Tonka 99 v BARCLAY CARD **WON**

[slick132]

Hi Tonks,

 

You could also mention to RMA that :-

 

1) BC have no right to pass the alleged debt on to them and this contravenes the OFT Debt Collection Guidelines. Consequently, if they contact you again, you'll report them to TS and to the FOS.

 

2) Anyone visiting to speak to you will be told to leave as they have no right to visit under any circumstances.

 

I won't ask about Spreadsheets or Prelim Letters.

[Tonka99]

Hello Slick

 

My router has been broken only got sent a new one today

im sure glad to be back on c.a.g hope your ok

 

In my reply to them i have made it clear no agreement no dosh

to them any way .

 

Spreadsheets and the likes are on the list

 

thanks for your help

 

Tonks

[Tonka99]

Hello all

Update on this one

 

Had letter yesterday from Power to Contact

We have been instructed by are client to VISIT YOUR ADDRESS

TO COLLECT THE ABOVE DEBT:eek:

You have MADE this action necessary as you have ignored all their

requsts to contact them and you failed to pay your account.

Our visits take place within the following hours Mon -Fri 9am-8pm

Sat 9am -12 noon

Should you wish to avoid this action you must contact our instructing

agent with in 72 hours of receipt of this letter

Credit Solutions Ltd .

 

Now I have written to CS to say that SAR has been sent to Barclays

and also advised them that I shall be claiming charges on this account

also said dont call me writting only .

 

Will have to send copies to P2C

 

THANKS FOR LOOKING

 

T99

[Tonka99]

Hello all

Update for this one

 

Had a letter today from Westcot Credit Services Ltd

Notice of Debt Collection on behalf of Barclays

"

To avoid further action you must either Pay the debt in full:eek:

or alternatively contact our office recovery dept ensuring that

you quote your Westcot ref no , it will assist our Debt Counsellors

so thats what their calling them now:rolleyes:

 

Failure to make the above action by xx sept MAY result in recovery

via the following methods

Westcot May instruct their Solicitors this May result in a jugdement

decree being recorded against you.

A debt collector May be instructed to visit your home and collect the

debt personally."

 

Am going to write and tell them I have Sent a SAR to Barclays and

im waiting for the info to be returned they are on 23 days and counting

 

Thanks for looking in

Cheers T99:-)

[slick132]

Way to go, Tonks

[Tonka99]

Hello Slick

 

Thanks for that ,all after me now every day another letter

good job I have CAG to support me .hope your well

 

Tonks

[Tonka99]

Hello all

 

Today out of the blue I received another load of statements

for this account dont know what Ive done to deserve that

havent asked for them again

Maybe they got confused:? as i have sent a SAR for my

Additions account and also for my Loan account , I sent

seperately for both as back in April I sent a SAR to Barclays

for all three accounts and only got back details for the C/C

account , have just checked my copies and yes I have put

the correct account numbers on each SAR

 

Thanks for looking in

 

Tonks

[noomill060]

Hi tonk, if youre still bamboozled by interest, I'll help you out.

 

Regarding RMA, they never call.

[slick132]

Hi Tonks,

 

You'll win no records for this so far. I think it was user Dar£n who ended up with 7 or more sets of state's for one a/c when he was trying to get older state's.

 

You should write to bank confirming which sets of data are still outstanding and enclose copy letters chasing for the info.

[Tonka99]

Hello all

 

Another letter today from RMA

 

" Barclaycard has agreed to accept a settlement of your

current outstanding debt of £xxxxx

YOU MUST CALL WITHIN 5 DAYS TO DISCUSS REPAYMENT

ON XXXXX

OR ALTERNATIVELY EMAIL Barclays [email protected]

a negotiator is waiting to help you now

Failure to pay the agreed amount within the agreed time frame will

render this agreement null and void.

The outstanding balance will then be due and payable in full

immediately"

 

Well its nice of them to offer a settlement but how do i know

what that is :-? i must call to discuss repayment .

Having sent them copies of letters to say account in dispute

they are still going after my blood .

 

Think I shall write again to say get stuffed:roll:

 

noomill060 thanks for your offer with the interest Slick has very

kindly sorted it out with me .

 

Slick I have all the Data I need back from B/C what a waste of

trees , just hope they send my Additions a/c and Loan A/c soon

and havent got confused with what I need have checked my

records and yes I have put the right a/c numbers and a/c names

on the SAR request,s .

 

Thanks for looking in

cheers

Tonks

[slick132]

noomill060 thanks for your offer with the interest Slick has very

kindly sorted it out with me .

 

Lol - Noomill will laugh reading this.

 

NM's better with interest than me but, to explain for NM, Tonka has decided to just claim repayment of charges rather than get involved with filing at court, Court Bundles, etc., which is what would be required if interest were claimed at the contractual rate.

