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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Cheekiness towards a DCA


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:-D Are we allowed to do that in Bear Garden? I do think there's a distinct lack of telephone recording on this site!!! If we are recording for private use, does membership of this website qualify for private use:???:

 

BG? Don't know, can't see why not, it's just an extension to this thread.

 

We reviewed some calls recorded that were posted previously and I can't see a problem with those, after those reviews, now. I think the DCA may have an issue with it, but I'd imagine we can deal with that when it happens :)

 

On the use front, I think that's something that needs testing, so the idea is we'll test it ;)

 

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OMG, the thought of big, butch ? DCAs. :eek::eek::eek: The worse personal ad I ever saw - and this will only be understood by people old enough to have watched Crossroads the first time round - was for a young ? looking for someone "Noele Gordon-ish". Noele Gordon played the original owner of Crossroads, and was a biggish lady with tightly permed grey-brown hair. The thought of her as the object of anyone's desire makes the mind boggle.

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Am I correct in presuming that should a private person decide to record any telephone call from whoever they are a) entitled to do so, b) not klegally required to say they are recording at the start of the call or at anytime? are there any further tips?

 

The DPA requires you to tell the other party you are recording the call if you intend to use it for anything other than personal use.

 

Luckily, taking Court action for harassment, etc, is considered for personal use.

 

So, you a) don't have to tell them you are recording the call and b) can use such recorded calls for personal use ;)

 

It's obviously more fun to tell them you are recording it, though, most subbed to this thread will tell you, I think :)

 

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It's obviously more fun to tell them you are recording it, though, most subbed to this thread will tell you, I think :-)

 

For some time I have been putting this message on the bottom of all letters to DCA's & OC's

LEGAL NOTIFICATION: Be aware that ALL telephone calls to my number are automatically logged and recorded by equipment connected to the line.

Only snag is that it's taken the fun out of it as the spotty oiks don't phone me any more!!!

David

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Halifax Collections Department, Moorcroft, Apex, Cap Quest, they have all harassed me by telephone. Try this one:

 

DCA: Is that Mrs Saskia Jones?

Saskia: No, but if you'll hold on, I'll go and get her for you.

 

Fifteen or twenty minutes later, when the penny drops with the call centre moron on the other end, you will hear the call disconnect.:lol: No shouting, no calming down period, no argument just the satisfaction that it has cost them money to phone and (albeit minimum wage) for the wages of the brain of Britain who called you.

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I feel it is a personal duty and provides a valuable public service in getting the male and ? DCAs to waste time looking at this thread instead of abusing people :D

 

I am one of thoose males lol

 

I confess the attraction of your knickers on here just do it for me.

 

mmmmmmmmmm

 

Sorry had a vision

 

mmmmmmmmmmmmmm oi oi

 

another vision

 

 

mmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm

 

Ok cold shower time brb:)

SBFIDO

 

Accredited Member of the CIEH

 

No more will I be bullied or harassed.

 

When informed that the call is recorded for training and monitoring I always say I don't want it used for training. :razz:

 

I always ask for the ICO registration information - they often dont have it, shame i never discuss my personal data unless I know they comply with the DPA.

 

Finally I always record calls and state at the start of there call. Although I don't have too.

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Halifax Collections Department, Moorcroft, Apex, Cap Quest, they have all harassed me by telephone. Try this one:

 

DCA: Is that Mrs Saskia Jones?

Saskia: No, but if you'll hold on, I'll go and get her for you.

 

Fifteen or twenty minutes later, when the penny drops with the call centre moron on the other end, you will hear the call disconnect.:lol: No shouting, no calming down period, no argument just the satisfaction that it has cost them money to phone and (albeit minimum wage) for the wages of the brain of Britain who called you.

 

 

DCA Is that Mr S B,

 

Me YES

 

DCA This is debitas legal services

 

SB Do you have me on auto dial, Who is debitas

 

DCA On behalf of capital one

 

Sb Who

 

DCA Capital One we are debitas i need you to clar security can i have your date of birth and postcode.

 

SB Why

 

DCA So i can discuss your account

 

SB I dont have an account with Debitas

 

DCA No sir Capital one

 

SB Are you debitas

 

DCA yes Sir

 

SB so you want to know my capital one information

 

DCA Yes sir your date of birth and postcode

 

SB Why

 

DCA So we can discuss your account

 

SB I dont have an account wth you

 

DCA Sir you need to tell me your date of birth

 

SB Can i have your date of birth and postcode

 

DCA I am sorry sir but we are not allowed to give personal information

 

SB Neither am I the wife is horrid when i do.

 

DCA Pardon

 

SB My wife wont let me share information.

 

DCA Sir if yo dont tell me i can not progress the call

 

SB do you have the internet

 

DCA Yes sir,

 

SB Can you look for consumer action group - telephone harrasment

 

DCA what

 

SB consumeractiongroup.co.uk - You will note that this call is recorded and you have been asked to stop calling yet you continually phone and abuse me . Please stop calling and read all the reasons why as obviosuly writing and telling you doesn't sink in

 

DCA Brrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr (HUNG UP):eek:

SBFIDO

 

Accredited Member of the CIEH

 

No more will I be bullied or harassed.

 

When informed that the call is recorded for training and monitoring I always say I don't want it used for training. :razz:

 

I always ask for the ICO registration information - they often dont have it, shame i never discuss my personal data unless I know they comply with the DPA.

 

Finally I always record calls and state at the start of there call. Although I don't have too.

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SB do you have the internet

 

DCA Yes sir,

 

SB Can you look for consumer action group - telephone harrasment

 

DCA what

 

SB consumeractiongroup.co.uk - You will note that this call is recorded and you have been asked to stop calling yet you continually phone and abuse me . Please stop calling and read all the reasons why as obviosuly writing and telling you doesn't sink in

 

DCA Brrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr (HUNG UP):eek:

 

Nice one :D

The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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When they phone me and say is that Miss Trollope, I just say no and then they get confused because that is not in their script!

 

The other day I got Lloyds bank asking for Miss Trollope so I said no so they said is that 123 Trollope st, Trollopeville so I kindly pointed out that they were probably in breach of the data protection act. She then got all huffy and tried to deny it then I hung up.

This e-book is what got me started http://www.freedomfiles.org/mary-book.pdf

 

This short film opened my eyes

http://www.flixya.com/video/1164060/Money_As_Debt_-_Forex

 

In truth we can find peace and in unity we can cause change

http://www.tpuc.org/

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Before CAG, being a DCA must have been a dream of a job for a Neanderthal Teenager.

 

DCANT "You have to pay us now or we will ......(threat, threat, threat)...

 

Frightened non-Cagger "Yes, absolutely, please don't do that, please .....

 

NOW

 

DCANT "You have to pay us now or we will ....

 

US "NO." (CCA 1974, no CCA with prescribed terms.....)

 

DCANT "?????????????????????????????????????"

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I am gutted

 

No Knicker chat tonight

 

come on get it sorted this thread could lose its appeal lol

SBFIDO

 

Accredited Member of the CIEH

 

No more will I be bullied or harassed.

 

When informed that the call is recorded for training and monitoring I always say I don't want it used for training. :razz:

 

I always ask for the ICO registration information - they often dont have it, shame i never discuss my personal data unless I know they comply with the DPA.

 

Finally I always record calls and state at the start of there call. Although I don't have too.

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Picture that! A thousand spotty dca *EDITED* hand praticing their favourite passtime... Telephoning of course... Yawn. Oh please dca morons get yourselves a useful line of work ?

Edited by car2403
Bypassing swear filter

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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