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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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I've been Lowelled


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A month or so ago I had a telephone call from someone asking me if I'd lived at a previous address they gave. Being a bit flustered at the time and in the middle of some tricksy work stuff I didn't have my wits about me to enquire why a total stranger was ringing me up asking personal questions. As it was, I hadn't ever lived at the address stated (or even in the county stated!) and relayed that info and ended the call.

 

Didn't think anything more of it until a letter from Lowell Portfolio hit asking me to get in touch to 'update' my address details. I gave that the attention I felt it deserved and filed it in the bin.

 

Now it gets interesting. I'm signed up to a service which sends me an alert if there's any change in my credit file. I received such an alert and on checking my file with experian saw that I'd been searched by a debt collection agency I'd never heard of.

 

Today I received 2 letters from Lowell Portfolio asking for repayment of 2 separate Barclaycard debts totalling nearly £4,000 between them. This came as somewhat of a surprise to me since the only Barclaycard I've ever owned I still have in my possession and it has a balance of ZERO.

 

It would seem that Lowell have done a search on me (my credit report is clean). Now I was under the impression that this was unlawful unless I've given permission to do so.

 

Naturally I'm going to fire off the standard template letter to these bottom feeders demanding to see the CCA but after doing some research on these idiots I feel that the situation really warrants something more than simply sticking my ground and demanding my statutory rights.

 

So....is there any precidence or basis for going after them for compensation should they fail to provide the relevant CCA on request (which they won't be able to do as they have either invented the debt or got the wrong person)? I would prefer to hit these mouth breathers where it obviously hurts them - the wallet. If they follow the path with me that they seem to be following with other people I've read on here and in other places, would I have a case to sue them for harassment?

 

I'd really love to turn the tables and go after the bar stewards for some of THEIR money. Failing that I'll post copies of their letters with their server IPs, along with a good sob story on to the messageboard of every data packeting script kiddie I know of who, in my experience, love a good tale of social injustice as it gives them an excuse to do what they love.

 

I'm guessing [edited] like Lowells and all their various in-house incarnations must be raking it on from the poor souls who don't know better and cave in under the harassment. That thought alone makes me want to hurt these *$"£"(*£ in every legal way at my disposal.

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And report them to the Office of Fair Trading - this will help to get their consumer credit licence taken away.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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No need to CCA this lot - waste of a squid - but send them the prove it letter and tell them no further correspondence until they do. Ask them for their complaints procedure and tell them to remove your telelphone numbers from their database.

 

Failure to comply with complaint procedure request lets get straight to the Financial Services Ombudsman (FOS). Failure to comply with a complaint procedure request can be added to their other failings.

 

Failure to comply with your request to remove phone numbers is a matter for the Info Commissioner (misuse of data), the telecomms regulator (misuse of telephone system) and possibly even the police (criminal harrassment)

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No need to CCA this lot - waste of a squid - but send them the prove it letter and tell them no further correspondence until they do. Ask them for their complaints procedure and tell them to remove your telelphone numbers from their database.

 

Failure to comply with complaint procedure request lets get straight to the Financial Services Ombudsman (FOS). Failure to comply with a complaint procedure request can be added to their other failings.

 

Failure to comply with your request to remove phone numbers is a matter for the Info Commissioner (misuse of data), the telecomms regulator (misuse of telephone system) and possibly even the police (criminal harrassment)

 

Ahhh good idea. I don't want to waste £1 on these idiots for something I know for a gold-plated, sure-fired, oven-ready certainty they don't have.

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I think its better to send them the Statute Barred letter. This leaves them in NO DOUBT. It also puts the burden of proof on them PLUS :D It leaves them open to a complaint to the OFT for breaching the OFT Guidelines if they continue to press for payment

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That must be a new word for the dictionaries.

 

To Lowell someone could allegedly mean To behave as if you have a legal right to enforce a Statute Barred Debt. e.g. They did a Lowell on me about that 22 yr old Barclaycard debt that I havent acknowledged in the past 16 yrs.

