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DCA's from over the years...


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Just for fun...i thought it would be interesting for members to make a list of the DCA's that have chased you from over the years & next to it, weather they have been successful over you or not.

 

For example: In my case......

 

Moorcroft = no success

Westcot = no success

1st Credit = no success

Meritforce = no success

MacHall = no success

Credit Solutions = no success

 

They are just the one's i can recall as well... :grin:

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Ruthbridge - very very nasty but easily shot down

Lowells - failed on three separate accounts - no CCA

SC&M - file full of threatograms, equal amount sent back to them

Lewis - ignored first letter, never heard from again

CL Finance - almost disposed of - defending three court claims

DLC/Hillesden - no calls from the robot this week:( after OH told them it was harrassment - no CCA on a Barclaycard

Westcot - paid them £1.50 a month for three months then forgot - heard no more

And probably more if I dig the files out

 

Good sport, once you have the 'knowledge'

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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  • 5 weeks later...

what can i add...? oh yeah

moorcroft =0 success,scotcall =0 success,mackenzie hall =0 success,red 0 success, dlc 0 success,lowell =0 success...and so far (after paying £10 per month on a £15,000 debt for 7 years!) I`m at the 6th day stage into a cca request for bryan carter/fredricksons international..so fingers crossed that`s a happy conclusion also....if only I`d known about cca requests and statute barring sooner...:rolleyes:

 

.....still knowledge is power and boy am I having fun with the D C A`s now ! he..he..he..:lol:

 

 

p.s. there are plenty more with a success rate of NIL! but I`ve forgotten who they are now.......:lol:

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Wescot, twice = NO success

DLC, also twice = NO success

Moorcroft = No success

Lowells = No success

Cab(bage)bot = No success

 

CARS = Currently running them around in circles, so NO success

CL Finance = Blinded them with technicalities, so NO success

 

Anyone see a pattern developing here :D

 

Link = these robdogs got to me before this site started up, and got a charging order on my house :-x

I'm working on it, and it's looking good (for me) so that will probably end up as a NO success too :D

Nil Illigitimus Carborundum

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Robinson Way have joined my merry throng. I haven't had fun with them yet. But I will:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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CapQuest x 2 - no success

Robinson Way - no success

Bryan Carter - no success

C.K. Edrupt - account closed (hubby) in dispute (me)

Wescott - no success

Mackenzie Hall - no success - but they're trying!

Fredrickson Int - no success

Geoffrey Parker Bourne - no success

Marlin Financial Services - currently paying (CCJ) and they're behaving, but watch this space

Legal & Trade - no success

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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The ones I can remember....

1st Crudit - no success, currently on hold as admission of no CCA and very hefty and serious complaint submitted to FOS, in process of claiming back the money I've paid them under duress....

 

CapQuest - PIF (yes, I should know better really.... the debt was almost certainly unenforceable but it got them off my case... and I told them what I thought of them a few times which was quite fun, actually :D )

 

Lowell/Red - paying them £30 a month (same as above, again almost certainly unenforceable but it shuts them up)

 

Crown Collections - paid in full ( I really wish this site had existed when I dealt with this one-man band - they broke just about every single OFT guideline!!)

 

NatWest's inhouse DCA-type people... Paid in full. Oh dear dear me. Thats all Im saying. :D

 

Plus Robinson Way - told to bog off in no uncertain terms as they were chasing me for uni fees that the LEA paid...

 

Wescot - paid them for a little while and they made such a mess of the account I just got fed up with it.... Im fairly sure Moorcroft and BCW have made appearances at one time or another.... Im just wondering whose next?!

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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ooh Ive had DLC on my case, cant remember what happened there, think that was one of the ones my mum paid off, bless her :) and Im sure MacHall have as well....

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I had 25,000 total debt and over the course of time had been chased from pillar to post by nearly every dca in england/scotland and god knows where else.....I never thought I`d be able to pay all of them and couldn`t afford and was scared to go `B` if you know what i mean...but Now I`m running a one man crusade for friends and family...! since finding this site I`ve lost ALL my debts and am able to advise others...Power to the little people...and thx to the consumer action group and also the national debt line...let`s make this list include EVERY SINGLE DCA in the land!!!!

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mrs ryan, even though you are paying lowell/red it`s worth sending the standard request for the CCA......I`d been paying bryan carter/fredricksons for 8ish yrs when i did 10 days ago....now they have put the account on hold....worth a go for a £1 postal order and some time on the laptop...!

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hee hee. thanx RD :D nice 2 know someone else supports my campaign :D he aint guilty, honest :D Im just hoping the magistrate agrees :D

 

With the RED thing, i am going to CCA them, its an overdraft so I know there wont be one, unfortunately its too late for the charges (last charge was about 7 years ago I think, account is very old) I paid CapQuest off before I found this wonderful site, if I had known I would defintely have CCA'D them as it was for an HSBC MasterCard opened in 1999 so Im sure it wouldnt have been available *hangs head in shame*

 

I might actually CCA Lowell on Monday... let the games commence!!!

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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Wow! Well done on all your successess. Hope I have some fun with some DCA's - especially as one has just called me - 7.30 on a Sunday morning!! Since I've found this site, I feel more confident to go to war with them - bring on the battle!

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Last year I had

 

Westcot x 3 (they passed the debts onto Nelson Guest so them x 3 too)

Moorcroft x 3 (same 3 that Westcot had - sent disputes letter and silence occurred)

Robinson Way x 3 (same 3 as above - again dispute letters sent and silence)

 

Thing is two of the debts had been cleared with the OC BEFORE being passed on - some moron passed ALL their accounts to a DCA before leaving a certain utility company and caused a lot of hassle for me. I

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