finbar1969/ Stat demand just recd from CAPQUEST.

[havinastella]

Sign whatever you want.

 

Just send a copy of the Certificate

 

Then

 

Name Address

 

 

Their Addresss

 

DATE

 

Ref :XXXXXXXXXXXXXXXX

 

Please update your records to show this debt is satisfied.

 

Signed

 

 

Print Name

[pt2537]

Finbar,

 

If capquest are pestering you now, i would write to them and say.....

Dear Sirs,

 

On XXXX (Date) Brian Carters & co instigated legal action on behalf of Fredrickson international in respect of this account and judgment was granted in their favour. accordingly i paid the judgment and the debt is now considered satisfied.

 

accordingly i suggest you talk directly with Fredricksons / Carters & Co in respect of this matter as my position is that i have satisfied the judgment and consider the matter closed

 

should you issue a statutory demand i will apply to have it set aside and shall show the court a copy of the satisfied judgment. should you instigate litigation , it will be vigourously defended and an application will follow to have any such claim struck out as a clear abuse of the process

 

to re-itterate, i suggest you speak with Fredricksons / Carters & Co as i consider this debt is now discharged

 

 

sopmething along those lines should do the trick

or just use what havinastella suggests, it doesnt matter really, just send the idjits a copy of that satisfied document and they can go whistle

[42man]

Excellent PT !!!

[finbar1969]

Many thanks people.

 

Will copy the document later and send recorded delivery on Monday to both Bryan Carter & Capquest.

 

Will keep you informed of the reaction I get.

 

Once again thanks.

 

Finbar

[finbar1969]

Quick update on my predicament.

 

Acted on the excellent advice given above, copy of letter of satisfaction to both Bryan Carter & Co and Capquest, sent recorded delivery.

 

Received from Capquest letter dated 1/10/08 simply saying:

 

Please be advised that your account has been placed on hold.

 

 

Bryan Carter & Co for some reason are leaving messages for me to contact them asap to chat about my account

 

They also sent me a statement of my account which I did not request as I have a previous copy.

 

Will keep you up-date people as my £30 per mth is due in 2 weeks time to BC, their getting bugger all, I'm sure things will heat up from there.

 

Once again appreciate the help, and just getting Capquest off my back is relieving in its own right.

 

Regards.

 

Finbar

[finbar1969]

Quick update on my situation.

 

As I have stopped paying Bryan Carter, I have various phone calls to which I stated I only wish to deal with you by letter.

 

I received about 2 weeks ago a letter that I had stopped paying and to ring them asap.

 

Yesterday I had a letter with bold lettering FINAL NOTICE.

 

The letter outlined in bold that:

 

COURT PROCEEDINGS WILL BE ISSUED ON 19TH NOVEMBER 2008 WITHOUT FURTHER NOTICE TO YOU IF PAYMENTS IS NOT RECEIVED AT OUR OFFICE BEFORE THE ABOVE MENTIONED DATE.

 

It also mentions something about a judgment order preventing me from gaining credit in the future and will remain on the register of judgment debts for a period of 6 years.

 

Are they referring to a CCJ ?

 

As I satisfied the original amount outlined in my original post.

 

Again appreciate the advice and guidance given to me, just wondered if anyone could shed any light on the above and is it just a standard threat.

 

Thanks again.

 

Finbar

[42man]

Dear Sirs,

 

I write in response to your letter dated XXXXX

 

Your letter is incorrect and frivolous, you are fully aware of legally valid reasons why no further payment will be made on this account, namely that this debt was satisfied as of (date) to which I have written proof

 

Therefore, I would indeed greatly welcome the opportunity to place this before the court. Furthermore should you proceed with the threats to issue any claim I will make an immediate application to have it set aside for the grounds outlined above, highlight to the court any abuse of process due to split claims, and make a full request for a portfolio of paperwork under the Civil Procedure Rules. Also I shall refer the judge to this letter when the matter of costs falls due

 

I trust this outlines my position clearly enough for you

[finbar1969]

Thank you 42man.

 

Regards Finbar.

[finbar1969]

Update.

 

Got in from work 15 mins ago to find a letter from Capquest.

 

Enclosed is a Statutory Demand for bankruptcy dated 9th Jan 2009.

 

Where do I go from here folks as I'm very close to losing it, feeling very low.

 

Your advice would be greatly appreciated on where I go next.

 

Many Thanks.

 

Finbar

[finbar1969]

bump

[finbar1969]

Any advice folks would be appreciated.

 

Regards

 

Finbar

[Fred Bassett]

Hi Finbar, I can't help you - don't know anything about this stuff, but click the red triangle and ask the mods for help.

 

Regards.

 

Fred

[MARTIN3030]

Finbar,as hard as it may sound,try not to worry.

Capquest are known for this,and you will get help here to sort it.I am not totally familiar with your case and see other site team was advising you on this.

I am just posting here to let you know that we have got your request to assist and will brief you as to what your response should be.Please just be a little patient.

[MARTIN3030]

I am going to change your thread title also.

If you want a little reassurance-have a read through some similar threads in the debt forums-you will see that Capquest are frequently taken to task on these SDs.

[MARTIN3030]

Here;

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/158359-capquest-sd-help-please.html?highlight=CAPQUEST+STAT+DEMAND

 

 

 

Here;

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/170865-stat-demand-capquest.html?highlight=CAPQUEST+STAT+DEMAND

 

 

and here;

 

 

 

http://www.consumeractiongroup.co.uk/forum/dca-legal-successes/156641-capquest-statutory-demand-help.html?highlight=CAPQUEST+STAT+DEMAND

 

 

 

Theres lots more to be found in DCA legal successes.

Edited January 17, 2009 by MARTIN3030

[finbar1969]

Thank you Martin, and appreciate your response.

 

I'll be a little patient from now on

[finbar1969]

As much as I'm trying to be patient, can anyone offer any advice, as per my update the SD is dated 9th January.

 

Many Thanks

 

Finbar