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I got yet another one from them today for a different amount with a different ref and i know one of them isn't mine!!!!!
But you have probably a similar sounding name to someone Lowells think may owe them money and their highly sphisticated system has selected you to be its next victim. Just pay up. Lowells dont make mistakes. They are a very professional outfit. Well it must be true its on their website.:rolleyes:

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Actually, thinking back, the two debts which I was 'Lowelled' over went the distance very quickly - in fact Lowells 'handed in their resignation' within days after the deadline for my CCA requests had passed. So they must be aware how 'vulnerable' their position is and ready to act to protect their reputation if someone fights back.

 

What worries me is the people who don't retaliate and who have been forced to pay unenforceable and statute barred debts.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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If [edited] like Lowells and all their various in-house incarnations are raking it on from the poor souls who don't know better and cave in under the harassment then I want some of the action!Why dont WE form a company? We can then collect debts and pay OUR debts off. Sensible really!Mr Sensible

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  • 2 months later...
I think its better to send them the Statute Barred letter. This leaves them in NO DOUBT. It also puts the burden of proof on them PLUS :D It leaves them open to a complaint to the OFT for breaching the OFT Guidelines if they continue to press for payment

 

I had a debit with Barclaycard and as far as i was concerned it was paid of in about 1997!! I received a letter last year, followed all the advise about it being statute barred and after receiving multiple calls actualy spoke to a "human" who told me that this would be the end of the matter and it was considered closed

 

Two weeks ago the saga started again from ANOTHER COMPANY! except they werent so freindly -the more annoyed i got the more aggressive they got. Comments along the lines of "I dont care if the Statute stops us taking you to court, there is nothin preventing us phoning or writing to you everyday if we want". As it happens I havent heard anything more yet but since last time it took 9 months i cant be certain thats the end of it.

 

 

. So if i threaten them under the Harrasments act and say its statute barred should i go back to Barclaycard? My only concern would be re-opening communications with them might give them grounds to overturn the Statute of limitations act??:evil:

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Subscribing...

LOWELLS-Stat Demand Set Aside-No CCA & Statute Barred-£1800-Gone Away-April 2008

 

Scotcall on behalf of Cabot-£2200-no CCA returned to Cabot-file closed-March 2009

 

Cabot-Court Claim issued despite no CCA and Stat Barred-Claim discontinued-March 2009

__________________________________________

 

IF I HAVE BEEN HELPFUL PLEASE CLICK MY SCALES. :)

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No you cannot overturn the limitation by telling them to get lost. It probably won't stop some other bottom feeder buying the debt for 50p when you are claiming your old age pension, and trying it on yet again. I am waiting for my unenforceable debts to reappear under a new identity, but this time I am ready for them.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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I had a debit with Barclaycard and as far as i was concerned it was paid of in about 1997!! I received a letter last year, followed all the advise about it being statute barred and after receiving multiple calls actualy spoke to a "human" who told me that this would be the end of the matter and it was considered closed

 

Two weeks ago the saga started again from ANOTHER COMPANY! except they werent so freindly -the more annoyed i got the more aggressive they got. Comments along the lines of "I dont care if the Statute stops us taking you to court, there is nothin preventing us phoning or writing to you everyday if we want". As it happens I havent heard anything more yet but since last time it took 9 months i cant be certain thats the end of it.

 

 

. So if i threaten them under the Harrasments act and say its statute barred should i go back to Barclaycard? My only concern would be re-opening communications with them might give them grounds to overturn the Statute of limitations act??:evil:

Tell the idiots the debt is Statute Barred. If they continue to pursue it make an Official Complaint to them, TS, the OFT and your MP

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That must be a new word for the dictionaries.

 

To Lowell someone could allegedly mean To behave as if you have a legal right to enforce a Statute Barred Debt. e.g. They did a Lowell on me about that 22 yr old Barclaycard debt that I havent acknowledged in the past 16 yrs.

 

Sorry, I know its off topic, but that really made me laugh :lol:

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