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    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
    • Thanks London  if I’ve read correctly the questionaire wants me to post his actual name on a public forum… is that correct.  I’ve only had a quick read so far
    • Plenty of success stories, also bear in mind not everyone updates the forum.  Overdale's want you to roll over and pay, without using your enshrined legal right to defend. make you wet yourself in fear that a solicitor will Take you to court, so you will pay up without question. Most people do just that,  but you are lucky that you have found this place and can help you put together a good defence. You should get reading on some other Capital One and Overdale's cases on the forum to get an idea of how it works.  
    • In both versions the three references to "your clients" near the end need to be changed to "you" or "your" as Alliance are not using solicitors, they have sent the LoC themselves. Personally I'd change "Dear ALLIANCE PARKING Litigation Dept" to "Dear Kev".  It would show you'd done your homework, looked up the company, and seen it's a pathetic one-man band rather than having any departments.  The PPCs love to pretend they have some official power and so you should be scared of them - showing you've sussed their sordid games and you're confident about fighting them undermines all this.  In fact that's the whole point of a snotty letter - to show you'd be big trouble for them if they did do court so better to drop you like a hot potato and go and pursue mugs who just give in instead. In the very, very, very, very unlikely case of Kev doing court, it'd be better that he didn't know in advance all the legal arguments you'd be using, so I'd heavily reduce the number of cards being played.
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Capone response to CCA


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Hi Exchange

 

Im confused if they have terminated the account does that not mean they pass it on to DCA. Why are they now not allowed to collect through DCA outstanding amount.

 

 

Ang

 

Because they have issued a 'defective' default notice & then terminated the a/c they can only claim the amount of arrears due. The remaining balance has to be written off. See;

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/199543-quick-default-notice-question.html

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I just wondered how long it took for you to reach this stage, and if I took a similar route, bearing in mind I am in the UK how long I could expect the battle to go on for.

There is no such thing as a 0% credit card....... someone out there is paying for it, and for once its not going to be me.:razz:

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Hi Capricorn1601, I started my battle at the start of March 2009 and now have threats of doorstep callers, 2 accounts terminated properly and one not properly and then there is MBNA who seem to do things differently to everyone else! If you have looked at other threads on here as I am sure you have you must know this is a lengthy process.

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Latest threat-o-gram attached, and they are going to call me next. Shaking in my boots (not!). Have I imagined it or are they supposed to offer contact on telephone lines which don't cost me a fortune?

At least the letter is further confirmation that the account is terminated as the amount has not changed since the last letter.

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  • 2 weeks later...
  • 3 weeks later...

Threat o gram 280709.pdf

 

Latest threat o gram from this lot. At least they managed to put an account number on it this time.

 

Threatening doorstep callers and I would love to send the template letter to show I know my rights in the UK, problem is I'm not in the UK so not sure where I stand in the unlikely event that someone would show up.

 

What's better is the so called agreement which arrived in my SAR. I will put it on the next post.

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Thanks cerberusalert, always nice to get confirmation of what I think.

 

As this account is terminated by Crapone and they are threatening doorstep callers I am tempted to ignore, but also tempted to write accepting the termination and telling them to (politely!) go away!

 

Not sure if I should waste printer ink!

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Removed! Thanks for noticing that AA99. As you know, they put the reference in the letter so many times it makes you wonder if it is to try and catch you out!

 

Would you respond in my situation?

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I'm amazed you have been singled out!!! Very few people have actually received a CCA from Crap one

 

I CCA'd these bas***ds and all I have received is some recycled paper with you will have to make do with this as you CCA letter.

 

My case is on hold, i'M sstill paying them currently, as I dont have the strength to fight.

Edited by Capricorn1601

There is no such thing as a 0% credit card....... someone out there is paying for it, and for once its not going to be me.:razz:

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I'm amazed you have been singled out!!! Very few people have actually received a CCA from Crap one

 

I CCA'd these bas***ds and all I have received is some recycled paper with you will have to make do with this as you CCA letter.

 

My case is on hold, i'M sstill paying them currently, as I dont have the strength to fight.

 

Hi Capricorn1601, I only got the copy of the 'agreement' by sending an SAR.

 

At least I have a better idea of where I stand with them. Funny that they stated that the rubbish they sent me back in March was a copy of my original agreement!

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I have now written to all 4 of my disputed creditors pointing out non-compliance with my SAR as three of them only provided the last 6 years statements and to Crapone as they sent the unenforceable application form already posted in my SAR.

It is really quiet at the moment, not much in the way of contact from any of them by letter, phone or text. It must be Summer!!

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I have now written to all 4 of my disputed creditors pointing out non-compliance with my SAR as three of them only provided the last 6 years statements and to Crapone as they sent the unenforceable application form already posted in my SAR.

It is really quiet at the moment, not much in the way of contact from any of them by letter, phone or text. It must be Summer!!

 

 

Me too, but have had some disappointing results from eager solicitors to say they're not really interested in anything under £5k. One of our Capone accounts is credit limit of £800 with that much now in charges, the other £200 credit limit with that much in charges:eek: Am about to send them a final final final final letter soon, btw I am unemployed with no house and 3 dependents :cool:

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