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    • You can be sure that pardoning himself, stopping the other prosecutions and vengeance will be his first priorities if he wins. i dont think he will win, but no surety on that
    • The other cases aren't going to happen before November though, are they? Reporters are saying he can't pardon himself for a state conviction. He would have to lean on the governor of New York state, as I understand it.
    • I am requesting your assistance to how I should go about a serious breach of my privacy that occurred during my stay at one of IHG’s hotel on Ma 2023. Having previously had items taken from my hotel room elsewhere I take the added precaution of using a security camera app on my device whenever I stay in a hotel room. The recordings are date and time stamped and it cannot be adjusted by the end user.   On this particular occasion I discovered evidence from my personal security camera recordings of a spy camera had been placed underneath my door, and can be seen moving along the base of the door for approximately 15 seconds.   The spy camera is in fact marketed as an inspection device of drains primarily but is known to be used in observing spaces difficult to enter. It is a usb endoscopic camera that has a length flexible cable that is semi rigid and can negotiate any obstruction by bending. The operator can be up to 3-4 metres away.   Infuriated as I had previously stayed with them in 2022 for 3 months at £260 per night that they would seek to question my honesty and invade my privacy. I immediately called reception and asked why they would do such a thing and if they had any concerns they were welcome to inspect my room and go through my personal belongings and ask me anything they wanted to. I was sleeping for the best part of my stay and was alone throughout.   I sent the recordings to the receptionist within the hour of finding them and I asked to speak to the manager of the hotel who I was told wasn’t present. I tried to have face to face meetings with him but he instead wrote to me denying the recordings were made at their hotel stating that they didn’t observe anyone in the corridor at the time of the recordings and that they don’t have a metal bar at the interface of the tile and carpet which corresponds to the overlying door. I rejected that statement on the grounds the video doesn’t show a bar but a reflection of light on the tile and you wouldn’t see a person outside my door because the cable is black and runs along the floor. If you don’t look for this you won’t see it. The matter was passed up to the area manager and he also denied the allegation. This is where the matter ends as far as IHG are concerned. Leading a busy work and family life I let the matter go but I found myself back at the same hotel a year later. I booked for  2 nights and was given a room facing the lobby door that led to the lifts. Unfortunately, from the hours of 3am I was woken up by the noise of the door opening and closing but also noticed shadows of a person standing in front of my door. At first I took no notice and put this down to a guest waiting for someone but the person or persons returned several times, standing outside my door for up to several minutes. I called the hotel reception and asked if there was an issue  on my floor and they said they would come up to check. They never said they would check the CCTV and as the incidents continued to happen up to 8am I called them 6 times. Given my past experience I didn’t think they took security as serious a# her establishments and made them observe the Cctv and let me know. The explanation I was given was that they could see residents there but they were heading down to breakfast. The time that I had noticed these feet by door was from 3am and breakfast started at 6.30am. It also didn’t explain why they would stand by my door for anything longer than 10seconds and if they were waiting for someone how likely is it that this scenario is played out 6 times when there was only 12 rooms per floor. Later that morning when I went down for breakfast the manager said he would move me to a room at the end of the corridor and asked me what my plans were for the day, essentially when would I be in the hotel. I stated that for the day I was out. He then said that all his staff were uncomfortable about me being a guest and said that I was not welcome there anymore. I had paid for the two nights but when it came to the end of the day I didn’t feel that I would be able to rest at the hotel given the hostility so I returned the next day to collect my remaining belongings, namely items of clothing, an iPhone charging cable and plug, and toiletries. Checkout was at 2pm and I was at the hotel at 3pm. All my belongings were gone and they couldn’t locate the items.  I plan to report the incident of the spy camera to the police, as well as the theft, and write to the hotel emphasising that this breach of privacy is unacceptable and the hotel's failure to properly investigate and address the issue is deeply concerning. The fact that I requested security checks to ensure my safety in the early hours was reasonable, yet their response to ban from the premises was excessive and even possibly discriminatory as I had revealed to them that I had been a victim of a hate crime given my sexuality. . I am seeking compensation for the infringement of my privacy, the lack of proper investigation, and the being humiliated and made to feel like an undesirable. I will request a full refund of my two-night stay totaling £390. Additionally, I will request compensation for the cost of my previous stay when the infringement occurred, which was £220. I am also considering damages for the infringement of my privacy but at a loss as to what this would equate to. I will close the letter giving them a 14 day timeframe to respond.    Is there anything you feel i need to consider here? Many thanks   
    • oF course, this is all just the start. trump is dragging it out as much as possible hoping to pardon himself, but the barrier the yanks had about admitting that a pres could be such a piece of err work has been broken and there is many more to come. His current criminal charges are extremely unlikely to result in jail time or anything other than fines  - but with some of the other charges - jail is pretty much mandatory - especially for one not only not on a first offense - but with others stacked up
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Who is or are UPI Ltd


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I am being constantly rung at work by a company called UPI (actually its from a call centre in Asia) about reclaiming bank charges. They claim that you fill out basic information over the phone, and then they will send a pack which you have to sign, and they will claim every charge you have had plus up to 8% interest, because "the Office of Fair Trading and the Courts in England and Wales have passed a law saying the banks can only charge a maximum of £1.00 per charge."

 

Did everyone realise it was so simple, there's me doing it the hard way.

Sharkie

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Michael

 

Surely your not saying I might not get my money back.

 

But they are regulated by the "Ministry of Justice" and they have all those testimonials.

 

And it costs so little.

