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    • No I get what you're saying and that is fair enough if that's the way it is, but the issue is that the Judge has agreed that I part exchanged my car against a new car but then failed to acknowledge that it was a deposit of some form. To trade my car in and get a discount of a new car constitutes as a deposit by legislation. The Judge has conflicted himself and this is where he is misinterpreting the law.  I also shouldn't have had a scrappage discount and a dealership discount together, it says so in their terms and conditions, which in itself makes the agreement improperly executed at the very least.  This may all make more sense when I upload the trial bundle, it's over 160 pages though so taking a while to redact my information 
    • the scrappage scheme is nothing to do with the agreement ...sorry. it's an enticement to purchase a replacement vehicle. just the same as shop signs that say 50% off or whatever.  its a done and dusted deal done before you enter into the agreement for the remaining £sum. 
    • don't get too hung up on the real meaning of 'fake' in terms of the documents a claimant might produce relating to a potential court claim. by fake we typically mean, they are not obviously the 'real McCoy' ,100% associated with whatever credit they are trying to pin on punters. they are often of the right 'version' that an OC would have used for that particular take out date, but with details inserted in a diff font where they should be for say your name address DOB etc. All DCA's typically  have filing cabinets covering each year for most creditor, whip 'em out, scan and copy n paste your details onto them, even easier now with online sign ups. no hard copies ever sent cause 90% of mugs have lost them..... one of our most powerful tools is the fact any docs they produce, unless they state they are 'a reconstruction'  MUST come from the original creditor noty some hidden pile the claimants have. Link are absolute masters at this so dont stick to lowell threads. dx    
    • Driving home last night I contacted wing mirrors with a car coming the opposite way. The wing mirror folded in and the glass popped out. Very minor damage.  I stopped at the next layby (A road) to repair the mirror. A passerby stopped and said they saw the other car stopped behind me in another layby - they went back and passed over details so we could get in touch.  The conversation started cordially, but quickly got heated when I said I was well on my side and they drifted over (which is what happened).  I wasn't going to bother filing a claim as there isn't enough damage to justify it. I've said to the other party lets just call it quits as there are no witnesses and we both think we are innocent.   they said they are contacting the police and insurance and that they have witnesses. But a quick facebook search found a post by the other person saying they were in a crash, and were 'spun' off the road. Picture of a broken wing mirror and a slight scuff on the front and rear wheel arch. they are asking for witnesses. I have screenshots of the post, and sent them another message saying I can see you don't have witnesses as you are appealing for them. I'd really not drag this out. Lets call it quits and move on. this was followed by a couple of messages that didn't really make much sense. e.g. 'do the right thing'. What should I do now?  Contact police?  Contact my insurance? - Can I tell them about this incident but say I dont want to claim? Will that affect my premium?  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Confusing song lyrics


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Thanks for saving the thread and getting it back on topic barracad.

 

"But I know what I am and I'm glad I'm a man and so is Lola"

 

Wht are the Kinks saying here? Are they glad Lola is a man? As is sounds like it to me.

No, not at all. He is glad he's a man and Lola is glad he's a man

 

For clarification of what I mean both are happy that the first one is a man

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No woman no cry.

 

I always thought it was "No chicken pot pie"

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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I thought Lola was a man too - haha misread blueskies post depends how you read it.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Irony is defined as "conveyance by meaning by words whose meaning means the literal opposite". Alanis - please note - you are using the word incorrectly. I'm sure you will apperciate me pointing this out:

 

"Ironic"

 

An old man turned ninety-eight

He won the lottery and died the next day

It's a black fly in your Chardonnay

It's a death row pardon two minutes too late

And isn't it ironic... don't you think

 

It's like rain on your wedding day

It's a free ride when you've already paid

It's the good advice that you just didn't take

Who would've thought... it figures

 

Mr. Play It Safe was afraid to fly

He packed his suitcase and kissed his kids goodbye

He waited his whole damn life to take that flight

And as the plane crashed down he thought

"Well isn't this nice..."

And isn't it ironic... don't you think

 

It's like rain on your wedding day

It's a free ride when you've already paid

It's the good advice that you just didn't take

Who would've thought... it figures

 

Well life has a funny way of sneaking up on you

When you think everything's okay and everything's going right

And life has a funny way of helping you out when

You think everything's gone wrong and everything blows up

In your face

 

A traffic jam when you're already late

A no-smoking sign on your cigarette break

It's like ten thousand spoons when all you need is a knife

It's meeting the man of my dreams

And then meeting his beautiful wife

And isn't it ironic...don't you think

A little too ironic...and, yeah, I really do think...

 

It's like rain on your wedding day

It's a free ride when you've already paid

It's the good advice that you just didn't take

Who would've thought... it figures

 

Life has a funny way of sneaking up on you

Life has a funny, funny way of helping you out

Helping you out"

 

This is not irony, sweetie!

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

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He's just a poor boy from a poor family

Spare him his life from these pork sausages

 

Hands up who can hear Freddie spinning in his grave? (with laughter, knowing him!)

