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    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Bank Of Ireland


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I AM BEING ABSOLUTELY HAMMERED BY THESE BUNCH OF CROOKS,IF THEY WORE MASKS THEY COULD BE CALLED DICK TURPIN.I WOULD BE GRATEFUL FOR ANY ADVICE ON THE FIRST STAGE OF CLAIMING THE CHARGES BACK ie WHAT TO DO FIRST, WHAT TO WRITE IN MY FIRST LETTER ,HOW TO SEND A DATA PROTECTION LETTER TO GET MY STATEMENTS ETC, I'M NOT GOING TO SIT BACK AND LET THESE PEOPLE KEEP ME IN THE RED AND WORRYING WHERE I'M GOING GET THE MONEY TO PAY THEM WHEN MOST OF WHAT I OWE IS UNLAWFUL CHARGES,!!!!!!!!!!!!!PLEASE HELP!!!!!!!!!!!!!

THANKS:???:

B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED

Capital one-offer received for £240(not even half claim)CLAIM BEING FILED

Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

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Hi Richard

Welcome to Forum. It's great to see someone else from Northern Ireland ready to join the fight.

All the letters you will need are in the template thread in the main part of this site.

 

1. You send off your DPA (allow 40 days to respond)

2. You send off your peliminary request for refund (allow 14 days to respond)

3. You sent off your letter before action (allow 14 days to respond)

4. You lodge court papers in the small claims court.

 

Its really simple and all the answers you will need are in the frequently asked questions.

If you do need any help just shout as there are loads of people here to help!!

GOOD LUCK

Flo

  • Confused 1
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Richard first step would be thoroughly read the FAQ's they will address all issues of how to proceed.Then when you have familiarised yourself with what is involved,the templates section will give you all the letters you need to send. It's really very straightforward when you have studied all the relevant info on the site and the main thing to remember-don't let them fob you off or bluff you-you will get what you want.And also open a basic bank account with another bank before you start(what is known here as deploying a parachute!!)in order to circumvent the hassle which will arise if BOI decide they want rid of you and close your account at the end of all this.....

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read everything you see, no matter how irrelevant it may seem.

any questions that have not been answered, just post them on here.

tell your friends about this site so that as many people from here can join in. the BIG 4 have had it to easy for to long

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thanks for the advice everyone,lets get stuck in to these crooks,i'll get started asap,cheers,will post details of progress

B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED

Capital one-offer received for £240(not even half claim)CLAIM BEING FILED

Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

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hi guys,its richard again,this is probably gonna sound like a really daft question,i hope someone can help without laughing!! i have read the faqs and have now gone to the templates page to view the data protection letter which i have to send,!!!!!!!!this is the stupid part!!!!!!!!! DO I PRINT THE LETTER OF,i was wondering that if i print the page it will give me the parts like:: account number xxxxxxx,and (their address) (your address) etc, would i have to print this page,scan it back into the computer and then alter it to suit my situation and then reprint? SORRY IF THIS IS GONNA WASTE ANYBODIES TIME FOR SOMETHING STUPID BUT I REALLY WANT TO TAKE THESE CROOKS TO THE CLEANERS,THNX A LOT PEOPLE!!!!!!!!!!!!!!:confused:

B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED

Capital one-offer received for £240(not even half claim)CLAIM BEING FILED

Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

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HI,THANKS AGAIN FOR THE ADVICE,I CLICKED YOUR SCALES,I WILL TRY AND DO THAT BUT I SAY TRY,I HAVE NEVER COPIED AND PASTED BEFORE BUT I WILL HAVE A GO UNTIL I GET IT,THANKS A LOT:grin:

B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED

Capital one-offer received for £240(not even half claim)CLAIM BEING FILED

Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

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Hi Richard

To do this just right click over the top of the letter. It will then give you the option to 'select all' - Click on it and it will all highlight in blue. Right click again and then select 'copy'. Then open a new document in Word. Right click in it and select paste.

 

After you have done this you can edit the document to suit yourself. Delete all the xxxxx etc and put in all your details

Again if you need anything else just shout!!!

CHEERS

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Evening All, Its That Stupid Guy Again, I'm About To Ask Another Stupid Question::: Is There Any Other Way For Me To Use The Templates Other Than Copy And Pasting To Word? It Seems That I Don't Have The Full Version Of Word And My Free Version (i Got It When I Bought The Computer) Has Expired,i Don't Really Want To Fork Out Any Money ,the Bank And Credit Card Companies Have Taken It All,sorry To Be A Nuisance But I Really Want To Get At These People,,,thanks A Lot For All The Advice Given Already

B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED

Capital one-offer received for £240(not even half claim)CLAIM BEING FILED

Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

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Do you have Wordpad installed?

 

Start > Programs > Accessories > Wordpad

 

This should do the trick

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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CHEERS FOR THE INFO ON THE TEMPLATES GUYS,GOT THE LETTERS SORTED AND I'M POSTING THEM RECORDED TODAY,FEEL SO MUCH HAPPIER THAT I'VE GOT THE FIRST LETTERS OFF TO THEM AND THE PROCESS HAS STARTED,WILL KEEP POSTING UPDATES OF HOW I GET ON,I HAVEN'T NOTICED MANY PEOPLE ON THE SITE WHO HAVE CLAIMED AGAINST THE BANK OF IRELAND ,SO HOPEFULLY WHEN I GET A POSITIVE RESULT IT WILL ENCOURAGE MORE PEOPLE TO DO SO,CHEERS

B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED

Capital one-offer received for £240(not even half claim)CLAIM BEING FILED

Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

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  • 3 weeks later...

Hi Y'all,just A Wee Update On The *ank ,sorry Bank Of Ireland,still No Reply ,looks Like They Are Going To Be As Bad At Replying To Letters As They Are Good At Charging,although There Is No Problem When They Are Sending Letters Out To Harrass People,i'll Keep Waiting With Baited Breath,just Hope They Don't Comply Then I Can Put In A Complaint To The Information Commissioner,god Luck Everyone I'll Keep You Posted:)

B.of.IRELAND-FINAL RESPONSE RECEIVED(NO OFFER)CLAIM BEING FILED

Capital one-offer received for £240(not even half claim)CLAIM BEING FILED

Barclaycard-offer received for £430(not accepted)CLAIM BEING FILED

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  • 6 years later...

Hi Richard,

 

Which? the Consumer Group are currently campaigning to the Bank of Ireland about their unfair charges. It might be worth visiting their Consumer Rights website and using the online complaints tool to send your complaint directly to the bank from that end too!

 

Hope this helps,

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