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    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
    • Here's a suggested modified version for consideration by the team. (Not sure whether it still gives too much away?)   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you added. Shall we raise the related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding parking periods. Especially with no consideration of section 13 in your own trade association's code of practice and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked, unmanaged over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the above issues and more, with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture a couple of useless ANPR photos. If you insist on continuing this stupid, money grabbing quest, after having all of the above pointed out, we will of course show this letter to the Judge and request “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Signed, "Spot". (Vehicle Keeper's pet Dalmation).
    • Paying DCA's one penny, never mind £50 per month is a mugs game, they have really been milking him as a cash cow   See where received a claim form is underlined in your post, you need to click, on that and read carefully, then answer the questions, then copy and paste into a post on this thread Forget the CAB ,  their advice is sometimes weird. Is it worth defending? Lowell brought these debts for 10 p in the pound , years ago, because they are flawed. Think about it! if it was such an easy win, Capital one could have taken it to court and crushed him.  It could be an invalid agreement, default notice, or many other things. In a nutshell , yes, and we can help you.
    • Origin moved to EA App... I know this all too well.  Reach out to Customer Services I would to see what they can do. 
    • Welcome - One of the team will take a look shortly
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Lloyds TSB


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I sent Lloyds the standard letter which included my ingoings/outgoings stating I can only afford to pay them so much a month! I included a cheque for that amount which they cashed.

 

They sent me a letter this morning saying:

 

while we understand your situation we have decided that we cannot accept the proposed repayments.

 

This means that our action to recover the money owed will continue. We will send you standard reminder letters before passing the account on to our customer debt recovery team. They may give you another chance to submit repayment proposals.

 

I am sorry I could not give you better news.

 

Any advice on what to do next?

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Hi Shaw,

 

I had a bit of a struggle with this lot. I sent off about three letters with my I&E and they totally ignored me except for the threatening letters. I didn't even get a 'we understand your situation' letter! So I just kept making the payments I said I would, then I got a vicious letter from their solicitors, ignored it. I kept on paying, they kept on phoning, until eventually it got passed to their in-house collectors BLS who finally accepted. The whole proccess took just under a year.

 

Interest has all been stopped and I am now paying 20% of the original contracted payment.

 

So, the only advice I can give is to just keep plugging away at them. If they will accept my offer then there is hope for everyone.

 

Good luck with them.

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Lloyds were like this with me - arrogant and so are their solicitors - I am still at the written ping pong with their solicitors. I told them I would start charging for any further responses I had to write to the computor generated letters so it might go to BLS soon

If you can keep you head when all of those around you are losing theirs try parking your helicopter somewhere else

 

 

The PPI Saga

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Thanks for your quick replies, would it be best if I set up a standing order and did you write them a letter asking them to stop the interest or did they do that for you?

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I actually don't know if they have stopped it on my CC. My current account they stopped adding charges but it still gets interest

If you can keep you head when all of those around you are losing theirs try parking your helicopter somewhere else

 

 

The PPI Saga

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It doesn`t matter if you know you owe them money.

 

How old is this card? It may turn out they don`t have an enforceable agreement or any agreement at all. You won`t know until you send your CCA request. It will only cost you £1.

 

 

N.P

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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How old is this account shaw?

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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Do you know the CCA procedure?

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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Yep deffo try the CCA, if this doesn't exist (as mine doesn't) then you are in total control of how to deal with this as it is unenforcable so any threats of court action will be empty as you will have a complete defence. As NP says for £1 it is worth a shot, you may find they are more receptive of your proposals after this lands on their door mat.

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of course they will, they thrive on the fact that alot of people fear large organisations and believe everything they say and won't dare challenge them. So, you need to do a bit of work if you are going to stand up to them and succeed, at the end of the day, although they might tell you otherwise the law applies equally to them as well as you.

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Hi Shaw

 

Its the same with me, my debt was passed to BLS Collections and suddenly its with Allied International and they are awful!!!

I sent them a cheque and financial statement, they cashed my cheque and are now saying that Lloyds TSB are refusing to accept my offer!!! even though they cashed my cheque!!!

I've sent my CCA so am awaiting that now...

Good Luck x

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