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    • An update to this case as I’ve not been on in a while.    I am still awaiting a charging decision in the case. The two police officers involved have said their personal belief is a section 47 ABH charge is the most likely outcome but this isn’t a sure thing of course.    The EA certificate from the issuing court has now lapsed. The court have refused to recertify him until they’ve had a hearing in to the case, and the district judge has issued orders to surrender all evidence, footage, photos etc.    I have done so promptly.    the EA, not so much . Equita have claimed they cannot provide his bodycam footage as the camera he was wearing is the EA personal one not one of theirs.   the EA has claimed he has asked Equita and the police for the footage as he claims he doesn’t have it.    the police have confirmed they didn’t seize his camera and they don’t have it.    so they are basically pointing the finger at each other all the while failing to comply with the district judges order to provide all evidence they intend to rely on at the rescheduled hearing.    The district judge has stated the hearing for his certification will NOT be the hearing for my complaint as there is no charge as of yet, and just as to whether he should be recertified or not.    I’m not 100% on why that can’t be done at the time, but I’m not about to question a judge…..      
    • Thanks FTMDave, I like the cut of your jib - I'll go with that and obtain proof of postage. Encouraging that NPE have never followed through and seem to blowing hot air, let's see where they go after this   Regards
    • Please see my comments in orange within your post.
    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.   House or Flat? Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. Lenders have a legal obligation to sell the property for the best price they can get. If they feel the offer is low they won't sell it, because it's likely the borrower will say the same. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Again, points as above. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) Why serve a delapidations notice? If it's in the terms of the lease to maintain the property to a good standard, then serve an S146 notice instead as it's a clear breach of the lease. I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. Enfranchisement isn't something that can be "voided", it's in the Leasehold Reform Act 1967 that leaseholders have the right to buy the freehold of the property. It's normal, whether it is a "normal" leaseholder or a repossession with a leasehold house, to claim this right of enfranchisement and sell the property with said rights attached and the purchase price of the freehold included in the final completion price. That's likely what the mortgage provider wished to do. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Redact and scan said evidence up for others to look at? Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. So this is dealt with then. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.  You wouldn't vary a lease through a lease extension. You'd need a Deed of Variation for that. This may be done at the same time but the lease has already been extended once and that's all they have a right to. The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved. The lease has already been extended once so they have no right to another extension. It seems pretty easy to just get the lawyer to say no and stick by those terms as the law is on your side there. Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. Again, order them to revert it as they didn't have permission to do the works, or else serve an S146 notice for breach of the lease. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Appeal Headache- I won they appealed***Paid in full***


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A Builder I paid to do work, did only 70% of the work and more or less abandoned the job for a much bigger project. I had to engage somebody else to finish it.

I wrote and threatened legal action, he laughed in my face.

 

I sued in the County Court for £6,500 and won by default because he did not even bother to send in a defence, instead he sent me a check for £1000 two days before the deadline for his reply to the case, asking me to withdraw the case that he will endeavour to pay the balance because he is strapped for cash right now.

 

He then applied for the judgment to be set aside with an N244 application, He lost his N244 application, it was dismissed.

 

He has now appealed that court judgment. In his application he also asked for the court to stay execution of the £6500 judgment I won, pending permission to appeal and subsequent appeal.

His reason is that he does not have money and will suffer hardship.

 

I received his notice of appeal by email. (which is ok by me, I have not been served by the court, though or any date given for the case to be heard on this appeal) When I saw he applied for stay of execution of judgment, I drafted a witness statement opposing the stay of execution, I listed his assets, which includes, 2 rental homes, an investment farm, he rents out to a tenant farmer. A small part-ownership of a taxi business (I knew about the assets because he is boastful and boasted about his wealth) I searched land registry and the houses and farm are all his.

I sent off the witness statement opposing his application for a stay, by e-filing to the court.

 

Now, the court has written me, asking me to file a respondent notice (N162). (I am a litigant in person) He has a firm of solicitors representing him.

 

I agree with the decision of the judge. I am not appealing the judgment I won. I just sent in the witness statement to show he is lying about his assets and should not get the judgment stayed pending permission to appeal or subsequent appeal.

 

I have tried to fill out the form, but I'm stomped because I don't know if its because of the witness statement I sent in or if its how I am to present my side in the appeal.

His lawyers did not file any skeleton argument with their N161, their reason was that they were awaiting further instructions from client. Its over 3weeks now, I still have not seen any other paper work from them.

 

Sorry for the long first post.

 

My question is - Why do I need to file an N162(respondent Notice), I agree with the decision of the judge, I am not appealing the decision in any way.

I just want to oppose his application for stay of execution pending permission to appeal or appeal itself.

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Well done on all the action you have taken so far. Especially the way that you have identified the defendant's assets. This is very good practice and not enough people take this kind of care.

 

I'm not familiar with the form N162 but I've just looked at it and it seems to me that it allows you not only to appeal against some aspect of a judgement but also it allows you to request the court to uphold an existing order – which is presumably what you want to do.

 

Have you not understood that part? On the form that I have downloaded, it is that section 6.