 

And, and, but, and.

 

 

Its no wonder everyone's snowed under if they are sending 8 letters, sorry hand delivering 8 letters to the bank, and 4 legal documents.

 

And yes I'll stop calling you surely.

Sharkie

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Very reasonable.

 

Plus they are so confident that they will offer a full refund.

 

Sharkie

 

Sharkie - V - Woolwich = Won

Sharkie - V - Sainsbury's Visa = Won

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Sharkie

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Another 3 calls today.

 

 

And they are allways called Shaun, the latest when asked what his name was, after a long pause he said "Shaun" errr "Fernando", must be a fan of either Formula 1 or ABBA.

Sharkie

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  • 1 year later...

I keep getting calls from them as well. They tell me that Lloyds want to refund £450 and I pay £49.99 to get this. I explained that Lloyds owe me £4500 and that I am unwilling to give any card details over the phone and if it is a valid offer then I suggest they put it in writing.

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  • 3 weeks later...

Even I got the call today.. and they had my details right. they got my sort code and account number as well.... checked with my bank and they said they never pass on details to anybody... and they will send me a new card in case the card has been compromised...don't trust this upi people its too good to be true...

Edited by dynamicdude
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Hi, I'm new here, I found this website after doing a search on Mercers who have been harrassing me for the past 2 months, and have just came upon this thread when trying to find out who upi were.

 

I have just got one of these phonecalls today from them.

I have a debt with lloyds which is being dealt with by the CAB but lloyds still keep calling me up to 5 times everyday.

So when i answered this call I figured it was something to do with them or mercers! so after she told me she was from UPI and I asked what the phonecall was about she hung up on me! lol!

 

I'm glad to have found this forum, i'm sure i'll be posting a whole lot from now on!!

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  • 2 weeks later...

I keep getting phone calls from "Kevin" so i gave him false bank details!! I don't trust them one bit, sounds like a edit. Especially when they say they don't need your personnal info and then the next minute they want your card number and 3 digit number of the back of the card!! Which after they tell you theres a charge of £49.99p!!

 

When i recieve the forms from them, i am going to post them back to UPI with a nasty letter!!

 

I was trying to explain to "Kevin" that i have never had a bank loan, overdraft, direct debit, been charged for anything from the bank and my account is an student account which there is no interest or tax added or deducted!!

So why would this benefit me??? He wouldn't listen!!!

 

I am unemployed so i can do without lossing £50 for no reason!!

Edited by saintly_1
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I have just sent a email complaining about the cold calling and about the caller obtaining our details without telling us about the £49.99p charge first!!

And i got a reply saying, if i send them a email with my name and address, tel number and let them know who i spoke to...then they'll contact the call centre and take off all my info of the data base.

 

So i suggest if you keep getting cold calls from these people, send a email complaint to [email protected] and they will take your details off their data base or call edit Customer Services : 01792 813115

 

(threaten to report them to watchdog too...it seems to get a fast reply to your email)...lol ;)

Edited by saintly_1
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I have also received a number of calls from a centre saying they are the bank in association with UPI. When I sent an email of complaint to [email protected], this is what they replied with:

 

Thank you for your e-mail

 

In order for us to investigate your complaint further, please can you supply us with the following

 

# The names of the salespeople who contacted you so that we can asertain which call centre rang you

 

# The dates and times you were called so that we can obtain the voice recordings

 

# The telephone number(s) on which you were contacted so that they can be removed from the system

 

Once the complaint has been investigated, we will contact you to inform you of the action we will be taking

 

Mark Carter

Customer Services

01792 813115

 

My main concerns are that they already had my card and bank details and just read them back to me and that I am already on TPS so they shouldn't have rung me in the first place.

 

Have spoken to a woman named Sian from the X-Ray programme in Wales on 03703334334, and she is on their case. Recommend that people ring this number to complain about them.

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UPI Limited, featured in the following article, and none too kindly.

 

'He said he could help get my money back. The next day he charged me 59.99' | Money | The Observer

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Keith Penhalagan has made his wife Julie Penhalagan the director of UPI (UK) Limited and kept his own name off the company records. Something to hide, Keith?

 

Report these people to the police and trading standards.

 

Keith and Julie's home address is available in the public domain. (It's your legal right to know this because they are company directors - their home address belongs in the public domain).

 

(By the way, the "pack" they send out is a straight "copy and paste" of the reclaim your bank charges material written by Martin Lewis and available free of charge to anyone on Moneysavingexpert.com).

Edited by 42man
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Ahh the MOJ reference

 

Business Name: UPI (UK) Limited Address: 213 New Road Skewen Town/City: Neath County: West Glam Postcode: SA10 6EW Trading Names:

Sector: Financial products/services,

Authorisation Number: CRM7863

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Make sure you explain EXACTLY your complaints to the Ministry Of Justice, The Financial Ombudsman (as the FOS will charge them £450 to investigate), Trading Standards, your local MP, and Gareth Thomas - Undersecretary Of State For Trade And Consumer Affairs his contact details are here - BBC NEWS | Politics | Find Your MP | Harrow West | Gareth Thomas and of course the OFT and the Information Commissioners Office (especially as they seem to have your personal banking details)

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I have had a phone call today from upi They said at no time about charging anything for this service nut I refused to give my debit card details over the phone. They said they needed my card number to verify my address. My bank told me not to trust them and said it was a [problem] and to tell the police. One eldery person in my town gave her details to upi and they took out 100 pounds from her account. Do Not Trust these people.

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