Im in troube - please help me

[meatloaf]

Right to cut a long story short my wife and i have split leaving me alone in the house. My weekly income is now aound £40 a week ( usual JSA for a single person less what they take for a budgeting loan debt ). No doubt it will drop furthur as we had 3 kids and another on the way so im gonna get hit with maintainance. she left as financial problems pretty much tore us apart.

 

Anyway, my current brighthouse bill is £96 a week, all in my name, i can see why my wife got upset as that was almost half out weekly income

 

We pay for : Fridge freezer, 2 laptops, Xbox360 elite, mobile phone, dvd recorder, 3 computer monitors, and a wii console

 

Now the problem, it would be easy to return all the stuff but i cant do it. When weve been struggling ive been forced to sell stuff just so we can eat. I know im stupid for doing it. IThe only thing i actually have of thiers is the fridge freezer. No so far ive never missed a payment and paid loads of agreements off in the past, many of them early.

 

The next problem is we moved last year and i really dont think they have chnaged my address on thier system. Im certain i told them but thought nothing of it until i checked my latest agreement ( the xbox which i signed for last month ) and they still have my old address on the agreement.

 

What can i do, im so scared and feel so helpless and stupid. i sold these things to please my wife ( she has a lot of the cash as well but she could just deny it )

 

Im due on saturday and i just cant do it. I dont want to tell them ive moved but no doubt they would find me anyway.

 

Whats going to happen to me, ive been stupid, really stupid

 

And to top it all i had a mini stroke last week

[Lefty]

Right to cut a long story short my wife and i have split leaving me alone in the house. My weekly income is now aound £40 a week ( usual JSA for a single person less what they take for a budgeting loan debt ). No doubt it will drop furthur as we had 3 kids and another on the way so im gonna get hit with maintainance. she left as financial problems pretty much tore us apart.

 

Anyway, my current brighthouse bill is £96 a week, all in my name, i can see why my wife got upset as that was almost half out weekly income

 

We pay for : Fridge freezer, 2 laptops, Xbox360 elite, mobile phone, dvd recorder, 3 computer monitors, and a wii console

 

Now the problem, it would be easy to return all the stuff but i cant do it. When weve been struggling ive been forced to sell stuff just so we can eat. I know im stupid for doing it. IThe only thing i actually have of thiers is the fridge freezer. No so far ive never missed a payment and paid loads of agreements off in the past, many of them early.

 

The next problem is we moved last year and i really dont think they have chnaged my address on thier system. Im certain i told them but thought nothing of it until i checked my latest agreement ( the xbox which i signed for last month ) and they still have my old address on the agreement.

 

What can i do, im so scared and feel so helpless and stupid. i sold these things to please my wife ( she has a lot of the cash as well but she could just deny it )

 

Im due on saturday and i just cant do it. I dont want to tell them ive moved but no doubt they would find me anyway.

 

Whats going to happen to me, ive been stupid, really stupid

 

And to top it all i had a mini stroke last week

 

 

 

 

Hi.

 

Sorry to hear about your problems.

 

There is no practical advice I can offer unfortunately, as you have acted very dishonestly. If you have sold items belonging to Brighthouse then that is plain and simple theft. Sorry.

 

If you were hoping that the consumer action group forums would assist you, and help you further in what is quite clearly a serious deception, then I think you have come to the wrong place.

 

This forum is designed to help people having problems with Brighthouse and not to help people break the law.

 

I am really sorry I can't be of more help.

 

 

Cheers

Lefty

[DCA-KING]

I would ring the store and tell them what you have done i wouldnt put it off

you done they crime now face the music

but on a lighter note most you would get is comuninty service and a fine if you have been that short of cash that you had to sell the stuff to servive then so be it i can understand your plight

what i cannot understand is that if your are in that much hardship why get a xbox last month knowing you cant afford it

like i say time to face the music

Regards DK

[Lefty]

what i cannot understand is that if your are in that much hardship why get a xbox last month knowing you cant afford it

 

Yep. I thought the exact same thing. (Infact, I'm not entirely convinced the whole thing isn't just a wind up!)

 

Without wanting to judge too harshly, it seems to me that much of your hardship is your own doing. Let's be honest here, BrightHouse didn't hold you at gunpoint and MAKE you order laptops, game consoles, mobile phones and DVD recorders, did they?

 

Near to where I live there is a Brighthouse store with a Cash Coverters right next door. You will often see people walk out of Brighthouse with, say, the latest new phone or stereo, then march straight into Cash Converters and flog it!

 

They usually end up before the judge within a few weeks...

 

 

Cheers

Lefty

[steven4064]

Hi meatloaf

 

I'm afraid Lefty and DK are right. You need to tell the Manager at BH what you have done. The longer you leave it, the worse it will become.

