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    • Hi All, I'm looking for help with a P2G claim for another lost parcel. Given the wealth of information on this site, I'm hopeful that this should be an easy one to fix, but want to be sure I have everything. On the 6th March, I contracted with P2G to send a parcel (a £600 Pioneer AVH-Z7200DAB car stereo which is not on either P2G or EVRi's excluded from compensation or prohibited items list) using EVRi, sent it off, and that was the last I heard of it. The EVRi tracking showed that the parcel had made it to the national sorting hub at 2:12 on the 7th, and then vanished. By Friday, I had started to get nervous, and so, raised an enquiry. And then another, and another - well, they weren't responding, and I couldn't get their telephone one to work, I think in all, it was more than 15 enquiries. I also raised an investigation with P2G as well. EVRi closed the enquiry confirming a loss on the 19th March, and P2G near the end, although P2G closed it claiming that I needed to send photos of the parcel as proof - which I didn't have, and I also do not have an account with P2G so couldn't upload anything (I did test, just in case), and this is why despite receiving advice on the EVRi Fb group to send the letter before claim, I haven't yet acted. I have proof of the eBay listing, and the refund, to demonstrate that which was being sent, but P2G's insistence that I have no photographic proof of the parcel with the label - I have the photo of the goods in their box before sending, but this is for the eBay listing, and so does not show it after the fact. This I fear is what P2G will seek to rely on as a defence, hence my 10 week delay on progressing with this. But, I am more than £600 out of pocket for the loss: £600 for the item and £8.04 for the delivery fee, although my claim will actually be for an initial £611.09 to cover the cost of the loss, their delivery fee, and my 1st Class Recorded stamp for the Letter Before Claim to P2G, rising to £681.09 to cover the additional £70 cost of opening the court case if they fail to respond within 14 days. This question mark surrounding P2G's request for photographic evidence, is this likely to cause me a problem? Steve
    • Had a letter response today dated 12/6/24 from PRA Group re request for information consumer credit act 1974. Confirming they are in receipt of my CCA letter request - and that they are requesting the required information. They returned the £1 postal order. And my CCA letter. Stating that they will contact me with an update ASAP. They attached/included a standard ( non personal ) page about ' what they should provide ' and ' what happens If I don't get this information'.    I need to file my defence by 21 June 24. Any suggestions as to what that defence should be ?   
    • Thanks @dx100uk for responding promptly.    To be quite honest with you, applying for breathing space might not really help except some short term relief. I don’t want to default either as I might lose my job too and I cannot really afford it. Sorry for sounding bit stupid but is there something I can do to stop them charging interest and agree on reduced payments? I am working on information that @BankFodderhas requested and will be sharing it later today.  
    • who said send the sb letter to RC anyway? we said the debt owner not the grease monkey.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The DCA fourm Merry Christmas Thread.


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I have a cd rom with about 30,000 3d animated cartoon gifs. My gingerbread man avatar is one of them, so you can see they are good quality. If anyone needs one let me know, as I might have one that's suitable.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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My turn.

 

Can I wish ALL Caggers a Very Happy Christmas.

So many people have helped me since my arrival 3 months ago and I'd like to say a BIG thankyou to you all but especially ODC, Fiftypence, Scabhunter and Rory. Your input has been the most informative and in ODC's case funny :D

I don't get depressed as much anymore which is down to you good people.

 

Peace always :)

 

fox

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Have a great Christmas and an even better 2009. This is one of the most selfless sites I have ever known. Most forums have people at the top who are obsessed with their own self-importance. This is not like that at all - I have received nothing but welcoming support and excellent and freely given advice. My huge thanks go out to all of you, with a special mention to Fred Bassett, Fuzzybobble, Scabhunter and ODC who apart from being very helpful are also extremely funny.

