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    • The "grief tech" firms helping users create talking avatars of their dead relatives.View the full article
    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
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A & L Trying Court second time


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Forgot to mention in previous correspondance a letter received says "do not make any payments" this was in the letter that says that the Court action was to be discontinued. I also wrote to them asking what I should do and If I needed to pay anything,

Just don't know what there up to.

 

Im so glad I followed yr advice by sending those letters yesterday (Tuesday)

Lynn

I know its difficult. Try and sit tight till you get a reply to yesterdays letters.

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Hi to all again

Well its started again. A & L issued Court papers for charging order on property. Court hearing October 4th. Still they have't produced the CCA

Have it in writing that they were unable to produce the CCA.. I have a letter after they stopped the action the firt time, saying that because I had asked for the judgement to be set aside I have acknowledged the debt. What can I or should I do now help please

 

Lynn

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Here it is :

 

bach did they discontinue their previous action because they had no CCA. If so & they still don't have one I would apply to have this new action struck out as an abuse of process

 

It looks like their solicitors never filed the Notice of Discontinuance after all !! Did you get any replies from A&L's solicitors and/or the court in May ?

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Can you ring up the court, and ask what happened about the original ccj?

 

I'll need to do some thinking...

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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bach, can you post the actual claim on the charging order application?

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Your Address

 

 

DATE

 

SOLICITERS ADDRESS

 

 

 

 

In the Matter of CREDITOR(Applicant) Vs YOU (Respondant)

 

Case no XXX

 

In X County court.

 

 

 

 

 

 

 

 

Dear Sir or madam,

 

RE: RESPONSE TO YOUR APPLICATION.

 

I find it extraordinary that your client has made an application to impose a charging order upon my property, after informing me that it would take no further action. For your information, I enclose a copy of my response to this application.

 

Please be aware that if you chose to continue with this application, in the event the court dismisses it (as I believe it will) I intend to make a formal complaint to the attorney general that you and your clients are vexatious litigants under Section 42 of the Supreme Courts Act 1981.

 

 

I respectfully ask you to investigate the matter further.

 

 

Yours truly,

  • Haha 1

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Is that your name on the bottom Tom !! :eek: Suggest you edit it out quick...

 

eek:)

 

As you can see, I'm one of maybe 20 people in the UK this year that have actually made a vexatious litigation complaint:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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in the even the court dismisses

in the event the court dismisses

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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I've attached a response to the application - just flying it for opinons,

Excellent work Tom :)

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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RE: RESPONSE TO YOUR APPLICATION ?

 

jeeze... and everybodies a critic:)

 

OK, I may Law, but I don't do grandma, or Spealling:)

 

Thanks, dave.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Hi all

 

Iv just got back to work from Hospital, will closely study all the comments and suggestions made (you lot are brill ) and get on the case tonight. when Iv got more time and my boss won't be able to disturb me.

 

Ill be in touch tonight or first thing in the morning.

Thanks Lynn

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Hi Rosemaryednam....

 

Are you sure that you have a CCJ ?.... as this will determine any advice given to you.

 

:)

Hi sorry for the delay Only just realised I had a reply (lol) I am not 100% sure no but I am about 90% sure. I do not know for definite that I am paying Global either but the name rings a bell thats for sure. A&L haven't contacted me for a long long time I am just paying token payment per month and have been doing for past 9 years
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