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    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject.   My original  CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  So at a loss as to why the sudden loss of response from them.   Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.  
    • whats the court claimform for? return of goods order? please complete this:  
    • std DWF letter. typically £157 something. lots of them here already doesn't say WILL anything. read it properly dx  
    • Have you read our upload guide [click on the word] for advice on how to post up documents? Pdf files are best, jpegs won't be accepted. HB
    • Sunak's already had enough of travelling like the little people. Rishi Sunak flies back from Devon by helicopter after gushing about 'great' train travel - Mirror Online WWW.MIRROR.CO.UK Rishi Sunak told broadcasters: 'The train was great, I've been taking lots of pictures and videos' - but he skipped the 3-hour, £55 train home in favour of...  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Goodbye Curlyben,

 

Your letters and advice have certainly spurred me on in the great fight for my rights.:) Thank you xxx

 

Whatever your reasons for leaving cag (We know it takes up a lot of time and you do have curlyben junior now to devote your time to) Please pop into the bear garden and say hello now and again.

 

I think your really going on tour with your cousin who played the drums in the Cadburys ad am I right?:D

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All has become clear.

 

Mods - any chance we can have an honest discussion on the forum as there are a lot of people who have been here a long time who are unhappy and feel like leaving or have indeed left.

 

Certainly do not want a slanging match, and I would hope users would behave with decorum, but I for one am extremely worried by the explanations I have been given.

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All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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All has become clear.

 

Mods - any chance we can have an honest discussion on the forum as there are a lot of people who have been here a long time who are unhappy and feel like leaving or have indeed left.

 

Certainly do not want a slanging match, and I would hope users would behave with decorum, but I for one am extremely worried by the explanations I have been given.

 

 

Me too, I am losing faith fast!

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I think there a lot of old/regular uses who are concerned and I have highlighted this thread again to the mods.

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All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Seriously people - not everything involves conspiracy. :-)

 

Some people have realised that either it's not for them, or that they just can't afford the time.

 

In the great scheme of things, it's just an Internet forum, nothing more.

 

There's no need to be concerned - we have it in hand - there are a LOT of very capable people here who can afford the time and who DO help others.

 

I'm sorry to see those that left go, of course I am - but life is like that - things get in the way and *real* life takes over.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

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You'll be very lucky to get certain Mods. to speak out on open forum... but it would show a more mature approach if the situation wasn't dressed up to be the "coincidence" that it's not... even if the true reasons are left hanging there for members to speculate over, if those who've moved away from CAG don't wish to comment on what's made them decide to demote/move on.

 

I am also unable to betray confidences, but will be seriously considering my future here as well.

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Last night, I posted what information that I had and was able to pass on, bearing in mind the rules of privacy.

The information was given in good faith, and for that I am accused of being a liar.

You are entitled to your opinions, it's a free country.

And I am entitled to mine. I am also entitled to keep my opinions and any information that I may have, to myself.

Obviously, if you consider me to be a liar you will not be interested in what i have to say.

 

Have your discussion if you wish. Perhaps you might ask Lula, who is no longer a team member, to give you the low-down. She seems to know more than the team!

 

I am unsubscribing from this thread.

 

Rooster-UK.

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Guest louis wu
I think there a lot of old/regular uses who are concerned and I have highlighted this thread again to the mods.

 

 

Agreed.:evil:

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As much as i love this forum, I have sensed a black cloud today

Mods and site helpers bickering, people getting the wrong end of the stick on other threads ans snapping at people trying to help and even in the Bear garden people are being ridiculed for which part of the country they live in.

We are supposed to be pulling together with a common goal here, not pulling other apart.

I am also seriouly considering my future on this site.

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Yes, back on topic - he was absolutely great and a great bloke, with an amazing intellect, compassion and integrity which will be sorely missed on this site.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Yes, back on topic - he was absolutely great and a great bloke, with an amazing intellect, compassion and integrity which will be sorely missed on this site.

 

I agree. He will be missed.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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i have been a 1 minate wonder on this site and the information that has helped me beat the dca`s on the site has been fantastic i could not have done it on my own thanks to otb, brassed off ,np.

 

ben this i`m sure your influance on these members also helped thank you for all you had done for members before i even arrived

 

Now is the time to pull together stop the bickering and focus on the job ahead , helping each other and being succesful in are claims.

 

if we don`t the dca`s ect have won,whilst we are bickering they are taking advantage of people, our NEW MEMBERS

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I'm not really sure that anyone is bickering - just the usual 'conspiracy theorists' at work.

 

With all due respect, some people have too much time on their hands if they think that there is something 'untoward' going on.

 

I'm not even sure I can imagine what they think this 'conspiracy' is about, or what other reasons there would be for someone to no longer be a mod or sitehelper.

 

However, I'm open to being enlightened by email if someone knows of a reason that I (and probably even those that have left) don't know about.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Check your facebook inbox Dave - not at liberty to reveal my sources, however.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I'm not really sure that anyone is bickering - just the usual 'conspiracy theorists' at work.

 

With all due respect, some people have too much time on their hands if they think that there is something 'untoward' going on.

 

I'm not even sure I can imagine what they think this 'conspiracy' is about, or what other reasons there would be for someone to no longer be a mod or sitehelper.

 

However, I'm open to being enlightened by email if someone knows of a reason that I (and probably even those that have left) don't know about.

 

I can only assume that comment was for me... since I was the first one to question things. Fortunately, I'm not bothered by it and am not offended by it either. ;)

 

As it's also not my business to enlighten you or anyone else, the matter will be brushed under the carpet unless someone whose business it is, wants to speak up.

 

If they don't, then that's their choice and and everyone can live happily ever after.

 

:)

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The comment wasn't aimed at any one person, just at all the people that always think there is an agenda.

 

It happens a lot on here, and I think it's because we're all, for the most part, in the same boat - pushed up against the wall by banks, DCAs etc... and that causes us to think that 'everyone is out to get us'.

 

I would say that if someone wanted to 'speak up' that they probably would have done so by now, no?

 

Could it be that they haven't 'spoken up' because, simply, there is nothing to speak up about?

 

If people don't want to use this site because of what they think has happened, then ok.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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