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    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
    • Sleep apnoea: used to require the condition  to be “completely” controlled Sometime before June 2013 DVLA changed it to "adequately" controlled. I have to disagree with MitM regarding the effect of informing DVLA and S.88 A diagnosis of sleep apnoea doesn't mean a licence wont be granted, and, indeed, here it was. If the father sought medical advice (did he?) : this is precisely where S.88 applies https://assets.publishing.service.gov.uk/media/64edcf3a13ae1500116e2f5d/inf1886-can-i-drive-while-my-application-is-with-dvla.pdf p.4 for “new medical condition” It is shakier ground if the opinion of a healthcare professional wasn’t sought. in that case it is on the driver to state they believed they met the medical standard to drive. However, the fact the licence was then later granted can be used to be persuasive that the driver’s belief they met the standard was correct. What was the other condition? And, just to confirm, at no point did DVLA say the licence was revoked / application refused? I’d be asking DVLA Drivers’ Medical Group why they believe S.88 doesn’t apply. S.88 only applies for the UK, incidentally. If your licence has expired and you meet the conditions for S.88 you can drive in the U.K., but not outside the U.K. 
    • So you think not pay until DN then pay something to the oc to delay selling to dcas?    then go from there? 
    • think about it, if you don't pay the full amount, what more can they do , default you  they've already registered a default notice by that point.  why have you got to await sale to a DCA.... for what?  
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County Court Claim


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Yeah ok will do, can recorded delivery be done on 2nd class mail? Guess once the AQ is submitted I just have to wait and see what happens? Is there any definative guidlines as to the time frames reagrding this type of case/procedure?

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It would get there the next day. These are the things you have to get your head round when you know what you're dealing with - it's a devious game.

 

"Just because I'm paranoid it doesn't mean they're not out to get me."

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Gunner

Its best to just send it Recorded, I wouldnt worry about the second class stuff, you need to be appearing to the judge as reasonable as you can at this stage. Playing silly games like the other side do will just make the judge pis*ed at you both.

You also need to look to them as being a tough nut to crack.

This is all in the game. If they have a slight clue that you may be better than they had hoped, then they have doubt. Use it.

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Thanks guys will do that. Guess once sent I will have a wait on my hands. am actually going into my local county court to hand in my papers by hand, guess I can ask them then whether the other party have filed anything? Will keep you all posted and thanks for all the help thus far.

 

Once again just to say once this case has run it's course and hopefully after I have won, I just want to reiterate the fact that I shall be making a donation to this site. Many thanks all and if anyone else is in the same boat I will try and learn up all that I can and help others. Thanks again.

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Hi all just got some post from HFO/Turnbull - they have sent me a copy of their allocation questionnaire, unfortunately no access to a scanner at home. But they have answered as follows:

 

A - no

B - No

C - n/a

D - No to all

E - I hour and no

F - no

G - nothing

H - Yes, Yes, 23/02/09, Yes, Summary Judgment, -

 

They have apparently sent me the following - evidence of the defendents signature and willingness to enter into a credit facility with Monument (the application form I tried to scan)

b) Comprehensive copy of statements evidencing the balance pre-assignment (not sure what relevance this has as I have asked Barclaycard to provide full account details as my father settled this debt and they have no proof of the account

c) Notice of assignment stating the closing balance on the final statement (I have never received this and in all honesty it looks like they have recently put it together)

 

They also state that my defence is generic and has no real prospect of success nor compelling reason why the case should be disposed of at trial, therefore they request that the Court strike out the defense pursuant to CPR 3.4

 

WHAT DOES ALL THIS MEAN AND WHAT SHOULD I DO? Also the copy looks suspicious, I can ask the court if it has been submitted?

 

Thanks.

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Thanks know what you mean, talk about a production line!! But just worries me that they have submitted this form already. Must admit they only send their documents by normal mail. How on earth can anyone know whether I was served with the Default notice? They have no proof of posting or anything, unlike me. In all honesty I never recall receiving the default notice so who decides? ANd if I could scan it I think most would agree it looks a bit dodgy!!! Just want some reassurance that I am in a good position and they are bluffing or am i screwed!!! Please can someone just confirm one way or another what their opinion is? Thanks

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Any help much apprecaited especially from this who have helped so much so far. Does what they have sent me, change anything? Shall I change my AQ? Help - going to submit it tomorrow. Thanks.

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The NOA is dated 25/02/2007 but there is no date by which to remedy the situation. It just states that with effect from the date stated that HFO have been assigned my account. That from now on I must accordingly direct all payments to HFO and then they have put their address telephone number and Company Number and then at the bottom it says Yours faithfully Monument (????) and no signature and lay out completely unlike anything they have issued previously.

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Hi Gunner – so the NoA states that the account was assigned on 25/02/2007 (correct?) if so then the date on the deed of assignment or sale contract must match – to verify that they will have to produce the original deed in court – they won’t want to do this but any judge handling the case must be satisfied that the assignment is lawful – did you request a copy of the deed/sale agreement in your directions?

Can you confirm the details on the Default Notice?

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Hi Atwozee , sorry but I don't have a default notice, I requested a copy of it, but all they have sent me were a copy of a quick reply application, copy statements and the notice of assignment. I requested a copy of CCA with all T&C's (not what they sent), default notice togther with proof of service (not provided), notices of assignment with proofs of service (not provided), the deeds of assignment to be brought to the hearing, full complete statement of account (provided)

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Hi Atwozee , sorry but I don't have a default notice, I requested a copy of it, but all they have sent me were a copy of a quick reply application, copy statements and the notice of assignment. I requested a copy of CCA with all T&C's (not what they sent), default notice togther with proof of service (not provided), notices of assignment with proofs of service (not provided), the deeds of assignment to be brought to the hearing, full complete statement of account (provided)

 

Okay – well the DN is an important document because without one they can’t demonstrate that they have complied with the provisions of the CCA 1974 and therefore their claim is weak – also if the application form doesn’t contain the prescribed terms then any agreement is unenforceable.

Looks like they are requesting summary judgement – not sure what happens here because it’s normally requested on the back of the Defendant not having a reasonable chance of success – clearly without the relevant documentation you do have a more than reasonable chance of success - but I suggest you phone or email the court and find out what is likely to happen.

You might have to attend a summary judgement hearing and demonstrate that you do have a strong defence against the claim – just keep the thread up to date and don’t be scared to get in touch with the court – letters have a habit of going missing and or being delayed.

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Thanks for that. Will do. Actually going to the court now to hand in my AQ. Will ask them then. Spoke to Barclaycard again who have no record of my account and spoke to Monument have no record, so it's all on HFO having a copy of the quick reply card that i have signed, see scanned doc and also copy statements and then their made up letters. Also as the claim is under £1500 does that mean HFO/Turnbull did not have to pay to submit their AQ? Thanks.

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Thanks for that yeah good news. Just wondered how long have you been waiting? Keep me posted. They keep trying to call me to discuss a settlement. I am tempted to call them and offer them £5 as full and final settlement and on the written premise that they have my default removed and confirm that any obligation or liability i have with them be fully exonerated. What do you think?

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I had to have my AQ in by the 27th Jan which I did. A letter arrived on the 11/2 with a copy of there AQ which they stated that they had filed with the courts (liars) I then rec a letter form the court stating that if they dont file there AQ by the 16th the case will be struck out. I have rang the courts loads of times and been told that no AQ has been filed by Crappyquest/HL and its waiting to go back in front of the judge to be struck out.

 

Still Waiting !!!!!:mad:

 

 

Notts

As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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