 

As far as I can see you simply need to tick the box saying that you want the court to uphold a certain order. Then you say that you want the court to uphold the order of XX X Ct dated XXX that – brief summary of the order.

 

After that there is another large box where you can put arguments and I would list them out in a bullet pointed fashion:

  1. The defendant has not litigated reasonably and has been dilatory in the way that he has responded to the initial claim which resulted in his attempt to have a default judgement set aside which was properly rejected by the County Court
  2. the defendant has admitted liability for the entire sum claimed and has even tried to make a part payment
  3. the defendant is a successful businessman with substantial resources including – XXX list the assets XXX and is even able to afford professional legal representation on a small claim whilst I am a litigant-in-person
  4. the defendants attempts to continually resist the judgement of the County Court are irrational and are merely serving to incur delay and costs for all concerned including the court
  5. if t]he court is eventually minded to grant the appellants order then it is respectfully suggested that this should be conditional on full payment into court of the judgement sum and all costs incurred to date pending the final outcome of the case

check this carefully and correct anything that is wrong or which you do not agree with

 

Does this answer your question?

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As soon as your judgement is confirmed and it is the end of the matter, I suggest that you set about enforcing the judgement immediately and without any notice to him. He sounds like a tricky customer and so the best thing to do will be to have it transferred up to High Court enforcement Officers immediately. You can do this by finding HCEO online. Most of them offer a simple process for about 60 quid. Do double check that if there is any problem with the enforcement that you will not be saddled with the fees. Fees can be quite substantial – easily £2000 but these would be paid by the defendant as well as having to pay the judgement sum. You get your 60 quid back as well

 

Please keep us informed as to how it goes.

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  • 4 weeks later...

UPDATE

 

I received a letter today informing me that the person who owes me wants to pay me if I withdraw my claim.

 

I replied informing them that once I get my money, I will write the court, telling them that I have been paid in full.

 

I got this reply from them...Please how do I proceed. I do not trust them and don't want to make a mistake at this late hour

 

"We will draft a consent order outlining the same. This is essentially an agreement filed at court (which we will send to you for review) which will state that xxxxxxxxx will pay the debt in full without an admission of liability. Once this has been filed then you can make an application to the court withdrawing your claim."

 

Please note they are the ones who filed an appeal, I thought all they had to do was withdraw their appeal and the whole thing will be over.

 

Thanks

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They want you to set a side your judgment by consent....obviously their appeal failed...which is normal if a set a side also failed.

 

The CCJ on their file is the problem...they are trying to get around it.....and its 6 years.

 

 

Andy

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Have you not had any notice that the appeal has failed? I should telephone the court and find out and get a copy of the order.

 

Once it is confirmed in writing then if I were you I would simply go ahead and enforce the judgement as described above. These people are trying to play a game.

 

You should certainly not consent to anything or give any agreement in writing that you will withdraw anything. Put it in for enforcement

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Hello Andyorch and BankFodder,

 

Thank you so much for your help in this matter.

 

I have not heard from the Court, first working day next week, I will call and inquire about the latest Court Order on the file.

 

When I read that 'not admitting liability' sentence in the correspondence, alarm bells went off.

I came straight here, since I don't want to step on their sneakily laid mines.

One would have thought that at this stage, they would have stopped trying to be clever by half.

 

 

I appreciate the help you have so generously given.:-)

 

Cheers.

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  • 3 weeks later...

FURTHER UPDATE

 

The Settlement Negotiation has failed because they insisted that I sign a consent order before getting my money.

They wanted me to agree to their firm sending me the money after the agreement is signed by me (and they receive the signed copy).

They also stated that "Once we see the signed agreement, we will confirm when we file it and then you can apply to withdraw your claim.’

 

In the Unless order of April,

The Judges order stated

" Unless the Appellant applies within 7 days of receipt of the Order dated 27th April 2018, for a retrospective extension of time, for serving Notice of Appeal, and the same time serving a particularised revised Amended Grounds of Appeal, the Appeal is to stand dismissed without further order."

 

They did not comply.

 

I have sent in an application for a charging order.

 

In a day or so the interim charging order should be in place.

 

The Court has not contacted me, they are backlogged according to an official I spoke to over the phone.

 

Do I need to apply for the sanction to take effect for non compliance with the unless order, or does the court do it of their own accord.

 

Please what do I do next.

 

Thanks

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You yourself would normally instigate the application for sanctions but with reference to the " Unless Order " the court has already stated " Appeal is to stand dismissed without further order."

 

Therefore I dont see the relevance in making such an application ?

 

 

Andy

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  • 2 months later...

UPDATE

I am happy to report that, as at Noon today, the judgment debtor paid the judgment debt in full, including the interest accrued since the judgment.

 

I want to use this opportunity to say THANK YOU to Bankfodder, Andyorch, and all the behind the scenes Tech People.

I know without a doubt that it was your help and guidance that enabled me to achieved this result.

I shall remain eternally grateful for your kind and generous help.

 

 

Cheers and God Bless.

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Excellent ...well done

 

Thread title updated to reflect the outcome.

 

Please consider making a donation to help us continue to help others.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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