sir/Madam I am writing in response to your request for the shortfall on the 23rd of each calendar month. While I fully understand that this shortfall must be paid, and I am fully willing to pay it, I find that the amount you are asking me to pay each month seems totally unreasonable. The rent due for the
  4. Heres a letter i'm thinking of handing to them when I go on monday to pay the first "shortfall" Dear Sir/Madam I am writing in response to your request for the shortfall on the 23rd of each calendar month. While I fully understand that this shortfall must be paid, and I am fully willing to pay it, I find that the amount you are asking me to pay each month is totally unreasonable. Before I go any further I am in no way refusing to pay any money I owe, I am writing in the hope that you will be reasonable and we come to an agreement which will be satisfactory to all. The rent due for t
  5. Hi, thanks for your replies. I moved in 23/12/09. I paid 1 months rent on that date, they want paying on the 23rd every month, H/B is paid every 4 weeks. They insist on having the full £420 by the 23rd. On 18/01/10 H/B paid £342.87 to cover the period 23/12 to 18/01. H/B will then be paid every 4 weeks. I've also just had a letter from H/B telling me that i'll only be getting £87.32 due to an over payment of H/B previously paid in 2005, so I've done some working out,,, £77.13 this month, I just drawn £60 out of the bank which is all I've got, I've had to borrow £17.00 to pay them, l
  6. Hi all, I'm hoping someone can help me with this, I moved into a flat in December, I paid my first months rent up front and all other payment were to be paid by housing benefit. There is a shortfall, the rent is £420.00 pcm, I get £92.31 per wk. 420.00 x 6 = 2520.00 92.31 x 26= 2400.06 That leaves a shortfall of 119.94. If I divide this by 6 months it is £19.99 per month. I've just had a demand for the shortfall for month 2 of £77.13. I rang them and tried to reason with them, no chance, they won't budge an inch, they said that if I missed the payment then I would be in arrears an
  7. sorry for posting on someone else's thread but whats a DRO?
  8. Hi and welcome to CAG,,, Don't use e-mail, if this ever got to court e-mail would be classed as "hearsay". tell them to only use snail mail and you do the same, always send anything recorded del, never sign your letters or if you do change your sig in some way, yes you need to do a CCA and SAR requests templates here...... The Consumer Forums - Debt collectors don't speak to them on the phone, and read loads of threads, the more you read the easier thimgs get;)
  9. thanx monkey, it looks like it will have to be my former employer then as I hadn't been a member of the union for very long
  10. I'd say that IQOR areon a fishing trip;) I'd just write to them saying you don't acknowledge any debt to them and asking for proof, say you've never heard of them and you've never had a crisis loan, also say you will pay if they can prove the debts yours, don't give away any details and don't use your usual sig, tell them everything in writing, not to phone you. I sent a letter to 2 DCA's, and I've not heard a thing back, heres some bits that should help you,,,, " Could you please provide me at the earliest date possible, and to ensure any payment which may be owed is not unduely delayed,
  11. did you keep the envolope? was it sent 1st or second class? If it was sent 1st, then I'd say it was legit, sorry. I'm sure someone was more knowledge will correct me if I'm wrong but weekends don't matter apart from if it was posted on a friday, it would be classed as served on monday (3 days) or saturday classed as served on tuesday (4days). I hope this helps
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