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    • Wow thats incredible. Thank you so much
    • If the purchaser denies having received it then sue P2G. If you simply don't hear anything more from the purchaser then you have the purchaser's name and address – and frankly for £48 I would go ahead and sue. As long as you have good proof of delivery then your chances of success are probably better than 95% and frankly the purchaser would probably put their hands up as they would effectively be being sued for the civil equivalent of theft. I wouldn't let it go if I were you. It would be a good exercise for you and gives you confidence the next time something comes up which is may be much more valuable
    • Thank you again Emmzzi for your insight. Not only did I do the work, but as a maths tutor delivering financial literacy workshops under the Govt Multiply project, the college were paid £400 for each student I recruited, which makes it an even bigger kick in the teeth! I spoke to Citizens Advice Bureau on Friday who advised me to go back to ACAS for advice and assistance, as ACAS are the experts in employment matters. They did also mention small claims court, as being more straightforward and less complex, but surely their solicitor would just contest this and I would lose the £80 court fee? If I did submit a claim through the small claims court, would I just leave the employment tribunal running until the outcome? The deadline for me to submit my schedule of loss is tomorrow, so I will submit today so that they cannot hold me in breach.
    • Ive just checked the tracking again and its actually out for delivery today! Anyway,  I refunded the buyer on Ebay off my own back on the 2nd of June they havent opened a case or anything like that so surely i cant take action against either the buyer or P2G/ Evri can i ? Id hope the buyer would see fit and pay but you know what people are like these days ... Once its delivered I'll send him a polite message asking for payment but i suspect there'll be no reply      
    • Thanks for this update. Let's not if you have any more difficulty – in particular if you have difficulty getting paid back from the purchaser. We can help you either against the parcel delivery courier or against the purchaser
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Lloyds TSB Platinum Card - Court Claim


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Another point is that as we never in fact entered into a valid agreement (even for the inital Visa card), clause 2 will need to be modified

 

But you did enter into an agreement,just not the one that they are pleading as we have stated in 2.

 

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But you did enter into an agreement,just not the one that they are pleading as we have stated in 2.

 

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Andy

 

Thanks Andy

 

No the agreement they have sent me is the original (initial) Visa agreement which they failed to sign and is therefore still an application form. They have no agreement for the Mastercard under claim

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1. By an agreement in writing & regulated by the Consumer Credit Act 1974, the Claimants issue to the Defendant a Lloyds TSB Platinum Card, for the purpose of the Defendant acquiring goods/service on credit

Have we not covered that in point 4?

 

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1. By an agreement in writing & regulated by the Consumer Credit Act 1974, the Claimants issue to the Defendant a Lloyds TSB Platinum Card, for the purpose of the Defendant acquiring goods/service on credit

Have we not covered that in point 4?

 

Andy

 

No, in point 2 I am admitting entering into an agreement when in fact I have not.

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Ok the Poc refers to a Mastercard, they sent a Visa application (unsigned).

In point 2 you are admitting applying for a Visa not a Mastercard

are all the account numbers refered to correct or are they diffrerent?

 

getting confusing this;)

 

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Because they switched the visa to master without your consent and gave it a new account number?

 

 

Andy

Edited by Andyorch

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3 guests on board now, you got an email addy you are willing to PM me

 

Unfortunately no my pms are disabled,not by choice:rolleyes:

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No email

 

 

 

 

Andy

Edited by Andyorch

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removed

 

Andy

Edited by Andyorch

We could do with some help from you.

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IOIO

going to take a break for now.

 

 

 

Andy

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The Defence is good to go but we need to just develope 2 and state what we now know as occured.Im sure you would be able to expand on what i have refered to.Wool as been pulled over someones eyes and decieved.

 

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How are you progressing IOIO our audience appear to have got bored!!!!

 

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You need to amend point 2 to reflect what we have discussed " the swap no notification=no agreement" in relation to the P.O.C.

 

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I see, would you mind amending 2 to suit, you are much better at legalese than me, Dont want to bugger it up at this stage

 

They will be getting this tomorrow so it doesn't matter if they see it now

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Quite!!!

 

They are not able to change the truth even if foreseen.

 

Draft a new point 2 shortly

 

Regards

 

Andy

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OK IOIO you need to check the dates.

 

Regards

 

Andy

 

 

Amended section 2 of the defence

 

Andy

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