Personal Debt ccj 1996.

[pcah9]

I had an ex friend ccj me in 1996 for a debt which i denied was my doing.

As soon i was aware that i was to be "ccj`d" i went to the bank that they used and paid £1-00 into his current account,this stopped any interest being added on the debt as i had made a payment.

At no time have i ever been given any account info,slips to pay in or any info whatsoever of how to pay not even on the ccj.

Since 1996 i have never paid anything even though it was a ccj and the plaintiff has never contacted me in any way,shape or form concerning any payment.

My simple question is:-Can a personal ccj debt as above still come into the category of statute barred as it is twelve years now.

Can i deny all knowledge of this debt?

[rippedoffagain]

It is statute barred.

[BeauBrummie]

The law of Statute is 6 years, so the enforcement of the CCJ is long gone, it should not be shown anywhere on your credit file. If however the debt was enforced by way of a charging order against your assets then that will be still very much live.

 

BB

[pcah9]

No it was just a straightforward ccj for £x-00,no charging order ,nothing.

So if this person now decided to get this money would i have a leg to stand on,so to speak.

They have not but i like to be prepared in case.

[BeauBrummie]

He cant apply to the court for enforcement.....it is time barred

 

BB

Edited August 6, 2008 by BeauBrummie

[pcah9]

Thank-you for your reply.

p.s. Im in sunny East Devon.

[IdaInFife]

CCJ's do not become time barred under statute.

 

If after no payment after 6 years if they claimaint now wanted to persue they would have to take you to court for reenforcement but they would need a hell of a good reason for the judge why they have not persued this.

 

 

Idax

[The GodMother]

and we mean good not something like i could not be bothered aqs i did not need the money but i do now.

[pcah9]

So if and when a letter ever arrives would you:-

Deny the debt?

write a prove it letter?

write a ok you go back to court and see what they say about it?

or, what would you do?