Jump to content


  • Tweets

  • Posts

    • I'm trying to unravel this – but I get the impression that there was no contract between you and EVRi and that you didn't even choose them but instead you decided use some third party parcel broker in the USA which organised the delivery. Is this correct? EVRi came into the picture because they would then eventually selected for part of the journey although you had no knowledge that it might be them and I suppose it didn't really matter as long as the item got to you. Secondly, I really don't understand the journey which this item made. You bought the item from somebody in the USA. They then were meant to dispatch it to you to another address in the USA but for some reason or other it came to the UK and then into the hands of EVRi at which point it was lost or stolen. More confusion here because you now tell us that EVRi marked it as being out for delivery but it was never delivered. This suggests that it was going to be delivered to a UK address but earlier on you said that it was going to be delivered to USA address. I think you need to look at the story. Maybe show it to a friend of yours who is not particularly where the details and ask them if they can make head or tail of it and then come back to us with clarification so that we fully understand. Also, I think we'd like to know what the item is, how was it declared, what was the value which was declared. You said it was a valuable item because it was rare and collectable. I gather from this that it is non-fungible. We need to understand more about this. Was an insurance policy purchased to cover it during the delivery process. I understand that this rare and collectable item be valued at £200. Have evidence this value. This could become very important. Also you have given is no idea when this happened. We need to understand the full timescale. There are a number of possibilities here including the possibility of the contract action against EVRi on the basis of your third party rights or an action for negligence but we need to know far more and we need to get a story that makes sense.   Finally, I understand that you have sent the letter of claim. What did it say? How much time did you give them? What did you expect to happen as a result of the letter of claim? Whatever the answers to those questions might be, clearly you had no idea how to proceed after having sent such a letter. A letter of claim is meant to be a serious threat of some legal action if some condition which you have stipulated is not complied with. You set a deadline for compliance and at the end of that deadline you issue the court action. Clearly you are not in a position to do that so your letter of claim is a bluff and undermines your credibility and it will find its way into the EVRi wastepaper basket – if it's not there already.  
    • Good morning. I just wanted to check something please. The other side have moved slightly and negotiated a full and final offer price to end this matter. I am happy with this. However, I want to make sure this is the end of the matter and am emailing the following over to them prior to payment. Is this enough to ensure they can come back for nothing else? Thanks -------------------------------------------------- Dear Sir.   With regards your last email below.   I am pleased to agree to the full and final settlement figure given below.   Can you confirm this payment will be in full and final payment with no further claim to be brought against me in this matter?   Best regards
    • 100% sure I didn't receive it, that why my first post is with the £100 letter.
    • Engine, the technology business Starling Bank was built on, has been busy launching banks around the world, from Romania to Australia.View the full article
    • use this your WS and inc this as an exhibit off to bed now 3 nights been up till 4am aurora watching wont be on too early as it's lambing season out herding with the dog. your WS main thrust is the debt would now be SB'd , the DN was filed xxxyrs+months after it should have been thus unlawfully extending  SB date to infinity. highlight their admittance regarding errors at that time period in your 'redetermination'  paragraph. agreements unreadable. would have already been written off due to SLC age write off criteria has they not issued the claim to stop the SB clock when they had no paperwork to prove their case in the 1st place. never earned over threshold. dx       Erudio - stopped sending email deferments won at FOS DRN-4141462.pdf
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Bank of Scotland terminated without default notice and without claiming full balance, Blair, Oliver Scott DCA


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4794 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 443
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

hey milly

 

on a lighter note, ive only found out that i can sort out my threads into different files tonite,,,i can put all the ones for a particular creditor into one file,,,yipee, so simple i hadnt come across it before so my 600 plus threads ive saved can be put into some kind of simple order

 

anyway you keep your spirits high and take care

 

off to bed in a bit catch up tomorrow okay

laters angel x:)

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

Link to post
Share on other sites

Jeez, they're such a professional company aren't they:rolleyes:

 

And I do like the way they adhere completely to the Banking Code, the OFT guidelines and the CPUTR's

 

All the better for us, in a way - no shortage of ammunition to hurl at them;) If they ever become efficient, I might get worried:p

Link to post
Share on other sites

I didn't think they could take action shown on a default notice until the date of remedy was passed?