:p Wanting out of the red and into the pink! :p

 

If I've been nice please tip my scales. If I've been naughty, tip 'em twice! ;)

 

CURRENTLY CAGGING -

 

NatWest Bank - no response to S.A.R - (Subject Access Request), 40 days passed

 

Natwest CC - no response to CCA, 12+30 days passed. Calls continue, I ignore.

 

Sainsburys CCs x 2 - Current T&Cs rec'd in response to CCA request. Letter sent re lack of prescribed terms. Calls continue, mobile set to auto ignore.

 

Capital One - Copy application form rec'd in response to CCA. Letter sent re lack of prescribed terms. Standard final response received. Calls continue, I ignore.

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Saying nothing. Not about Freddie. And liking pork sausages. Oh no. Not me.

 

:p

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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He's just a poor boy from a poor family

Spare him his life from these pork sausages

 

Don't be silly.

 

Sparing his life from his warm sauce of tea

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Is this the real life or is this just Battersea?

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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LOL HC!

 

What about that Kurt Cobain geezer and smelly teenagers, eh?

 

Here we are now, in containers

 

Not to mention the ironic Alanis...

 

It's not fair

To deny me

Of the cross-eyed bear that you gave to me...

:p Wanting out of the red and into the pink! :p

 

If I've been nice please tip my scales. If I've been naughty, tip 'em twice! ;)

 

CURRENTLY CAGGING -

 

NatWest Bank - no response to S.A.R - (Subject Access Request), 40 days passed

 

Natwest CC - no response to CCA, 12+30 days passed. Calls continue, I ignore.

 

Sainsburys CCs x 2 - Current T&Cs rec'd in response to CCA request. Letter sent re lack of prescribed terms. Calls continue, mobile set to auto ignore.

 

Capital One - Copy application form rec'd in response to CCA. Letter sent re lack of prescribed terms. Standard final response received. Calls continue, I ignore.

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Thank you my children. Through your posts I find again the will to live

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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Sleep soundly, HC - for tomorrow is Friday and once Ugly Betty is all uglied out I can spend untold hours remembering misheard lyrics to lift your soul as much as they remind me that I cn stay up late cos SATURDAY IS DUVET DAY!

:p Wanting out of the red and into the pink! :p

 

If I've been nice please tip my scales. If I've been naughty, tip 'em twice! ;)

 

CURRENTLY CAGGING -

 

NatWest Bank - no response to S.A.R - (Subject Access Request), 40 days passed

 

Natwest CC - no response to CCA, 12+30 days passed. Calls continue, I ignore.

 

Sainsburys CCs x 2 - Current T&Cs rec'd in response to CCA request. Letter sent re lack of prescribed terms. Calls continue, mobile set to auto ignore.

 

Capital One - Copy application form rec'd in response to CCA. Letter sent re lack of prescribed terms. Standard final response received. Calls continue, I ignore.

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Sleep soundly, HC - for tomorrow is Friday and once Ugly Betty is all uglied out I can spend untold hours remembering misheard lyrics to lift your soul as much as they remind me that I cn stay up late cos SATURDAY IS DUVET DAY!

 

If you knew my plans for this weekend, auntie, you'd understand the huge grin on my face now. If anybody who knows me does not know, pm me!

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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Bohemian Rhapsody...

Be-elzebub has a double four-door sideboard...

 

Oh the okey-cokey

Oh the okey-cokey

Oh the okey-cokey

THAT's what it's all about!

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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Bohemian Rhapsody...

Be-elzebub has a double four-door sideboard...

 

Oh the okey-cokey

Oh the okey-cokey

Oh the okey-cokey

THAT's what it's all about!

 

LOL

 

That's funny.

 

What is it all about?

 

Thanks folk - I've had a bad day, death of a good friend. You help me smile. Which is what it's all about.

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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If you knew my plans for this weekend, auntie, you'd understand the huge grin on my face now. If anybody who knows me does not know, pm me!

 

Does anybody want to know what your plans are? If they're too x-rated to post on the thread... :eek:

 

Bohemian Rhapsody...

Be-elzebub has a double four-door sideboard...

 

Scare a moose, scare a moose, will you do the damn tango...

Beelzebub has a telephone inside for me.

 

 

Oh the okey-cokey

Oh the okey-cokey

Oh the okey-cokey

THAT's what it's all about!

 

What if the hokey cokey really is what it's all about? :???:

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Or the Hot dog song by Celine Dione

 

'I believe that the hot dogs go on' - from Titanic

 

' I want to staple the vicar' - We are family - Sister sledge

 

I thought it was:-

 

Just let me staple the vicar

We're giving love in a femidom

 

:D

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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It is Jo, just couldn't think straight when I typed it

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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A couple more that I thought of:

 

'all I do is Chinese things' (actually is 'all I do each night is pray' - Take That or someone like)

 

And the song about the 'paper jeans' which irritates me - bit chilly in this weather I would think:p

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Wow I learn so much on here.

 

(actually is 'all I do each night is pray' - Take That or someone like)

 

I always thought it was:

 

All I do is shine his face

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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LOL that's good.

 

Not quite the same thing, but I do love Weird Al Yankovic's parodies...

 

YouTube - "Weird Al" Yankovic - White & Nerdy

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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