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    • Now that is an interesting article which adds afew perspective that I hadn't thought significant - but on reflection of the perspectives offered ... Now Starmer is no Blair, however 'blairite he may be perceived, but the Tories aren't tories and aren't even remotely liberal   The fast 'unannounced and unexpected election call from sunack may well be explained by the opinion linked that he hoped reform would be unprepared and effectively call a chunk of Farages largely empty bluster - making him look even more of a prat, leave scope for attacks on shabby reform candidates and mimimise core vote losses to reform - while throwing the 'middle ground' (relative) tories TO THE DOGS - and with the added bonus of likely pacifying his missu' desire to jogg off to sunny cal tout suite somewhat   thumb in the air - I expect about 140ish tory seats, but can hope for under a hundred Reform - got to admit the outside possibility of 1, maybe 2 seats with about 8% of the vote - but unlikely. I think projections of over 10% of the vote for reform is nudged and paid for speculation - but possible with the expected massive drives from Russian, Chinese and far right social media bot and troll prods targeting the gullible.
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    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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Dave V Orange (Arrow) HELP


anney63
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My son like a fool; got an orange contract phone for a friend in 2000. Some friend he ran up a 700 bill and then went to Ireland and left my son with a bill he couldn't pay. Orange chased him he explained the situation and realised he would be liable but just didn't have the money. Ignored all letters and out of the blue a few months ago got a court summons from Arrow he defended with the statute barred scenario and has just received an allocation questionaire which i haven't as yet had sight of to see if it is genuine.

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Sorry i don't understand why are they in trouble if they took the matter to court and it was defended and then they have taken to the allocation questionaire stage and not accepted the defence how are they in troublw a bit confused with all this

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I probably msiunderstood - it seemed that they had sent an AQ without having submitted a claim and/or giving you a chance to defend.

 

We have a coup-le of cases in the last week of one company 'helping' by submitting a defence on befhalf of the defendent.

 

If you are genuinely at the AQ stage and the debt is statute barred then you should send draft directions ordering their claim to be struck out under CPR 3.4(2)(a) because their "statement of case discloses no reasonable grounds for bringing the claim" because of s5 of the LImitations Act 1980.

 

 

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The prospect of a pursuer 'helping' a defendant by submitting what is in effect a fraudulent statement defies logic. On the one hand, if an AQ in response to a non-existent/pending action as a 'scare' tactic' it has limited value. The pursuer would most likely rely on any action it takes being undefended, as it will then be able to obtain judgement by default and can arrange for enforcement, a much better method of getting the defender to pay.

 

IF the whole thing is a sham, that there is really no pending action and the pursuer is using the AQ as a ploy, then I think the courts would look upon this as the return of the 'blue frighten', when non-authenticated court documents were sent out as 'real', to confuse and alarm the debtor.

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Right at last I have all paperwork to hand.

The actual Court summons was Sent by Eversheds on behalf of Arrow and states an account number for Orange. My son defended on line as the only thing he could think of was an orange bill going back to 2000-2001 which would be statute barred. This is what he used as his defence and then received the allocation questionaire. What do I put on the AQ. Do I ask for a CCA or just state that the debt is statute barred and that he has no debt with Arrow Global thgis has to be in by Monday. Luckily I can hand deliver to the court.

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I suggest that you fill in the AQ as described here - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html and include draft directions as described here - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/147609-draft-order-directions-including.html but based on the limitations issue. I suggest wording

The cause of action in this case relates to a default in an agreement with the claimant dating from 2000-2001 and the claim is thus barred under s5 of the Limitations Act 1980:

 

"5 Time limit for actions founded on simple contract

An action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued."

 

I respectfully request the court to make the attached order

in the relavant section onf the AQ and the order itself:
Usual heading

 

1. That the claimant's statement of case be struck out under CPR Part 3.4(2)(a) as the statement of case discloses no reasonable grounds for bringing the claim since the cause of action is over 6 years ago and is therefore time-barred under s5 of the Limitations Act 1980

 

 

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THanks Guys . So I just enter the second paragraph under g in the AQ and the first paragraph on a seperate sheet under ther heading of draft directions is that right. I am most grateful for your help. Anney:)

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THanks Guys . So I just enter the second paragraph under g in the AQ and the first paragraph on a seperate sheet under ther heading of draft directions is that right.
That's what I would do. Use the format for darft directions from the link above.

 

 

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Hi everyone,

I've been a bit worried today as this morning I received a knock on the door opened it and there was some guy stood there with a pager asking if my girlfriend lives 'at this address', I confirmed this and he then asked me if she has had an Orange phone in the past. I said I hadn't a clue and realised instantly what this guy's game was. 'He's obviously from a collection agency' though he never introduced himself or stated whom he worked for.

I remember my girlfriend had had some trouble with a contract she had when she was a student five years ago, she couldn't pay the contract after some time and eventually they cut her off. This was five years ago, and basically I'm wondering now he's "confirmed her address" what will happen? I only ask because I've never had to deal with these types before and need some advice if they return or send us a letter, obviously she has moved in these five years and doesn't have any of the billing or documentation anymore so what can we do?

Thanks.

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