 

 

absolutely correct there Lexis! I will later copy an extract from a brand new book I have on Consumer Law and Practice written by Geoffrey Woodruffe who is a solicitir, Former Professor and director of the Centre for Consumer and Commercial Law research at brunel University and a Solicitor Robert lowe. This book is published by Sweet and Maxwell.{so pretty sound advice there!]

 

It specifically states that the 14 days MUST also take into account and make an allowance for the days of service. So absolutely invalid if sent on the first day of the 14 days allowed. I have to go as I am popping round my mums with the kids.

 

Milly XX

Edited by millymollymoo
OMG I wrote pooing instead of popping!!!!

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

phone log:

 

24th feb

9.49am

2.45pm

5.02pm

5.33pm

6.28pm

6.58pm

7.51pm

8.42pm

 

{note this is the day my little doggy died!] barstewards they will pay big time for this! I have reported them to OFCOM.

 

25th feb

11.41am

5.08pm

5.39pm

8.38pm

 

 

26th feb

8.12am

8.44am

5.07pm

5.38pm

7.50pm

8.22pm

 

 

 

104 calls todate!

 

27 feb

8.08am

8.43am

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

Hey thank you daniella XX. She was my little girl and I miss her so much:( I too have cats [3] and another little dog {pom} called mimi and she misses fifi too. I just want her back...

 

Milly X

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

MMM - I'm about to send BOS an invoice for all calls received, whether they are answered or not.

 

I sent them this in January...

 

In addition to this, since the 9th December 2008 we have had at least 16 phone calls from your company. When we have not been in, silent messages are picked up on our answer phone. When we have picked up, the calls have been silent. If either my partner or I have actually spoken to anyone, they have been told to write as I will not discuss financial matters over the phone. On the 13th January alone, I have had 5 calls from your agents which went as follows:

 

1) 9.19am – call too noisy to hear so I had to hang up.

2) 10.50am – call to my mobile. Caller advised to remove this number from your list as it is used for work

3) 1.26pm – call to my mobile. Caller advised as above, and told everything must be in writing

4) 4.41pm – call to home phone which my partner answered. ‘Simon’ started off by refusing to give his name, then went on to tell my partner that our number was generated by a computer, despite you previously being told not to call. It was suggested by my partner that the number should be removed to save further need for a harassment complaint.

5) 6pm – call to home phone which my partner answered. ‘Rachel’ also reluctant to give a name. She was informed that this was the 5th call today, and the 4th time they have been told not to phone. Rachel informed my partner she would call back later. Please be aware, if anyone by that name does call, I will be making a harassment complaint about her personally.

 

I would be interested to know why my legal request to be contacted only in writing is being ignored, and why your agents appear to be so poorly trained that they try to refuse to give their names?

 

On the 14th January at 9.14am my partner had another call, this time from ‘Aoiisha’ and again had to state that everything must be in writing, and that you had been told this on many occasions. My partner was told that calls would be held for 10 days, but would start again after that.

 

I am now advising you that I will give you 2 days from receiving this letter (which I will be able to track by Recorded delivery) to remove my numbers from your calling strategies. If I have a call from you after this, I will not only be reporting your company to OFCOM and Trading Standards for your appalling business practice and harassment, but I will also be charging you £5 for every phone call made, regardless of whether it is picked up or not.

 

I am doing this as my phone is my property, and you have been repeatedly informed not to use it, be it mobile or landline. You are required to stop phoning when a customer requests it as long as communication channels are kept open. I am willing to correspond via letter, and have told you this many times.

 

It quite clearly states my intentions, so now I am about to bill them. I realise your harassment is considerably worse than ours, so why not give it a go. Send something similar to the above, then when they ignore it send an invoice along with a covering letter.

 

As I mentioned in my letter of the 23rd January, your debt collection practices have become dubious at best. Despite my written requirement for all communication to be in writing, and giving you ample time to implement this, I am still receiving phone calls and text messages to both my home and mobile phones. I have copied the relevant paragraph from my letter below, for your convenience.

 

I am now advising you that I will give you 2 days from receiving this letter (which I will be able to track by Recorded delivery) to remove my numbers from your calling strategies. If I have a call from you after this, I will not only be reporting your company to OFCOM and Trading Standards for your appalling business practice and harassment, but I will also be charging you £5 for every phone call made, regardless of whether it is picked up or not.

