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    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
    • Just be careful with your language on what you post here - Keep it above board Lets see what you send to the big boss. 
    • I made that payment on 13th Feb, then it all went down hill. 
    • Massive potentially that payment has been made in some form as accompanying evidence to your financial difficulties.  And yes, but add some more zing to the email if it goes to the CEO - You need to make them understand what they have done. And telling the CEO  / MD of the biz what their actions have done to you - It adds to the complaint weighting.    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Transport police


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This was the actual charge.

 

"You did molest or wilfully interfere with the comfort or convenience of any person on the railway by putting your feet on the seats while on a rail journey to Chester."

 

It's only merseyrail who have brought any action of this type and so far they have made some 300 prosecutions. I read one student did not even have anything on her feet, her flip flops were on the carriage floor.

 

What is the difference of having ones unprotected feet on a seat to having ones bum on a seat, considering the amount of late night drinkers who travel by train I should imagine that the bums could be worse. :)

 

The state of some of the toilets on the Liverpool to London trains is in my opinion interfering with the comfort of passengers by British rail themselves no one has ever brought chargers against them.

 

I really am saddened that my son and so many others have had to go through this whole stupid procedure of being prosecuted without first trying a simple polite request which would have been sufficient.

 

To be fair to the majority of police officers it was the transport police and only the one's on mersey rail but!! for the legal system which allows this to happen as you rightly say does not inspire any respect whats so ever.

 

I am so glad it's all over, hm or is it??

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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yes it seems that you can obstruct your own gates! (the car is to large to fit into the victorian wide ally way laughingly described as off street parking in the property details) and there is a single yello line ac cross the gateway, and a notice saying that you cannot park on the yellow lines between 9-5 mon-sat..

Like you said PT2537 she should appeal against the ticket for parking on a piece of missing yellow line...anyone on this site would - but some people are too damned "nice". She paid up the same day over the phone, but I will direct her to this site and to your comments and hopefully she will defend herself. I have looked at where she was parked and we can put a awhole car in that place and none of it is on yellow lines! I shall ask her to come back and have a photo of her car in the spot to proove it - somehow I bet she doesn't...

Sorry Pen - for the hyjack!:p

If I have been of any help to you please be kind enough to click on my scales! Thank you

 

:D Halifax Bank...December 2006 ..... WON! 1 week after N1 filed.

:eek: Lloyds TSB....... April 2007 Lloyds TSB.....WON, 1 day before prelim. court date, still went before judge.

:p Nationwide.........April 2007 Nationwide.......WON, 3 weeks after N1 filed.

:rolleyes: Nat West....June 2007 (on behalf of friend) Settled after LBA and before filing.

:smile:HSBC - full settlement ...on behalf of my son...

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If the markings are not clear, then without going into tooo much detail here, the case of Davis and Heatley in the high court ruled that the markings must be clear, if they are not then there should not be a penalty charge

 

further more if you can produce proof that the lines do not comply with the TSRGD 2002 you may be able to push the council to reimburse you under the ruling in the case of Woolwich equitable building society -V - inland revenue as this case sets out where a fine is paid where there is no basis in law to enforce it then you are entitled to restitution

 

.....

 

Paul, I think this was in a private sainsburys car park.

 

edit: oh, no, re-read the post. You're right, of course.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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My thoughts are with the poor unfortunate passenger who would have to sit on a seat that had had someone else's feet on it.

God knows what a person has trodden on beforehand?!...:mad:

 

Zero tolerance is what is needed with the youth of today!

A total disrespect + lack of concern for other people is endemic in modern society.

I believe that the fault firmly lies on the shoulders of the parents.

It is all too easy to blame teachers or the government.

 

In a case like this, it is simply BAD MANNERS.

The person involved deserves having the full weight of the law thrown against him, to serve as an deterrent to others...:mad:

 

If not, what would it be the NEXT time??

Grafitti??...Vandalism??...Fare Dodging??...or EVEN WORSE??

Perhaps the shock of a conviction would nip his anti-social activity in the bud, before it escalates further?!

It could actually be beneficial to him in the long term!!...;):)

 

LOL

 

MTM as bookworm would say behave

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

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Shame the train was not adapted to his use.

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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yeah, I would bring a civil claim against them for failing to uphold the Disability Discrimination Act... LOL.

 

£300 should do it;)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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i want joking thats what i would do

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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Although I hate to say it MTM was right in one respect, my son would run a mile rather then go to court again :)

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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  • 2 months later...

There is a sign at my local train station, ormskirk, that says merseytravel will no longer give warnings of enforcement, and will take action straghtaway. Putting feet on seats comes under some byelaw, credit to them the trains on that line are a lot quieter now.

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  • 1 year later...

Appologies for reviving such an old thread here.

 

I have reported people for feet on seats before, but I usually give at least one verbal warning on my initial train patrol, and I think that's fair. The only reason I go straight for a report is if the person in question has visibly dirty footwear, to the extent that it's just a blatent disregard for the state they'll leave the seats in, or if the person fails the 'attitude test' and feels they have the right to put their feet up. I don't mind if they have newspaper on the seat, but I still find it anti-social to be honest.

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Sorry, I cant believe the OP is talking about a real incident. A BTP officer reporting someone for an offence?...nah...wouldnt happen.

Realistically, I don't actually think it was a BTP Officer involved....sounds more like those Merseyrail guys...what with the headcam on...:grin:

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