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CL Finance / Howard Cohenn.. Help Needed


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  • 11 months later...

well what a suprise I got this mornings post!!

A formal final demand letter in a nice shade of pink from the lewis group instructing i must pay the full amount within 2 days..

any idea how I should reply to these.

just a re-cap on the history of this account.

 

I was paying HFC 20 a month for a couple of years.

debt sold to CL finance, I continued to pay HFC

CL raised a claim against my I dfended.

During the claim I CCA requested CL they sent a letter saying they were sending me the documentation, nothing ever came.

CL didnt show up in court and the claim was struck out.

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I think you need to remind them in no uncertain terms that they have taken you to court and lost. Any further correspondence or legal action will be considered vexatious.

 

(That said, they can ask all they want - the debt doesn't disappear... but threats should.)

 

You must also report Howard Cohen to the SRA - see this excellent thread...

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/251876-howard-cohen-complaint-sra.html

 

Read and subscribe!

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