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    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
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Police "7 day wonder"


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On the 7th I was stopped on a random stop check by the police and because my bike flags up as not having insurance on thier systems i have to take my documents to the station (i am insured have all the docs).

 

However on the form they gave me it is dated 7/1/07...

 

Due to the error in the document does that make it void?

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Guest Gertie100

Ahhh! Ummm, I had to produce my documents last year after an accident and I'm pretty sure that they only looked at my photo license, however I'm sure that someone more knowledgable than me will be able to confirm that!

(the reason I remember is because I have no idea where in the house it is, so went without it to see what would happen)

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Oh for heaven's sake.

 

You have been given a producer and the PC has made a minor and common error with the date that he issued it. If you don't produce and it goes to Court, the PC's statement will state they he issued it on the correct date (which is true) and if you try and argue the date on the piece of paper, the Slip Rule will apply that allows the Court to make minor corrections.

 

Take the docs down to the Police Station that you nominated and get them checked. Explain the lack of your paper counterpart - once they have your driver number, they can get a copy of your driver record anyway. They may give you an extension to obtain the paper counterpart if they really want to see it.

 

In any case, you will need to replace the paper counterpart. Temper the minimal cost with the thought that the PC, on finding no insurance listed, could have S.59 siezed the bike there and then; and left you to walk. Following which, you could recalim it from the pound after producing the valid insurance certificate and paying the recovery fee.

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the thought that the PC, on finding no insurance listed, could have S.59 siezed the bike there and then; and left you to walk. Following which, you could recalim it from the pound after producing the valid insurance certificate and paying the recovery fee.

 

It is for this reason that I have photocopies of my insurance certs with me whether I am on my bike or in my car. I just don't trust the technology!

********************************************

Nothing in this post constitutes "advice" which I may not, in any event, be qualified to provide.

The only interpretation permitted on this post (or any others I may have made) is that this is what I would personally consider doing in the circumstances discussed. Each and every reader of this post or any other I may have made must take responsibility for forming their own view and making their own decision.

I receive an unwieldy number of private messages. I am happy to respond to messages posted on open forum but am unable to respond to private messages, seeking advice, when the substance of that message should properly be on the open forum.

Many thanks for your assistance and understanding on this.

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I've found my counter part now so no need to try and ween out of it, as for seizing my motorbike when they stopped me i was no more than 200 yards from my house at 11pm, walking wouldnt have been an issue ;) the thing that got me the most is I offered to go to my house to produce my certificate.

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I've found my counter part now so no need to try and ween out of it, as for seizing my motorbike when they stopped me i was no more than 200 yards from my house at 11pm, walking wouldnt have been an issue ;) the thing that got me the most is I offered to go to my house to produce my certificate.

 

 

I think the pound would have been a bit further to walk to the next day! ;)

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just a point

police are relying on there system for correct documentation

suppose you get stopped and even if you have the correct documentation, the police computer tells them you have no insurance. the car gets towed

do you have to pay recovery fee , storage fee etc

after all this is down to the police computer getting it wrong

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This is somewhat of the beam but here goes. I was talking to a friend and told him that I had seen on here reference to an motor accident in a private car park and the item said that it was no concern of the police and that it was a private matter.

My friend told me that he had had an accident in a Morrisons car park with a car driven by a woman who was causing an obstuction. She took the matter up with the police and it ended up in court. my friend was fined and given 5 penalty points for the accident and failing to notify the police . Does any one know if this is correct.

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This is somewhat of the beam but here goes. I was talking to a friend and told him that I had seen on here reference to an motor accident in a private car park and the item said that it was no concern of the police and that it was a private matter.

My friend told me that he had had an accident in a Morrisons car park with a car driven by a woman who was causing an obstuction. She took the matter up with the police and it ended up in court. my friend was fined and given 5 penalty points for the accident and failing to notify the police . Does any one know if this is correct.

 

Yes it is - It is a common misconception that accidents in car parks are not reportable - They are.

 

after all this is down to the police computer getting it wrong
Sorry to burst your bubble but it is DVLA that have the records wrong

 

If you were able to produce a valid certificate for the time you had the vehicle on the road then the storage should be borne by the Police but they may choose not to - Doubt it though

 

The legal requirement to produce your documents is done when the officer has requested them. The "producer" is merely a way of recording the request. He could have written it on the back of a fag packet and the request would still be lawful

 

So in essence you have 7 days from midnight that night to produce the documents requested. If you have no insurance then you will to have to suffer the consequences

 

HTH

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I have to disagree with the last post. The police computer ofter run up to 3months behind on insurance and tax. It is down to the systems in place. It might be that the bike was off the road and only put on recently hence why police have no records of insurance.

 

THe police computer also has problems tracking the insurance status of company vehicles.

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I have to disagree with the last post. Lol.

 

The 'Police Computer' is not the Police computer, but the Motor Insurer's Database run by the Motor Insurers Information Centre to whom all insurers contribute information and to which the Police have access. This system works in 'real' time and is instantaneous.

 

There are no 'issues' with Company owned vehicles being shown on this database, the only issue is that in many cases on fleet insurance and motor trade insurance policies the onus is on the POLICYHOLDER to update the information. Many policyholders do not appreciate this fact.

 

You can check to see that your vehicle is on the database at:-

 

ASKMID

 

 

H

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I have to disagree with the last post. Lol.

 

The 'Police Computer' is not the Police computer, but the Motor Insurer's Database run by the Motor Insurers Information Centre to whom all insurers contribute information and to which the Police have access. This system works in 'real' time and is instantaneous.

 

H

 

Sorry to have confused you - The vehicle records on PNC are retrieved from DVLA directly - The Insurance is, as you rightly say, taken from the MIB records

 

There is a lot of controversy over the accuracy of the records and I know Police Officers that will take the side of caution if the vehicle is shown as not having any insurance - Instead they will issue a producer like the OP got.

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The DVLA do not hold insurance records.

 

They have many failings, but this isn't one of them

 

Hence why I corrected myself

 

Sorry to have confused you - The vehicle records on PNC are retrieved from DVLA directly - The Insurance is, as you rightly say, taken from the MIB records
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Well that is a matter of great debate - It may take some time for your insurance to show up on the database but you are insured

 

The system is not without its problems and the Police have to rely on the common sense of the officer dealing. If it happens I would be interested to see how you get on ;)

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but the police are acting on info supplied

if incorrect, who pays towing ,storage fees etc

 

The database isn't the be all and end all. It would depend on the circumstances; whether the other docs were in order; demeanour of driver; how long has the car been owned; etc.

 

At the end of the day the PC concerned has the option of

 

1) NFA

2) Producer

3) Sieze

 

depending on his suspicions and 'feel' for the situation.

 

If (3), then the person collecting the vehicle is liable for the charges. It may be unfair, but it is the law.

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