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    • Can you complete this ASAP also:    
    • 25/05/2024? That the deadline or the date of the claimform?
    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Have you been defaulted for bank charges? Prepare to take action


BankFodder
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I don't know why but after six months that I have nevere used my english account lloyd sent to me a letter where i was forced to pay an amount of about 250 pounds....Is it possible?

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Depends on the type of account you opened - some charge you a fee for the privilege of banking with them. Can you be more specific?

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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I Thought since some days ago that i opened a classic account with lloyds bank but i discovered that i have a silver account and how can i know they will be charge you 7.5 pounds a month for the account and 3.99 pounds a month for overdraft limit......So i left london in december and before my leaving I wanted to take the residual money i had...so my account wolud be at 0...but they talked to me thatoi a transaction with skype arrived later and i was in overdraft of 8 pounds.

But the problem is....how could I know tha i have a silver account?....Why did they send to me a letter only th 21 of may to tell me that I had to pay about 200 pounds of overdraft fees....Is it possible according to you...?Are they kidding me?...thanks for help

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I think you need to start a new thread on this - you're in danger of hijacking BankFodder's.

Go to the Lloyds Bank forum main page http://www.consumeractiongroup.co.uk/forum/lloyds-bank/ & click New Thread button at the LH top of the comments.

You'll get a better chance of the right response from more people & I'll track your posts from there

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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  • 10 months later...

Please help...

I recieved a letter from Lloyds sayint that they are going to charge me for 20£ unplanned overdraft. They said: £15 monthy fee and every day £6 ( 4 days).

I wrote them a letter saying that this is not fair (templates letter).

Today I got a reply saing that they are not going to cancel fees and when I opened current account with them i signed terms and conditions...

Please advise how what to do now...

I am lost!

regards, Elena

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  • 5 months later...

 

 

Thanks for the links. For some reason I can't access the second link.

 

Anyone else have this problem?

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  • 4 weeks later...

me too

 

need 2nd link fixing please!!!!!

Lloyds

19-10-06- S.A.R Letter

Prelim 20-11-06 £10,492

LBA - 2/12/06

Cap 1

19-10-06 - S.A.R Letter

Prelim 20-11-06 £1,467

LBA 2/12/06

WON-Settled in Full

AMEX

19-10-06 -S.A.R Letter.

Prelim - 20-11-06 £697

LBA - 2/12/06

Morgan Stanley

19-10-06 - S.A.R Letter

Prelm 20-11-06 £1580

23-11-06. £1076 offered.

4-12-06 - LBA

Won-£1580 14-12-06

MBNA

19-10-06 - S.A.R Letter

20-11-06 Prelim

WON-£4010

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  • 10 months later...

Hello!

I opened a current account with Lloyds TSB in Nov 05, which was eventually upgraded to platinum plus. All was good before June 08. Thats where the problem comes, I left UK to spend sometime with family in Dubai leavin' my account £245 overdrawn in June 08. The overdraft was interest free so I didn't worry coz I was to return before 1st of July 08. Sadly, I had an accident leavin' me on bed for almost a year, durin' this time my resident visa expired. I had to reapply the visa & as you know it was a lengthy process, just got my hands on the visa last month. There was a monthly fee for the platinum account which kept goin' out of the account for almost 6 months takin' my account in an unplanned overdraft. Now I am worried about what will happen to me as I had only this account. My history would've been ruined by now, I guess. And I learnt that bank is goin' to charge me £6000. I am really in trouble. Can anyone help? I'd be highly grateful.

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Hello!

I opened a current account with Lloyds TSB in Nov 05, which was eventually upgraded to platinum plus. All was good before June 08. Thats where the problem comes, I left UK to spend sometime with family in Dubai leavin' my account £245 overdrawn in June 08. The overdraft was interest free so I didn't worry coz I was to return before 1st of July 08. Sadly, I had an accident leavin' me on bed for almost a year, durin' this time my resident visa expired. I had to reapply the visa & as you know it was a lengthy process, just got my hands on the visa last month. There was a monthly fee for the platinum account which kept goin' out of the account for almost 6 months takin' my account in an unplanned overdraft. Now I am worried about what will happen to me as I had only this account. My history would've been ruined by now, I guess. And I learnt that bank is goin' to charge me £6000. I am really in trouble. Can anyone help? I'd be highly grateful.

 

this cant be do you mean £600? bloody hell capt DANIELS and his crew of pirates are indeed in the money, if i were you DO NOT PAY IT!!!!

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  • 3 months later...

I have a default issued (May 2008) by LTSB for bank charges they claim at £1,800+. They have never justified the amount they say I owe. Recently I offered £750.00 (much against my will) in full and final settlement providing they removed the default. They have not even bothered to acknowledge the letter. I really am now fed up with the behaviour of LTSB and I want to take legal action against them. How do I do that? Can anyone help me with the correct legal procedure please.

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