 

As per my last letter, I have noted these and have enclosed an invoice for the calls and text messages I have received so far since the 29th January (giving two clear days after you received my letter, signed for on the 26th January), further phone calls or text messages will also be invoiced. I will require payment within 14 days, or your reasons for non-payment, given that you had ample warning of my intentions. Until you show me a signed agreement, there is no contract which allows you to contact me by phone, so I re-iterate that this is un-acceptable and must cease.

 

Obviously I don't honestly believe they'll pay, but the fact is they have been clearly told what will happen if they don't stop phoning, but they have not stopped. Therefore, I am entitled to invoice them accordingly as they did not argue this point as unfair. With the amount they are phoning you I think I'd be willing to spend a few quid and get a proper letter drawn up by a solicitor so that they'd have to abide by it!

 

I'll let you know if I get a response:D

 

Lexis:) x

Time flies like an arrow...

Fruit flies like a banana.

Link to post
Share on other sites

Call update:

 

28th feb

9.48am

10.20am

 

2nd march

8.05am

8.37am

5.38pm

6.08pm

8.33pm

 

Ok had some interesting info turn up today from my letter to s.a.r dept asking for further info. {wanted to keep quiet till i receive this!!}

 

And all good so far. I have enough now as to the 'credit agreement' being totaly unenforceable. Just to ,let you know what was sent and posted earlier in this thread was as I said recreated rubbish and inaccurate at that!!!! ;) The 'actual' signed agreement that I got from the S.A.R has absolutely NO prescribed terms whatsover and is basically a consumer credit agreement that ONLY allows them process my data under the Data Protection Act and about Card Protection. That is it and is signed by me and them now and proof in black and white that card services have confirmed that there is nothing else to send as NOTHING is printed on the reverse as I asked for confirmation, this is what it says:

 

'Card Services have confirmed that there is no further information on the reverse of your agreements and that your agreement is held on microfiche.'

 

\\\\so now they cannot take that back.:lol::lol:

 

Also have received some confidential emails between Yvonne sneddon, {me thinks they would NOT of really liked me to see these, CONFIRMS AGREEMENT WAS TERMINATED!!!!!!! and contradicts the letter that said my ACCOUINT REMAINED OPEN!!!

 

 

Oh and NO DEFAULT NOTICE as confirmed that ONLY A blank template {unpersonalised!} could be sent.

 

 

milly XX

  • Haha 1

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

HIYA GUYS,

 

that is ffaaaaaaaaaaaaaaabbbb news, you see we all did know this all along

 

wow, go girl,,,,:D

 

well milly had some guy knocking on the door, bos did sent someone but i spoke through the door and told him to speak with bos as id written to them and account was in dispute, nothing more and didnt open the door only, he can take what he heard and bog off

 

i will see what next happens,,,i felt so empowered, that we shall see if they take court action which really i think its heading there, but with our dns and me no actuall cca only terms, bring it on

 

am awiating on sars and once 40days is up, ico will be informed.

 

just sharing my shocking moment,,im much calmer now it was horrible to think if id dint know what i know now would be a crumpled up mess

 

laters all angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

Link to post
Share on other sites

Hiya Angel:)

 

I just had a vision of you peeking through the letterbox !! {realise though you spoke through the door.Seriously though who the h*ll do day think they are. If they send someone round mine I would of be tempted to squirt something at him! :D

 

See how strong you have become. Proud of ya XXXXX

 

Milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

Link to post
Share on other sites

Hi MMM - wow!!! How did you get copies of the e-mails?? I am in same position - they deny account is terminated - yet they have put it in writing twice!!!

 

I have had same letter from Yvonne Sneddon saying ">>>> do not agree account is terminated..." they now also say that there are no historic terms and conditions available.

 

I would be interested to know what you requested as further information to your SAR - I have had my SAR but nothing on it about termination - any ideas please. - cleo

Link to post
Share on other sites

Excellent MMM. Now how much trouble are they in for saying what they had sent you was a true copy, and then showing categorically that it was doctored to make you think it was something it wasn't???? Hang on, I've got a bit of a cough coming on...>FRAUD>

 

And then there's the terminated/not terminated bit, the aim of which is to mislead you for their financial gain. Damn it, it's coming back...>FRAUD>

 

Tsk tsk. I say we put them on the naughty step:lol:

Time flies like an arrow...

Fruit flies like a banana.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...