 

On another tack - your situation generally is quite grave. You may find useful information in the general debt forum on this site and help with benefits, etc on the benefits and tax forum.

[sillygirl1]

Instead of using Brighthouse why not use your local Freecycle group - there have been six fridge freezers going in the last two days on mine, plus numerous sofas, dvd players, phones etc. I think it depends on the are you are in as to what quality the goods are in but it is a good stopgap.

 

My sister used freecycle when her washing machine packed up, got one from there and put the money each week to one side, six months later she got a newer machine and freecycled the other machine.

[steven4064]

Good suggestion SG - we use freecycle a lot too. Link The Freecycle Network

[DCA-KING]

Yes have to agree the more i read it the more i think its a wind up

you done the crime now do the time

PS at least you will have warmth, food and a bed and consoles to play in prison and you can learn how to sew mail bags

regards DK

[Tau]

I know this is an old thread, but did anyone notice the date

[Lefty]

I know this is an old thread, but did anyone notice the date

 

Yes - I did notice the date.... and I also noticed that the OP (original poster, meatloaf) was browsing the BrightHouse forums tonight... 24th Feb 2009....

Cheers

Lefty

[plumberjon]

Sounds like a BH employee trying to catch us out offering advice to criminal activity.

 

I pity them, I really do!!!

 

PJ

[clemma]

Ah, old threads resurrected - although I must admit I never saw this one. I agree with PJ. What a fool..... (the OP that is, not PJ......)

[plumberjon]

Near to where I live there is a Brighthouse store with a Cash Converters right next door. You will often see people walk out of Brighthouse with, say, the latest new phone or stereo, then march straight into Cash Converters and flog it!

 

 

This brings back memories too!

 

I remember on many occasions walking past the Cash Converters near to branches I worked in and seeing the pile of DVD's in the window that STILL had the BH asset number sticker on the back!!

 

I remember a team of North African guys who were going through the stores in the Birmingham area in 2002 that were signing up for TV's and stuff, 1 in each store. They would use each other as references, then get the TV delivered to a property they were using for the day and then dispappear, sell the TV and cash in!

 

I almost got done in my store, but the manager from the city centre store noticed something wrong, and called me as he recognised a name on a reference. As I dug a little deeper, I discovered that we were due a delivery of a TV to one of these guys that morning. At the same time, the landlady of the house called us and said that we need to look out as BH has now delivered 3 TV's in 3 days to this address!

 

My AR's were running debt in another area of Birmingham and in Saturday lunchtime traffic, would have taken them 30 minutes to get there. So I ran out of the back door into my own car, on my own and sped there in 10 minutes. The front door was open, and the hall led into a lounge with nothing in it except the TV and a weedy little African guy texting his mates.

 

I just said "Hi", picked up the TV, still in its box, and left. I don't know who was more shocked, him or me, but on reflection, it was very frightening.

 

Needless to say, I called the landlady and thanked her profusely, promised a bottle of something nice to my fellow manager, then spoke to my area manager to ask the CSC what the hell they were doing deliveing 3 TV's to the same address in 3 days, without asking questions!

 

PJ

[adam22982]

This brings back memories too!

 

 

My AR's were running debt in another area of Birmingham and in Saturday lunchtime traffic, would have taken them 30 minutes to get there. So I ran out of the back door into my own car, on my own and sped there in 10 minutes. The front door was open, and the hall led into a lounge with nothing in it except the TV and a weedy little African guy texting his mates.

 

I just said "Hi", picked up the TV, still in its box, and left. I don't know who was more shocked, him or me, but on reflection, it was very frightening.

 

Needless to say, I called the landlady and thanked her profusely, promised a bottle of something nice to my fellow manager, then spoke to my area manager to ask the CSC what the hell they were doing deliveing 3 TV's to the same address in 3 days, without asking questions!

 

PJ

 

:shock: :shock: WAS YOU INSURED TO DO THAT??? OR WAS IT WORTH RISKING YOUR LIFE FOR! MAYBE THE POLICE WOULD OF BEEN A SAFER OPTION!

 

THE WEEDY AFRICAN GUY MIGHT NOT OF HAD A PHONE IN HIS HAND IT COULD OF BEEN SOMETHING ELSE!

 

P.S why didnt you just take the tele home and say you couldnt get in lol~

[plumberjon]

Thank you Adam22982 for your comments.

 

No I wasn't insured. Yes the African guy could have had something else, that was the whole "unknown" of the situation.

 

And on reflection, no it wasn't worth risking my life for. But the very way in which BH targets its stores and bullies the staff into getting the job done, means you don't think about that at the time. And with average police response times, it's a no brainer really!

 

Your final comment, just does not deserve a reply I'm afraid!

 

PJ