there is a Staffy type round where i live, which did get a clump of hair from him, i complained to the council, but this old dog still roams....one sunday i was clearing the fire out and my dog was in the garden, he came in, as i was going out.. to my horror the Staffy had got into my back garden and obviously seen my dog coming into the the house.... i would hate to think what wouldve kicked off if it had attacked my dog (2 dogs, no leads... very dangerous).. one dog wouldve died that night, and it wouldnt have been mine.... since then, when i walk the dog, i wear a nice pai of strong boots, and twice i have to put myself in front of my dog to fend this old dog off.... numerous people has seen these atacks, and what makes this dog look bad, is my dog doesnt growl, snarl or defend but simply tries to hide behind me..... so purely unprovoked attacks.

How fast were you travelling at??? really draggin on now though..... When i was on a Scooter and got T-boned by a taxi i had my money in 9mth..... the other party kept denying, until they got prosecuted in court..... i also had to have Physio, but thankfully no broken bones.

Thats why if you suspect someone is dUI, you should get whoever is in the car to call the police, and they can come and deal....

After a court case now called Corgi Homeplan.

After a Telephone call and a letter the other day, anothe letter with 25 cheque enclosed. Not that they will change their systems..... but hey ho

time for a small claims of £250 for emotional, phycologial and financial loss.... bet they dont contest jusge rules in your favour, they fail to pay send the baliffs in!!! and let me know when and where!!!

you must also notify the energy company in question...

wtf..... so you love swalec, but your actually promoting another company..... whats your game>???

other than the extra money they have taken,,,, what has your financial loss been???? You have to complain to Swinton first..... if you feel they havent resolved the complaint, then and only then, will the FOS consider your complaint.

i agree.... enforce the ddeb indemnity.... im merely pointing out to OP the bank have no idea what the agreed ddeb amount is..... the only thing they kno is you authorise them to pay reuested amounts to the company who requests money providing there is funds available

firstly when you set up a ddeb you authorise YOUR BANK to pay money to a given payee. the bank DOESNT know the amount that you agreed to..... thats why Ddeb indemnity exists. the bank will give the payee whateve they request providing you have the availale funds.

yes tell them 1mths interest and loan aoun is it, once its paid il see you lot in court!!!! ha ha they know they dont have a le to stand on, becuase its a 31day loan......

when you submit tha papers back, and have notified you are defending in full, they will most probably back down

for wonga send the same email to [email protected], [email protected], [email protected] NOW....... explain your change in financial circumstances, offer 6-9mths, ask for sort code/acc number so you can send payment by faster payments on payday.... within hours, they will freeze your interest, and giv you your monthly payments.... dont wait til the 25th... as wonga charge interest daily they will stop as soon as they recieve your email

Hi there and welcome..... Firstly can you post a list of companies, and how much..... each PDL are different into how they will help, thats why the names of the PDL's are important...... there is a template letter to stop telephone... unfortunatrly ome think they are above the law.....

they wouldnt so within 2 mths i called to pay balance + one month, they refused, and i said i had the money to pay and thats all i was paying, and they were refusing to even take that..... so eventually an account manager called, and i explained all i was will to pay to clear the account was loan+1mth, i said you can take me to court and your company can explain why you have refused to take payment.... he agreed to take my money, but before i did, while he was on the phone i requested an email to that effect... only then did i faster payment the money onto the debit card, and give the money over,,,,

i stood my ground with them.. and refused to pay their silly charges..... eventually an account manager called me and we sorted it out, but the ones that answered the phones had no common sense at all

They are 2 seperate companies....... When i sorted out repayment plans.... PDUK accepted, express refused.

did you get their paying in details so you can make payment by bank transfer

also remember some ads are displayed going by your browsing history.... so if you continually browsing betting sites yours ads will be betting you continually browse car sites, your ads will relate to cars etc

i love these average letters...... why cant the letters state exactly what your new rates will be ?

you need to organise a fair ddeb to cover usage and debt..... give them a reasonable offer, and try to check you statements... to prevent these things happening..... with a bill of £329, this has accrued over a period of 4mths +, in these 4mths no payment has been made, therfore you uys have had more money to spend... As i said..... Keep an eye on statements to make sure bills are being paid.... Make a reasonable offer, and they should play ball, if you can make a token payment this might soften them up.

agree... lol i live in a council house, the goverment spout off about energy efficient homes.... council houses are some of the most unefficient homes there ae, lack of insulation etc..... i live in an old village, no gas supply, im on coal fire spend about £120p/m from sept-april. £35 on electric.... a bag of coal is very expensive here £16.50 fo a 50kg bag. when i moved over here 4ys ago it was £12 a bag. Now if i fell into a category i can get fuel poverty payments for gas/elec, i dont believe this stands fo coal.... the irony is the amount of coal mines around where i live within a 25m radius would be over 6 activ mines!! think i imght go into y garden and start digging!!! lol

i agree with the vast majority of you rant.... and i know this doesnt make it any better, but are you aware we are one of the cheaper countries for energy costs http://www.energy.eu/

i would send a prove it letter, also as its 6yrs ago, the debt (if there is one) may well be statue barred. Lowell are well known for chasing debts they can do nothing with