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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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re: barclaycard goodwill gesture


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Carefully adapt this letter to reflect your own case leaving out anything that is not appropriate.

 

Dear Sirs,

 

Account Number: XXX

 

Re; your recent reply to my request under section 77-79 of the Consumer Credit Act 1974

 

I note that you have replied to the above by sending a copy of your companies current Terms and conditions I must inform you that this is not sufficient to comply with the request and that your company is still in default under the act.

 

To clarify, just sending the Terms and Conditions is a breach of the Act and Regulations as, apart from the information that the Regulations provide that you may exclude, the copy must be a "true copy" of the agreement.

 

This breach of the agreement can be demonstrated as follows;

 

As you will know section 180(1) (b) authorises, "the omission from a copy of certain material from the original, or the inclusion of certain material in condensed form." This refers to statutory instruments made under the heading Copies of document regulations and in this care in particular to SI 1983/1557.

 

Before leaving section 180 there are two other sections that should be remembered these are:

 

Section 2(2) (a) A duty imposed by any provision of this Act (except section 35) to supply a copy of any document is not satisfied unless the copy supplied is in the prescribed form and conforms to the prescribed requirements;

 

And more importantly

 

Section 2(b) A duty imposed by any provision of this Act (except section 35) to supply a copy of any document is not infringed by the omission of any material, or its inclusion in condensed form, if that is authorised by regulations.

 

You will see that this quite clearly states that whilst certain items may be left out of the copy document the rest of the document must be in the form and contain all items as prescribed by the regulations.

 

Turning to the regulations regarding what may be omitted from these copies these are contained with SI 1983/1557.

 

The regulations state:

(2) There may be omitted from any such copy-

(a) any information included in an executed agreement, security instrument or other document relating to the debtor, hirer or surety or included for the use of the creditor or owner only which is not required to be included therein by the Act or any Regulations thereunder as to the form and content of the document of which it is a copy;

(b) any signature box, signature or date of signature (other than, in the case of a copy of a cancellable executed agreement delivered to the debtor under section 63(1) of the Act, the date of signature by the debtor of an agreement to which section 68(b) of the Act applies);

 

It is quite clear what can be omitted from the copy document, this again asserts that all other details of the agreement should presented in form and content as required by the regulations.

 

The requirements of the Agreement regulations 1983/1553 are very explicit in describing the form and content of an agreement and this as I have demonstrated also applies to the copy of any such agreement with the above mentioned proviso.

 

Nowhere within these regulations does it state that part of the agreement can be presented on a separate document headed terms and conditions.

It does state that all terms and conditions should be within the agreement document and is explicit of the form in which it is presented.

 

I hope this explains why your reply was unacceptable. I await a True copy of my agreement and would remind you again that, whilst the request has not been complied with, the default continues.

 

Finally, if you do not have a True copy of the Credit Agreement, you should confirm this in writing.

 

 

Yours faithfully

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Hi Antz,

 

Noomill's right but that refers to the time they had to reply to your original request.

 

In your current position, I would change the last para as follows:-

 

Finally, if you do not have a True copy of the Credit Agreement, you should confirm this in writing. If I do not have a full response within 14 days I shall begin further action against you including, but not limited to, the removal of negative or derogatory comments on my credit files relating to this account.

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thanks for clearing that one up .. I was thinking that there might have to be a timeframe.

 

Do you recommend sending it special delivery again or can I just get proof of sending from the post office, all these £4.50's are adding up

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Antz,

 

Get a Certificate of Posting at the PO for free.

 

:)

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  • 1 month later...

Hi slick ..

 

hope all is well with you?

 

I sent the second demand above as we discussed and gave the 14 days which expired on the 18th of Oct which I know has just passed just seeing what in your opinion I can do .

