Jump to content


  • Tweets

  • Posts

    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Lloyds TSB ccj


lafey
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5264 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

right at the beginning ( before we came on here ) my wife phoned the court . They said to send acknowledgment back . They told her it didnt matter which box she ticked as long as they got it back !!!!! she thinks she may have ticked partial admission but we have not stated an amount . This was obviously a mistake but i understand we can ammend this . We were in a rush to get it back and the woman from the court basically said " it doesnt matter which box you tick .. just get it back to us in time "

Link to post
Share on other sites

  • Replies 200
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

right at the beginning ( before we came on here ) my wife phoned the court . They said to send acknowledgment back . They told her it didnt matter which box she ticked as long as they got it back !!!!! she thinks she may have ticked partial admission but we have not stated an amount . This was obviously a mistake but i understand we can ammend this . We were in a rush to get it back and the woman from the court basically said " it doesnt matter which box you tick .. just get it back to us in time "

 

OK - the written defence that you have filed does that contain any admissions.

 

You say its' the embarrassed defence - which one is it as there are several floating around on CAG - can you post the one that you have filed

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

I hate that document...but it doesn't contain any admissions - once we've seen their witness statement we can sort out the necessary amendments

 

Does the claim contain account charges

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

Thats the thing we dont know ... the only thing on any of the staements is interest ...... any charges that would have been applied would have been before the time of the statements they have sent ( which again i think is unfair as we cant tell if there are any charges !! ) . The statements we have are basically .... amount ... interest ... new amount !!! thats it

Link to post
Share on other sites

Just had another look at statements they have sent ... something bit weird .. some of them looked cobbled together .. We got married in 2002 and they started to use the married name and then it seems in about september they started to use her maiden name again ... then after a bit went back to her married name .... the fonts on some of them dont seem right !!!! very strange but probably nothing sinister !!!

Link to post
Share on other sites

I think that they have a problem - they need to be able to prove where the claim has come from

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

I was thinking that .... and they cant just issue a new one to the new address can they .. or can they ???

 

They can issue what they want to your current address but they'd be pretty stupid to issue another DN as you have proof that they've already issued to your previous address ;)

Link to post
Share on other sites

They can issue what they want to your current address but they'd be pretty stupid to issue another DN as you have proof that they've already issued to your previous address ;)

 

There is an argument - that to be honest I haven't got my head round properly - its one that Viscount Stair and I think PT have explained - that says that once they've issued a D/N (even if its' defective) and then proceeded to terminate the agreement that they then cannot lawfully issue another D/N because the agreement has already been terminated

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

I have been trying to up load the statement that they sent with bundle but it does not seem to be working so will type it out for any comments ...

 

STATEMENT FILED PURSUANT TO SECTIONS 78(1) OF THE CONSUMER CREDIT ACT 1974

 

1. xxxxx (nee xx ) applied to Lloyds TSB bank plc ( " the bank " ) for a credit token , namely a Lloyds TSB Trustcard Visa Credit Card and the bank granted her application on the 20th september 1995 . Ther Credit card agreement was numbered xxxxxx and a credit card providing running account credit was opened under that reference number in the name of xxxxxx . The credit card account of that number was closed by the bank on 8th October 2008. the outstanding balance of £(just over 9k) was transferred to the Banks Debt Recovery Unit.

 

2. A copy of the running account Credit Agreement was sent to xxxxx on the 9th May 2009

 

3. The amount currently payable by xxxx to the Bank under the running account credit agreement is £ ( just over 9k + £300 !! ) . This amount is inclusive of legal and professional costs occassioned by the taking of court enforcement action .

 

4. I can confirm that since closure of the account no further amounts will later become payable under the Credit card Agreement save for any further legal costs which may be payable but cannot be ascertained .

 

Statement of Truth

 

the claimant believes that the facts stated herin are true . I am Duly Authorised Claimant to sign this statement and sign for and on behalf of the Bank

 

Full Name xxxxxxxxxxxxx Signed xxxxxxxxx

Link to post
Share on other sites

thanks babybear will do ... although i just feel like writing to them and saying ..... your agreement is rubbish ... you totally mucked up the DN . you cant prove debt ... now go away ....... but prob not best idea !!! lol

Link to post
Share on other sites

thanks babybear will do ... although i just feel like writing to them and saying ..... your agreement is rubbish ... you totally mucked up the DN . you cant prove debt ... now go away ....... but prob not best idea !!! lol

 

You could say it in a very polite way incase it ever goes to court ;)

Link to post
Share on other sites

really .. i was only half joking but would it help do you think if i wrote back and explained the flaws and said i was trying to save court time etc etc .... or were you joking too ???/ lol

Link to post
Share on other sites

so write back to solicitors saying ( polietly ) ... i dont think you have a case because of xxxxxx so in order to save courts time and costs would you please put your head in a bucket of sand until further notice ???

Link to post
Share on other sites

Yes, something along those lines 'cos if it went to court it would not amuse the judge that the courts time has been wasted when there clearly isn't a properly executed CCA. This is a complete defence at law ;)

Link to post
Share on other sites

i think thats a good idea ... think i will try and get the application form on here so you can have a look ... just to be sure but it is definately just an application form ....... none of prescribed terms on it ...... not one mention of interest rate ( apr or otherwise ) anywhere .... it just looks like the form used by bank to credit score it

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...