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Lloyds TSB Platinum Card - Court Claim


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Another point is that as we never in fact entered into a valid agreement (even for the inital Visa card), clause 2 will need to be modified

 

But you did enter into an agreement,just not the one that they are pleading as we have stated in 2.

 

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Andy

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But you did enter into an agreement,just not the one that they are pleading as we have stated in 2.

 

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Andy

 

Thanks Andy

 

No the agreement they have sent me is the original (initial) Visa agreement which they failed to sign and is therefore still an application form. They have no agreement for the Mastercard under claim

Edited by iOiO
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1. By an agreement in writing & regulated by the Consumer Credit Act 1974, the Claimants issue to the Defendant a Lloyds TSB Platinum Card, for the purpose of the Defendant acquiring goods/service on credit

Have we not covered that in point 4?

 

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1. By an agreement in writing & regulated by the Consumer Credit Act 1974, the Claimants issue to the Defendant a Lloyds TSB Platinum Card, for the purpose of the Defendant acquiring goods/service on credit

Have we not covered that in point 4?

 

Andy

 

No, in point 2 I am admitting entering into an agreement when in fact I have not.

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Ok the Poc refers to a Mastercard, they sent a Visa application (unsigned).

In point 2 you are admitting applying for a Visa not a Mastercard

are all the account numbers refered to correct or are they diffrerent?

 

getting confusing this;)

 

Andy

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Because they switched the visa to master without your consent and gave it a new account number?

 

 

Andy

Edited by Andyorch

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3 guests on board now, you got an email addy you are willing to PM me

 

Unfortunately no my pms are disabled,not by choice:rolleyes:

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No email

 

 

 

 

Andy

Edited by Andyorch

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removed

 

Andy

Edited by Andyorch

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IOIO

going to take a break for now.

 

 

 

Andy

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The Defence is good to go but we need to just develope 2 and state what we now know as occured.Im sure you would be able to expand on what i have refered to.Wool as been pulled over someones eyes and decieved.

 

Andy

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How are you progressing IOIO our audience appear to have got bored!!!!

 

Andy

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You need to amend point 2 to reflect what we have discussed " the swap no notification=no agreement" in relation to the P.O.C.

 

Andy

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I see, would you mind amending 2 to suit, you are much better at legalese than me, Dont want to bugger it up at this stage

 

They will be getting this tomorrow so it doesn't matter if they see it now

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Quite!!!

 

They are not able to change the truth even if foreseen.

 

Draft a new point 2 shortly

 

Regards

 

Andy

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OK IOIO you need to check the dates.

 

Regards

 

Andy

 

 

Amended section 2 of the defence

 

Andy

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