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Found 8 results

  1. Compulsory microchipping to improve horse welfare READ MORE HERE: https://www.gov.uk/government/news/compulsory-microchipping-to-improve-horse-welfare
  2. New guide to improve consumer product safety recalls READ MORE HERE: https://www.gov.uk/government/news/new-guide-to-improve-consumer-product-safety-recalls
  3. I wanted to take out a loan for £3800 around two years back. because I knew I would be rejected because of my poor credit rating, I asked a relative. Since then, I've paid off ALL of the balance, through my relatives bank account, i.e., I send her the money, she pays the finance company etc. Now since I have a) myself paid ALL the balance and b) have statements proving where the money went (from me>her>finance company), is there any way I could use this to better my score, like in a big way?
  4. Hi, I am trying to get myself in a position where I can actually get some form of credit stream however the past mistakes are still haunting me and they are totally my fault. There are approx 6 defaults on my credit file which are stopping anyone from looking twice at me for things like credit cards, loads or even mortgages etc which has left me in a rather strange "trap". The defaults amount to approx £2k and the oldest one was last updated approx 4 years ago. Clearly there defaults are causing me a issue and I could really do with "fixing" them to give the most positive r
  5. Hi there, this is my first post here so please be patient I have a Barclaycard with limit of £4000 (I actively reduced this from 6K) of which I currently owe just over 3K. I am only able to pay £100 a month so the debt is only being reduced by about £60 a month. Now Barclaycard are increasing their APR my monthly payment will reduce even slower than now. I tried to apply for a 0% balance transfer card but was unsuccessful. My husband has only managed to open a Lloyds Platinum card with a 1K limit so we can transfer £950 onto that and make regular payments no problem.
  6. What happens if my circumstances improve, will my DRO get revoked or will I have to make payments to my creditors? can someone tell me what will happen?
  7. I am an aged widower in good health with credit card debt as a result of helping two members of my family. They had a laudable ambition in their 40s to work for useful mature student degrees while cutting down to part-time jobs. They were very successful and now have far better jobs. I can service the monthly payments to the credit card companies in excess of the minimum but am finding the rates of interest a disgrace. How can I come to some sort of deal to pay off this debt? G. P., Suffolk. Read more: http://www.dailymail.co.uk/money/experts/article-2324818/I-gave-relatives-money-improv
  8. http://www.bbc.co.uk/news/business-21683739 The Office of Fair Trading says it has uncovered widespread evidence of irresponsible lending among the UK's 50 biggest payday loans companies. It is giving them 12 weeks to change their behaviour, or risk losing their licences. It will also refer the issue to the Competition Commission, after it found evidence of problems in the way that payday loan companies compete with each other. The companies have not been named. Among the poor practices identified was a failure to work out whether people could afford to pay new loans.
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