[noomill060]

[Tonka99]

Hello all

 

Update

 

received another letter from RMA today

 

" we can not help you if you will not call us or will not

speak to us

we wrote to you several days ago with an opportunity to resolve

your debt with B/C but you have not replied.

this is a great opportunity for you but we can not hold it open for

you any longer.

Please call us before 8pm tonight on xxxx xxxx or alternatively email

please provide us with a contact number and time when you wish us

to call back on "

 

 

Should I CCA them or send them a Personal Budget sheet and offer

of what I can afford per month , then go in with PPI and charges which

I have done SLICK but not sent them off

 

 

Any Ideas im bored now with this and would like it sorted on my terms

 

 

 

Thanks for looking in

 

T99

[slick132]

Hi Tonks and hope you're well.

 

It's too late to read through your thread now so:-

 

1) How much do the charges come to excluding any interest.

 

2) Have BC produced a valid Credit Agree't on this a/c.

 

3) What's the approx o/s on the a/c now.

 

4) Send off the Prelim Claim latter now with an updated SoC (Oops!! That came out loud - sorry).

[Tonka99]

Hi Slick

 

Im good thanks

 

Charges no intrest £352.00

 

No other CCA except the one Rory said was duff

 

O/S on account £3000.00 ish it was 1900 but interest has upped it:mad:

 

soz to be a pain but i cant find the prelim letter that is not lots of pages

is that right

 

oh im getting some joy with BGB i hope have posted over in Utilites

 

 

many thanks for your help

 

cheers Tonks

[slick132]

Hi Tonks,

 

This is the one - http://www.consumeractiongroup.co.uk/forum/bank-templates-library/586-credit-store-card-letter.html

[Tonka99]

Hi Slick

 

Many thanks to you and Bookworm

 

Will get this done tonite

 

Cheers Tonks

[Tonka99]

Hello

Update for this one

 

Had a letter from Westcot Credit Services to say;

 

"Thank you for your recent contact with regard to this a/c

We acknowledge that you have raised a query on this a/c

and would like to confirm to you how this will be investigated.

We will suspend all collections activity , we will not call or write

to you.

Upon concluding our investigation we will contact you again."

 

I sent them a letter to say SAR has been sent to Barclays and

enclosed a copy for them .

 

No word from Barclays as yet

 

 

 

Thanks for looking in

T99

[slick132]

Hi Tonks,

 

Nice to see a DCA taking notice for a change.

 

Enjoy the peace while it lasts.

[Tonka99]

Hello all

Update for this one

 

I now have a company of Solicitors called Westminsters

on my case they are saying ring RMA with payment or we

may issue court proceedings for recovery of the full amount

outstanding, plus costs.

you should be aware that the issue of court proceedings will

increase the outstanding amount .

 

I took a call from RMA in the week and told the lady that if

B/C wanted to go to court i would like to see the enforceable

CCA as the one they have sent me is duff , also told her that

there are penalty charges and PPI to be claimed back she asked

how much these came to , she also said I must pay as i owe £xxx

I told her that the a/c is in dispute and that i have written to

RMA several time with copies of letters to Mercers B/C P2C didnt

really feel i was being listen to and ended the call.

Am sending of SOC Monday have just finished the letter .

Which letter to send of PPI charges

 

I think i shall send letter to Westminster ,s explaining that I have

advised RMA and all the others that a/c in dispute just to let them

know im not ignoreing them .

 

Thanks for looking in

Cheers 99:)

[slick132]

Hi Tonks,

 

Re the PPI, I'm not up to speed on that yet but need to be for my own Barclays loan a/c's.

 

Start a thread in the PPI forum for this - http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/

[Tonka99]

Hi Slick

 

hope your well

thanks for the advice

 

cheers Tonks

[Tonka99]

Hello all

 

Update for this one

 

Have finally sent SOC to reclaim charges (would not have done

it with out Slicks very kind help )

Had a letter Sat from RMA " It is vital that you contact this office

immediately regarding your unpaid account, you must tel or email

Barclays.bank @ncoeurope.com .

 

Also had a calling card from NCO I confirm that i will be calling on

Tuesday between 9am-9pm if inconvenient please tel

 

Now NCO and RMA are the same company both Registered Office

Old Docks House 90 Watery Lane Preston Part of the NCO of Companies

Group .On the letter its NCO trading as RMA, on the card its NCo trading

as NCO :-?

 

Well whoever they are they can whistle the account is now very firmly

in dispute

They dont have an enforcable agreement plus im claiming back my charges.

 

They have been advised by letter that the account is in dispute but

still they contiue to pursue with calls cards letters theats BRING IT ON

 

 

 

Thanks for looking in

 

Tonks:)

[slick132]

Hi Tonks,

 

Way to go !!

[banker_rhymes_with]

Hello T99!

 

BRING IT ON

 

Excellent.

 

Delighted to see you have now adopted a suitably robust attitude towards these grubby little parasites.

 

Bring it on indeed.

 

Cheers,

BRW