I'm new!

[lennieirg]

Hi,

I'[m a newbie. I have sent my pre lim letter to lloyds and recieved a nice polite letter back saying they would look into it and get back to me in less than 2 weeks.

Has anyone else had polite letter and got charges back or am i in hopeless denial this will be a simple thing to sort!

Cheers,

leonie

[moltonbrownqueen]

hi leonie

 

Don't be fooled by the nice polite letter. If you take the time to read other people's threads (Reload's is an excellent example) and the FAQ's, you will see how the course is run and what you can reasonable expect to happen.

 

History tells us that the money will not just drop through your letterbox in a fortnights time, and it is going to take some work on your part.

 

But what you will get is plenty of help and support from this excellent site, and the more you read the more you will learn.

 

Good luck in your quest

[walgrave]

Hello Leonie,

 

This is a great site for information and moral support. The best thing you can do is to carry out as much research as possible by reading through as many threads as you can. It's not a quick thing getting your money back but if you follow the tried and tested steps you will win. I'm waiting for my court date and have found the community spirit of the forum a real encouragement. Stick to your guns and if you're not sure about anything at all just ask - you'll quickly get an answer. Good luck.

 

Walgrave

[lennieirg]

Hi,

well I've recieved the second letter with the paragraph about OFT's thinking etc and have until 15th sept to resond if i don't then I agree with them.

so obviously I don't agree so I now need to send the letter before action.

 

So which address is it going to? the original one Gresham street or the birmingham one on this letter?

 

Thanks for any responses.

Leonie:confused:

[moltonbrownqueen]

mornin Leonie

 

I've been using the Colmore Row, Birmingham address, and it seems to be generating replys ok.

 

What address is on your reply letter?

[zuzubing]

Hi Leonie,

 

You appear to be at the same stage as me - I am just aboutto send my LBA - do you have your parachute account opened yet?

 

Good luck and keep us informed.

 

ZUZU

[lennieirg]

Hi,

we have a natwest account opened. It's the colmore address is on my letter. I'll send it to them.

thanks

leonie

[Jakena]

I sent my first letter to my bank accounts address and I got one response back from them and then another back from Birmingham, so I guess the other letters I'll send out will go to the Birminghams address.

 

I sent the first one to the bank address my account is with as I phoned up and asked them where to send it and thats what they told me!

[walgrave]

I sent my initial request for a refund to my local branch but got a reply from Birmingham so that's where I sent my reply and LBA. In my court claim, though, I put Gresham Street, the Head Office address.

Good luck.