[sIGPIC][/sIGPIC]

 

Sabrina xx

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A very merry xmas and a happy new year to all you lovely Caggers.... huge thanks go out to all of you lovely people who so selflessly share their advice for the good of other people. May 2009 be an excellent DCA-baiting year... and hopefully the year one of the big DCA's finally topple down the karzi :D

 

And to the DCA's?

 

*blows a huge raspberry*

 

Mrs R xx

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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aye, a merry chrimbo and a debt monkey free new year to all CAGgers!!!

 

 

....and if you are a DCA muppet, or someone looking for dirt on a CAGger, santa will be bringing you a lump of coal, strapped to a bottle of sarin....such is the fate of all monkies!....

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Id just like to say a big merry christmas to Robinson Way and Co

 

the N244 to have your frivilous claim struck out was lodged at the court this morning

 

Oh and the schedule of costs is looking pretty impressive too

 

thatll teach the barstewards for bringing claims without merit

 

 

oh and a BIG MERRY CHRISTMAS TO ALL ON THE CAG

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Id just like to say a big merry christmas to Robinson Way and Co

 

the N244 to have your frivilous claim struck out was lodged at the court this morning

 

Oh and the schedule of costs is looking pretty impressive too

 

thatll teach the barstewards for bringing claims without merit

 

 

oh and a BIG MERRY CHRISTMAS TO ALL ON THE CAG

 

I guess while some people will be having turkey for Christmas dinner, Paul will be having filleted donkey! :D

 

SH

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Always happy to jump on a bandwagon, just wanted to add my Christmas wished to everyone for now and the New Year.

 

As voiced by many others, although the reasons that led me to find this site are not enjoyable ones, in many ways I'm pleased they did, as I would not swap the feelings of helpfulness, assistance, and concern that are shared here.

 

People genuinely want to help each other, with no judgements on how or why they found themselves in their situations, and if that doesnt sum up the Xmas spirit nothing does!

 

All the best to everyone and their families, and a safe and prosperous New Year.

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Print these out and stuff 'em in your crackers for a better laugh this Christmas!

======

I went to the ATM this morning and it said "insufficient funds".

I'm wondering, is it them or me?

======

New figures released today show that unemployment has increased.

Apparently TV Channel Dave has seen a 5% rise in their viewing figures.

======

Money talks.

Trouble is, mine only knows one word - goodbye.

======

With the current market turmoil, what's the easiest way to make a small fortune?

Start off with a large one.

======

I Lost my job the other day.

I've been racking my brains trying to think of ways of cutting costs and saving money.

Tonight I gathered the family together in the lounge.

I sat the kids down in front of the fire and said "Listen kids, I've got something to tell you."

They all looked up at me in anticipation, “What is it Daddy?” they asked.

Grimacing, holding back the tears I told them, “Santa is dead, you're getting nowt for Christmas!”.

======

I just wonder if the administrators for furniture company MFI are looking to sell the company flat packed?

======

I guess my £20 High Street voucher from Gran is Woolworthless now?

======

Merry Christimas Y'all !

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Here's a little something to get everyone in the mood. :D

 

here's the news article....

 

YouTube - 2008_Global_News_Dec10.wmv

 

Here's the lights set to music....

 

YouTube - Lindsay Lights Christmas Display

 

The best christmas lights ever seen on a house.

And it's all set to music and uses over 40,000 leds

 

They are surely the neighbours from hell

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They are surely the neighbours from hell

 

Just hope you never have to live next door to me. I do crimbo lights, lasers, barbecues, firework displays. In between I dress up as a gingerbread man.

 

When I'm not doing all those, I take the pee out of DCA's

 

Merry Christmas everyone. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Merry christmas to everyone on CAG! and a special thanks to everyone who have subscribed to my MBNA and Crapital one threads and given me some hope there is a future now!Thanks to CAG we are actually attempting to celebrate christmas now as before i discovered CAG we were going to cancel Christmas and not even put up a tree! but now thanks to CAG i have got sone more fight in me and now have some hope and dont spend all my time in floods of tears at pc frightening myself to death reading about debt and its consequences!

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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