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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Debts over 6 yes - Defaulted CRA


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Hi there

 

I have posted on another place but this might be the place to get the correct answers i hope.

 

I had a lot of problems in 1998 after a breakdown and been off work for over a year ( wish i knew about a site like this then ). Anyway I got advise from my local council who helped me through that period setting up repayment plans with all my creditors. The years past and in 2006 I received a letter from Cabot ( although at the time it had nothing on the letter saying it was them just a telephone number to ring ) I spoke to them and they said it was for an outstanding debt to Barclaycard and I needed to arrange to pay it. I immediately ended the conversation and the next day spoke to the debt councellor at the council who told me to speak to them again and tell them mity was staue barred because it was seven years since i last heard about the debt. These people were horrible to talk to and very aggressive in their telephone cconversations. Basically I told them to take a run and jump ( but in more words than that ) Having been hounded for the first couple of years after 50k being chased I knew not to speak or give numbers or anything. I did send them a letter in my own words telling them that the debt was statue barred and I have heard nothing since.

My life is much better now and I am going along nicely until I check my credit report and I have a default from Cabot in 2005 on my record with Equifax, I have one on Experian which has been added this week but is dated 2005. I have not checked Call Credit but I expect it is there.

 

My question which no-one has been able to answer yet is,

 

Can these people place a default on an account that was Statute Barred. That I have never had an account with or made any agreement to pay any amount of money. All my other credit history is clear now and I will get hit again for another six years on something I have laready taken six years to get off.

 

After digging a bit more on equifax I find that searches have been done in July from in one box associate and the other box is Barclaycard / BhS so I presume these people now know my credit rating was excellent these days and are out to sting me.

 

I am ready for a fight but need to know where I stand to deal with it.

 

This I feel is totally moraly wrong to knock people down forever and now I have found this site I will not only deal with this but will start to help others who find themselves in the situation i was 10 years ago and that was totally devastated!! And I owed over 50k and got through to fight another day.

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Hi there

 

I have posted on another place but this might be the place to get the correct answers i hope.

 

I had a lot of problems in 1998 after a breakdown and been off work for over a year ( wish i knew about a site like this then ). Anyway I got advise from my local council who helped me through that period setting up repayment plans with all my creditors. The years past and in 2006 I received a letter from Cabot ( although at the time it had nothing on the letter saying it was them just a telephone number to ring ) I spoke to them and they said it was for an outstanding debt to Barclaycard and I needed to arrange to pay it. I immediately ended the conversation and the next day spoke to the debt councellor at the council who told me to speak to them again and tell them mity was staue barred because it was seven years since i last heard about the debt. These people were horrible to talk to and very aggressive in their telephone cconversations. Basically I told them to take a run and jump ( but in more words than that ) Having been hounded for the first couple of years after 50k being chased I knew not to speak or give numbers or anything. I did send them a letter in my own words telling them that the debt was statue barred and I have heard nothing since.

My life is much better now and I am going along nicely until I check my credit report and I have a default from Cabot in 2005 on my record with Equifax, I have one on Experian which has been added this week but is dated 2005. I have not checked Call Credit but I expect it is there.

 

My question which no-one has been able to answer yet is,

 

Can these people place a default on an account that was Statute Barred. That I have never had an account with or made any agreement to pay any amount of money. All my other credit history is clear now and I will get hit again for another six years on something I have laready taken six years to get off.

 

After digging a bit more on equifax I find that searches have been done in July from in one box associate and the other box is Barclaycard / BhS so I presume these people now know my credit rating was excellent these days and are out to sting me.

 

I am ready for a fight but need to know where I stand to deal with it.

 

This I feel is totally moraly wrong to knock people down forever and now I have found this site I will not only deal with this but will start to help others who find themselves in the situation i was 10 years ago and that was totally devastated!! And I owed over 50k and got through to fight another day.

 

Send a letter giving them 14 days to remove data. Then send a 7 day letter then issue a claim for removal of data under s.10 Data protection Act. Damages come under Khaporov v Woolwichbuilding society = £1,000 plus value of default.

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no they cant add a deafult after it is SB. I would do what Tinkerbell advises.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Thanks for the reply

 

Shall I just ask for the data to be removed in the letter? Do have have to mention anything specific. When you say about the 7 day letter is this after the 14 day one has lapsed? Thanks

 

 

If you go on to the Data protection forum you should find a template letter you can adapt. Its S.10 Data Protection Act 1998.

 

Yes the 7 day letter goes after the 14 day one (allowing 2 days for service by poat at each stage).

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Yes the 7 day letter goes after the 14 day one (allowing 2 days for service by poat boat? goat? at each stage).

 

You're kidding ...

 

;)

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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