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pcah9

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About pcah9

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  1. I have today received a letter from the csa stating my case is now closed (19 years is up) but however as i have arrears they will be going over my accounts and i will be hearing from them in due course. I phoned them and they state the figure is some £1460 in arrears,i dispute that by about a hundred pounds going by the last letter they sent me concerning accounts. Nearly all the arrears were accumulated by the time it took them to work out assesments whilst i was working,in those 19 years i was made redundant 5 times,so i also spent time seeking work,paying them the £5-40 or so per week
  2. That Pompeyfaith is the best bit of reading i have come across, considering my severe medical condition it is very informative.
  3. Well 42man there would have been a financial loss.....out of my pocket.!!!!! The law as it stands is very specific,this "so called debt" was just on Barclaycards database ,no other information was held,no history of any payments on the "debt",no history of the ccj or warrant of execution taken out by Barclaycard in 1994,no history of their righting off the "debt" in 1994 by letter to me. They did however sell my name,address and telephone number associated with this "debt" which is against the law as the "debt" in theory does not exist. What Barclaycard and Lowells did not reckon on was
  4. The FOS telephoned me today and told me that Lowells and Barclaycard have both been cautioned over their underhand tactics of trying to enforce a debt which stems back to 1994. In my case,Barclaycard have been told to purchase the debt back from Lowells and right it off ...this by the FOS. Concerning Barclaycard selling my personal data to a third party i have been offered a settlement sum for their wrong doing and for all the hassle that should never have happened. So up yours Lowells and i suggest Barclaycard get their house in order and any-one who also is suffering from their underha
  5. I like the bit"an agent will be despatched"....i wonder if he/she is coming first or second class or by recorded delivery?
  6. I have just received a letter from the FOS stating that my case against Barclaycard and Lowells will be investigated by nov 12. I have claimed £1000 against Barclaycard for selling my data to a third party who had no paperwork to enforce payment and the debt was 16 years old. My specific claim is that the data held by Barclaycard was a contract between me and them and as such my personal data ....address.tel no.etc etc should not have been sold to a third party without my knowledge or my permission. My argument is that who the hell knows now where all my personal details will end up?
  7. I hope you posted it special or recorded delivery,if not they will just deny receiving it.
  8. Why are you still P****** about with these useless idiots,do exactly what i have done,you know you are not liable for the debt,you state you have sent them letters to say so and they could not care less,they will continue for ever to harrass you:-Send every piece of evidence you have received from them with a formal complaint letter to the financial ombudsman service,send Lowells a letter stating that this matter has been passed to the FOS and you will have no dealings with them whatsoever,please direct any correspondence to the attention of the FOS.
  9. Well after 6 weeks of waiting,my phone never appeared from the repairs so i suggest any-one who experiences any problems with getting something fixed to do this:- E-mail Amanda donaldson at Kesa electricals,she is directly in contact with the managing director,explain your utter disgust at comets customer service and hopefully like i did you will get a FULL refund and a very apologetic letter.
  10. Today i received this from RW:- Please accept our sincere apologies we never returned your £1-00 postal order. Enclosed is the postal order as they did not have a cca,have they turned over a new leaf not taking a free £1-00?
  11. Oh well!! Not to worry,im sure to get withdrawl symptoms not getting any more blue and white envelopes but it just goes to show how useful this forum and the frequenters of it are. So "up yours robinson way".
  12. So after thinking about their letter,what are the chances of me claiming all the £5-00 per month i have paid them over the time they have had the account,surely they had no legal ground to take any money from me?
  13. Letter received from Robinson Way today:- Dear MR ***** We refer to the above account and acknowledge your recent communication. Having reviewed your comments,we can now advise you that we have closed your account in our files and you will receive no further communication from ourselves in this matter. If you require any further information please do not hesitate to contact us. Yours faithfully Collections Manager. So thank-you to all on this forum,obviously RW did not have a cca nor did they have any knowledge of the 14 year old ccj. I just saved myself nigh on three thousand
  14. The content of his posts, oh so remind me of the content in dca`s letters...Total C**P.
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