 

I saw your post

 

My understanding now is as follows (per Steven 4064):-

 

If a creditor fails to comply with a CCA request in the prescribed time (12 days), then they cannot take enforcement action until they do comply. For Agree'ts signed before 2006, if they fail to respond witin a further calendar month, then they commit an offence But not a criminal one).

 

 

and seeing if this is now the case?

 

thanks

Edited by slick132
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Hi Antz,

 

You could send them all manner of letters now, but they'll probably ignore them.

 

My advice is to now wait for their next move as you've put the ball firmly in their court. :)

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  • 3 weeks later...

Hi slick,

 

The ball has been in BC court for a while nowthey obviously do not have the correct CCA for me and are trying win the battle by seeing if I just to away.

 

But you know we never will :D

 

Not sure if there is anything I can do at this stage any advice would be very helpful

 

thanks

 

Antz

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Hi Antz,

 

If you have any defaults on this a/c, write to them saying:-

 

"In view of your continued failure to comply with my recent requests seeking a valid Credit Agreement, I now require that you:-

 

1) Remove any derogatory markers on my credit files placed in respect of this account.

 

2) Reduce the balance on the account to zero and desist from making any further demands of me in respect of this account.

 

See if that gets their attention. :cool:

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will do slick, I think the sooner they know that we all mean business the better they are probably used to dealing with people that dont follow letters up... not the guys on CAG haha ;)

 

hope all is well with you

 

best

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I will sent that letter off ASAP any time frame to give ? not the B/C follow time frames !!!

 

Is it ok just to include a few lines in this letter, I will obviously get confirmation of delivery and postage.. gosh I am building a nice collection of receipts to B.C Northampton !

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......I now require that you:-

I kinda thought that WAS my timeframe. ;)

 

TBH, there's little point in saying I want a reply within 14 days - they just ignore it and there's little you can do about it at the mo.

 

By all means, add to what I suggested to turn it into a proper letter - that was only meant as the core issue. :)

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thanks slick,

 

Going to send a letter off today, I have learnt alot from my time on CAG and now feel far more confident in dealing with these matters and feel more confident to now advise other people.

 

They have gone past all 12 + 30 days deadlines that are set in the letters.

 

what would be my next move after exhausting all the other avenues?

 

antz

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Lets see if and how they respond.

 

Deal with it then.

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Ok..

 

received a letter today from barclaycard.. I think It is in response to my letter that stated terms and conditions sent to me were not a true copy of my CCA under the consumer credit act.

 

I think this is the case as the letter from the same employee of barclaycard who sent me the terms and conditions and no true copy In SEpt started the letter with

"Firstly please accept my apology for the delay in repsonse"

 

OK

 

This is the only part of the letter that is different the letter and attached documents are the same exact documents that were received in the first letter sent in Sept!

 

the only difference is that the barclaycard conditions credit agreement is now on a poorly photocopied piece of paper that looks like they have photocopied a booklet where as the one I received in Sept was on two seperate pages.

 

I am not sure if this people are clearly not listening to me or just have no clue who and what they are sending information too.

 

The interesting thing is both covering letters state

 

+ A copy of your original barclaycard credit agreement at the time you entered into your agreement

+ A copy of your current Barclaycard agreement

 

 

The letter received in November 2008 says exactly the same again but slightly changes the language from "at the time you entered in your agreement too "At the time you opened your account "

 

Both letters say a Copy of the agreement is included but it is not!

 

The only document included that has any of my details on is a copy of the Barclaycard conditions credit card agreement as it has my name and address on but simply looks like a standard terms and conditions document with no box for signature or anything and obviously the rubbish they put on the covering letter as what is owed next payment date e.t.c

 

So IMHO I CANT SEE HOW THIS COMPLIES WITH THE CONSUMER CREDIT ACT !

 

thanks

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+ A copy of your original barclaycard credit agreement at the time you entered into your agreement

+ A copy of your current Barclaycard agreement

 

Are you sure this is what was said. It would normally refer to Terms & conditions when saying this.

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